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Are you unsure about becoming a Homeowner?
Posted by Tay Roberts on Tuesday, February 16th, 2010 at 1:54pm.More than two thirds of American households own their own home. They know the benefits of homeownership, from the accumulation of home equity, tax incentives, and the pride of owning a place of their own. And homeownership adds to the value of communities and has positive effects on children.
But buying a home can be an intimidating process. The first step is deciding if: I want to own a home; if I can afford a home; and if owning a home makes sense for me financially and emotionally. Once you make the decision to become a homeowner, you may then start to wonder if it’s worthwhile to wait to purchase a home until prices are at their lowest. Price is not the only factor to drive your decision. Currently, interest rates are at generational lows that greatly improve the affordability of homes. Also, there are additional tax benefits for first time home buyers that may be available for a limited time only such as the Home Buyers Tax Credit – a federal income tax credit for up to $8,000 which is set to expire
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