Date
Details
Price
Change
Source
3/12/2026
Listed
$559,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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Property Description
What if the best view of your day was waiting at home? This 3 bedroom, 2 bath home sits on nearly 5 wooded acres overlooking Bunt Lake, giving you space to roam, play in the woods, and enjoy every season from spring mornings to snowy winter days. The home offers a 3-stall heated attached garage plus a 2-car detached garage, providing plenty of room for vehicles, a boat, and all the toys that come with lake living. This home also features a convenient walk-out lower level, offering easy access to the backyard and the familyroom offers more room to relax or entertain. The deck is just off the kitchen and you will be able to watch the gorgeous sunsets over the trees.
Full Property Details
Full Property Details for 20441 Elmwood Rd
General
- Price: $559,900
- Taxes: $3,572 (2025)
- Status: Active
- Type: Single Family
- Source: NorthStarMLS_RMLS
- MLS ID: 7034359
- Updated: 3/12/2026
- Added to Site: 2 day(s) ago
Interior
- Appliances: Cooktop, Dishwasher, Dryer, Fuel Tank - Owned, Gas Water Heater, Microwave, Refrigerator, Wall Oven, Washer, Water Softener Owned
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 1
- 3/4 Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Eat-in kitchen: Yes
- Dining Room: Eat-In Kitchen, Informal Dining Room, Separate Formal Dining Room
- Formal Dining Room: Eat In Kitchen, Informal Dining Room, Separate/Formal Dining Room
- Laundry: Lower Level, Lower Level
Additional Information
- Amenities: Kitchen Window, Local Area Network, Patio
Exterior
- Porch/Patio/Deck: Deck, Patio
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Description: 16 x 22
- Garage Spaces: 5
- Parking Features: Attached Garage, Detached Garage, Garage Door Opener, Heated Garage, Insulated Garage
Location
- County: Stearns
- Township: Clearwater
- Subdivision: Woods Edge 2nd Add
- Driving Directions: From Hwy 45/Co Rd 45 turn onto Woodbine Rd then left onto Elderberry Rd then right onto Elmwood Rd, the house is on the left.
School Information
- School District: 2249 - St. Cloud
- High School District: St. Cloud
Heating & Cooling
- Central air: Yes
- Cooling Type: Central Air
- Heating Type: Forced Air
- Heating Fuel: Propane
Utilities
- Sewer: Septic System Compliant - Yes
- Water: Well
Structural Information
- Basement: Yes
- Finished basement: Yes
- Basement Desc.: Block, Daylight/Lookout Windows, Egress Window(s), Finished, Full, Walk-Out
- Foundation Size: 1500
- Roof: Age 8 Years or Less
- Disability Access: None
- Square Feet: 2,700
- Above Ground: 1,500 Sq. Ft.
- Below Ground: 1,500 Sq. Ft.
- Finished Down/Base.: 3,000 Sq. Ft.
- Year Built: 1987
Additional Structures
- Other Structures: Garage(s)
Lot Features
- Lot Size (Acres): 4.91
- Lot Dimensions: 405 x 375 x 396 x 503
- Zoning: Residential-Single Family
- Lot Description: Irregular Lot, Heavy Tree Coverage
Water Features
- Water Front Desc.: Lakefront
- Water Front Feet: 780
- Lake Front: Yes
Financial Considerations
- Tax Amount: $3,572
- Tax Year: 2025
- Terms: Conventional, VA, FHA, Cash
Disclosures and Reports
- Legal Description: LOT 015 BLK 001 WOODS EDGE 2ND ADD SECTION 31 TOWNSHIP 123 RANGE 027
- Property ID: 19110540014
Listed by Keller Williams Integrity NW
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Schools
Schools serving 20441 Elmwood Rd
School District:St. Cloud Area School District
| Name | Grades | Distance |
|---|---|---|
Clearview Elementary School 7310 Minnesota 24, Clear Lake, MN 55319 | PK-5 | 5.4 mi |
South Junior High School 1120 15th Ave S, St. Cloud, MN 56301 | 6-8 | 9.1 mi |
Technical Senior High School 4200 33rd St S, St. Cloud, MN 56301 | 9-12 | 7.7 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 20441 Elmwood Rd
Tax History
Tax History for 20441 Elmwood Rd
Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,572
8%
$420,100
7%
2023
$3,310
33%
$393,400
38%
2021
$2,492
-25%
$285,900
-25%
2023
$3,306
—
$383,200
34%
2023
$3,306
33%
$285,900
11%
2021
$2,492
16%
$257,600
16%
2020
$2,148
6%
$222,600
8%
2019
$2,026
-2%
$207,000
1%
2018
$2,074
3%
$205,100
100%
2016
$2,012
—
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 20441 Elmwood Rd
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20441 Elmwood Road, Clearwater, MN 55320 (MLS# 7034359) is a Single Family property with 3 bedrooms, 1 full bathroom and 1 partial bathroom. 20441 Elmwood Road is currently listed for $559,900 and was received on March 10, 2026. Want to learn more about 20441 Elmwood Road? Do you have questions about finding other Single Family real estate for sale in Clearwater? You can browse all Clearwater real estate or contact a Coldwell Banker agent to request more information.