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$498,000
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Property Description
You'll love this upgraded Borgata model on a spacious .24-acre corner lot in the Rincon neighborhood at The Grand (formerly Sun City Grand). The split floor plan feels open and functional -- two large bedrooms plus a den that easily doubles as a third bedroom, home office, or hobby room. The primary suite is a real retreat with plenty of space, custom built-ins and a handy desk--perfect for working from home or just relaxing. The kitchen is beautifully upgraded: eat-in space, a breakfast bar, lots of counter and cabinet space, and appliances that flow right into the open great room -- ideal for everyday living and entertaining. The whole house even has surround sound four golf courses, casual and fine dining. Living at The Grand means enjoying a true active-adult lifestyle (45+): an aquatic center, pickleball and tennis courts, a softball field, a modern fitness center, media and hobby spaces, and a full calendar of social events. With miles of landscaped trails and golf-cart-friendly streets, it's easy to stay active and connected.
Full Property Details
Full Property Details for 20900 N Vista Trail
General
- Price: $498,000
- HOA FEE: $160/month
- HOA FEE FREQ.: Annually
- Taxes: $3,280 (2025)
- Status: Active
- Type: Single Family
- Source: ARMLS_Arizona_MLS_Phoenix_Area
- MLS ID: 6981172
- Updated: 5/5/2026
- Added to Site: 106 day(s) ago
Interior
- Interior Features: Non-laminate Counter, High Speed Internet, Double Vanity, Eat-in Kitchen, Breakfast Bar, 9+ Flat Ceilings, No Interior Steps, Pantry, Full Bth Master Bdrm, Separate Shwr & Tub
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Exterior Fireplace, Gas
- Appliances: Dryer, Washer, Built-in Microwave, Dishwasher, Disposal, Gas Range, Gas Oven
- Flooring: Carpet, Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Inside
Exterior
- Exterior Features: Private Yard, Built-in Barbecue
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Attached Garage, Garage Door Opener, Extended Length Garage, Direct Access, Attch'd Gar Cabinets
Location
- County: Maricopa
- Township: 4N
- Subdivision: SUN CITY GRAND RINCON
- Cross Streets: MOUNTAIN VIEW BLVD & RINCON PEAK DR
Community
- Association: Yes
- Assoc. Name: Sun City Grand CAM
- Assoc. Fees Include: Maintenance Grounds
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Forced Air, Natural Gas
Utilities
- Water: Pvt Water Company
Structural Information
- Architectural Style: Ranch,
- Builder: Del Webb
- Exterior Const.: Stucco, Wood Frame, Painted
- Roof: Tile
- Windows: Screens, Solar Screens, Dual Pane
- Sq. Ft. Source: Assessor
- Year Built: 2004
Manufactured Home
- Model: Borgata
Lot Features
- Lot Size (Acres): 0.24
- Lot Size (Sq. Ft.): 10,520
- Lot Size Source: Assessor
- Frontage: Asphalt
- Lot Features: East/West Exposure, Sprinklers In Rear, Sprinklers In Front, Corner Lot, Desert Back, Desert Front, Auto Timer H2O Front, Auto Timer H2O Back
Green Features
- Water Conservation: Recirculation Pump
Financial Considerations
- Association Fee: $1,921
- Assoc Fee Freq.: Annually
- Tax Amount: $3,280
- Tax Year: 2025
- Terms: Cash, Conventional, 1031 Exchange, VA Loan
Disclosures and Reports
- Ownership: Fee Simple
- Legal Description: LOT 119 SUN CITY GRAND RINCON MCR
- Property ID: 232-46-119
- Range: 2W
- Section: 24
- Lot Number: 119
Listed by Realty ONE Group
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Schools
Schools serving 20900 N Vista Trail
School District:Dysart Unified District
| Name | Grades | Distance |
|---|---|---|
Kingswood Elementary School 15150 West Mondell Road, Surprise, AZ 85374 | PK-8 | 2.8 mi |
Willow Canyon High School 17901 West Lundberg Street, Surprise, AZ 85388 | 9-12 | 3.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 20900 N Vista Trail
Date
Details
Price
Change
Source
3/09/2026
Price Reduced
$498,000
-4.05%
MLS
2/07/2026
Listed
$519,000
83.53%
MLS
10/30/2004
Sold
$282,788
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 20900 N Vista Trail
Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,280
1%
$42,400
5%
2024
$3,233
2%
$40,520
-11%
2022
$3,174
—
$45,450
19%
2022
$3,174
—
$38,060
19%
2022
$3,174
-4%
$32,070
6%
2021
$3,298
1%
$30,250
5%
2020
$3,260
3%
$28,860
9%
2019
$3,168
-1%
$26,460
2%
2018
$3,212
7%
$26,020
4%
2017
$2,997
4%
$24,970
5%
2016
$2,895
11%
$23,680
4%
2015
$2,600
—
$22,680
3%
2014
$2,588
11%
$22,000
1%
2013
$2,323
—
$21,720
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 20900 N Vista Trail
20900 N Vista Trail, Surprise, AZ 85387 (MLS# 6981172) is a Single Family property with 3 bedrooms and 2 full bathrooms. 20900 N Vista Trail is currently listed for $498,000 and was received on February 07, 2026. Want to learn more about 20900 N Vista Trail? Do you have questions about finding other Single Family real estate for sale in Surprise? You can browse all Surprise real estate or contact a Coldwell Banker agent to request more information.

