Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$679,000 Sale Pending

  • For Sale
  • Pending
  • Single Family
  • 2 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 1,332 Sq. Ft.
  • 3 Car Garage
  • Updated 2 days ago
See This Home
Save This Home
See This Home
Save This Home
Welcome to your Lake Zumbro retreat with a million-dollar view! This beautifully remodeled 2-bedrooom, 2-bath home offers an open concept design with a walk-out lower level, perfect for lakeside living. Enjoy your private sandy beach, thoughtfully landscaped yard, and a spacious, low-maintenance deck ideal for entertaining or relaxing while taking in the stunning scenery. The property includes a 2-car garage, a workshop for your hobbies or storage, and an extra lot-perfect for outdoor games, gatherings, or simply soaking in the peaceful surroundings. A rare opportunity for lakefront living at its finest!

Full Property Details for 40536 Ryans Bay Rd

General

  • Price: $679,000
  • Taxes: $5,714 (2025)
  • Status: Pending
  • Type: Single Family
  • Source: NorthStarMLS_RMLS
  • MLS ID: 6737286
  • Updated: 7/9/2025
  • Added to Site: 30 day(s) ago

Interior

  • Fireplace: Yes
  • Number of Fireplaces: 2
  • Fireplace(s): Electric Log, Freestanding, Gas
  • Appliances: Dishwasher, Dryer, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • 3/4 Bathrooms: 1

Bedrooms

  • Total Bedrooms: 2

Other Rooms

  • Eat-in kitchen: Yes
  • Dining Room: Breakfast Area, Eat-In Kitchen, Informal Dining Room, Kitchen/Dining Room, Living/Dining Room
  • Formal Dining Room: Breakfast Area, Eat In Kitchen, Informal Dining Room, Kitchen/Dining Room, Living/Dining Room

Additional Information

  • Amenities: Ceiling Fan(s), Deck, Dock, Kitchen Center Island, Washer/Dryer Hookup

Exterior

  • Porch/Patio/Deck: Composite Decking, Deck

Parking

  • Garage: Yes
  • Garage Spaces: 3
  • Parking Features: Detached, Garage Door Opener, Parking Lot

Location

  • County: Wabasha
  • Driving Directions: County Road 12, turn on 11th Ave, turn on Ryans Bay Road

School Information

  • School District: 2805 - Zumbrota-Mazeppa
  • High School District: Zumbrota-Mazeppa

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central Air
  • Heating Type: Forced Air
  • Heating Fuel: Propane

Utilities

  • Sewer: Shared Septic
  • Water: Well

Structural Information

  • Exterior Const.: Vinyl Siding
  • Basement: Yes
  • Basement Desc.: Block, Full, Walk-Out
  • Foundation Size: 766
  • Roof: Age 8 Years or Less, Asphalt
  • Disability Access: None
  • Square Feet: 1,332
  • Above Ground: 1,032 Sq. Ft.
  • Below Ground: 766 Sq. Ft.
  • Finished Down/Base.: 1,798 Sq. Ft.
  • Year Built: 1940

Additional Structures

  • Other Structures: Workshop

Lot Features

  • Lot Size (Acres): 0.36
  • Lot Dimensions: Irregular
  • Frontage: County Road
  • Zoning: Residential-Single Family
  • Lot Description: Accessible Shoreline, Some Trees

Water Features

  • Water Front: Yes
  • Water Front Name: Zumbro
  • Water Front Desc.: Dock, Lakefront, Lake View
  • Water Front Feet: 159
  • Water Front Num: 55000400
  • Lake Front: Yes
  • Lake Acres: 714
  • Lake Depth: 43

Financial Considerations

  • Tax Amount: $5,714
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: SECT-34 TWP-109 RANGE-014 .36 AC TRACTS 3 & 4 IN NE1/4SW1/4 & 37' ADJ TO TRACT 4
  • Property ID: R170033200

Listed by Elcor Realty of Rochester Inc.

Quickly Find Out More

* Indicates a required field

Yes, I would like more information from Coldwell Banker. Please use and/or share my information with a Coldwell Banker agent to contact me about my real estate needs.

By clicking SUBMIT, I agree a Coldwell Banker Agent may contact me by phone or text message including by automated means about real estate services, and that I can access real estate services without providing my phone number. I acknowledge that I have read and agree to the Terms of Use and Privacy Policy.

We Value Your Privacy

Listing agent

— 40536 Ryans Bay Rd —

  • Elcor Realty of Rochester Inc.

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Get a Great Insurance Rate

Find the right home insurance for your new home!

with our affiliated in-house agency

Request a Quote

Save up to an additional 20% by bundling your home and auto together!

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Find the right home insurance for your new home!

with our affiliated in-house agency

Request a Quote

Save up to an additional 20% by bundling your home and auto together!

Schools serving 40536 Ryans Bay Rd

School District:Plainview-Elgin-Millville Public Schools
RatingNameGradesDistance
6
Plainview-Elgin-Millville 4-6 Elementary School
210 2nd St Sw, Elgin, MN 55932
4-612.3 mi
7
Plainview-Elgin-Millville Pk-3 Elementary School
600 W Broadway, Plainview, MN 55964
K-315.5 mi
7
Plainview-Elgin-Millville Junior High School
70 1st St Se, Elgin, MN 55932
7-812.5 mi
6
Plainview-Elgin-Millville High School
500 W Broadway, Plainview, MN 55964
9-1215.5 mi
Disclaimer: School ratings provided by GreatSchools. Ratings are on a scale of 1-10. Learn more about GreatSchools ratings. School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 40536 Ryans Bay Rd Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/01/2025
Price Reduced
$679,000
-2.86%
MLS
6/12/2025
Listed
$699,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 40536 Ryans Bay Rd

Year
Property Taxes
Change
Tax Assessment
Change
2023
$6,454
—
$544,600
2%
2023
$6,454
9%
$533,600
4%
2021
$5,938
-10%
$512,300
—
2023
$6,574
11%
$511,800
30%
2021
$5,938
5%
$393,300
7%
2020
$5,658
9%
$368,300
3%
2019
$5,206
80%
$359,100
27%
2017
$2,899
59%
$282,600
100%
2015
$1,821
—
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 40536 Ryans Bay Rd

$
Down Payment
%
$
%

$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Down Payment Resource

Listed by Elcor Realty of Rochester Inc.

Just Listed near 40536 Ryans Bay Rd

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

407 Cedar Ct NE, Pine Island, MN 55963 - Photo 1 Just Listed
$330,000

407 Cedar Ct NE  Pine Island, MN 55963

  • Single Family
  • Active
  • Updated 1 day ago
  • 4
    Beds
  • 2
    Total Baths
  • 1,976
    Sq. Ft.
Listed by Real Broker, LLC.
66182 310th Ave, Lake City, MN 55041 - Photo 1 Just Listed
$845,000
Open House

66182 310th Ave  Lake City, MN 55041

  • Single Family
  • Active
  • Updated 1 day ago
  • 4
    Beds
  • 3
    Total Baths
  • 3,664
    Sq. Ft.
Listed by Keller Williams Premier Realty
100 S Washington St, Lake City, MN 55041 - Photo 1 Just Listed
$425,000

100 S Washington St  Lake City, MN 55041

  • Commercial
  • Active
  • Updated 2 days ago
  • 2,800
    Sq. Ft.
  • 0.07
    Acres
Listed by RE/MAX Results
525 7th Ave NE, Plainview, MN 55964 - Photo 1 Just Listed
$399,900
Open House

525 7th Ave NE  Plainview, MN 55964

  • Single Family
  • Active
  • Updated 2 days ago
  • 4
    Beds
  • 3
    Total Baths
  • 2,284
    Sq. Ft.
Listed by Re/Max Results

Price Reduced near 40536 Ryans Bay Rd

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

2700 115th St NW, Oronoco, MN 55960 - Photo 1 Price Reduced
-$10,000 (-1.67%)
$589,000
Open House

2700 115th St NW  Oronoco, MN 55960

  • Single Family
  • Active
  • Updated 3 days ago
  • 3
    Beds
  • 4
    Total Baths
  • 3,532
    Sq. Ft.
Listed by Edina Realty, Inc.
829 Dubuque Blvd, Zumbrota, MN 55992 - Photo 1 Price Reduced
-$4,000 (-1.22%)
$325,000

829 Dubuque Blvd  Zumbrota, MN 55992

  • Single Family
  • Active
  • Updated 1 day ago
  • 4
    Beds
  • 2
    Total Baths
  • 2,108
    Sq. Ft.
Listed by Keller Williams Premier Realty
7720 100th St NW, Pine Island, MN 55963 - Photo 1 Price Reduced
-$50,000 (-4.17%)
$1,150,000

7720 100th St NW  Pine Island, MN 55963

  • Single Family
  • Active
  • Updated 2 days ago
  • 5
    Beds
  • 5
    Total Baths
  • 4,632
    Sq. Ft.
Listed by Re/Max Results
720 10th St SW, Pine Island, MN 55963 - Photo 1 Price Reduced
-$3,500 (-1.57%)
$220,000

720 10th St SW  Pine Island, MN 55963

  • Townhouse
  • Active
  • Updated 3 days ago
  • 2
    Beds
  • 2
    Total Baths
  • 1,677
    Sq. Ft.
Listed by Counselor Realty of Rochester

Recent Sales near 40536 Ryans Bay Rd

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

40412 Ryans Bay Rd, Zumbro Falls, MN 55991 - Photo 1 Sold
$667,000

40412 Ryans Bay Rd  Zumbro Falls, MN 55991

  • Single Family
  • Closed
  • 3
    Beds
  • 3
    Total Baths
  • 1,974
    Sq. Ft.
Listed by Elcor Realty of Rochester Inc.
Sold by Edina Realty, Inc.
56748 404th Ave, Mazeppa, MN 55956 - Photo 1 Sold
$740,000

56748 404th Ave  Mazeppa, MN 55956

  • Single Family
  • Closed
  • 2
    Beds
  • 4
    Total Baths
  • 2,682
    Sq. Ft.
Listed by WightmanBrock Real Estate Advisors
Sold by Edina Realty, Inc.
56339 400th Ave, Zumbro Falls, MN 55991 - Photo 1 Sold
$685,000

56339 400th Ave  Zumbro Falls, MN 55991

  • Single Family
  • Closed
  • Updated 18 hours ago
  • 4
    Beds
  • 2
    Total Baths
  • 2,228
    Sq. Ft.
Listed and Sold by Elcor Realty of Rochester Inc.
868 Zumbro Woods Ln NW, Oronoco Township, MN 55960 - Photo 1 Sold
$695,000

868 Zumbro Woods Ln NW  Oronoco Township, MN 55960

  • Single Family
  • Closed
  • 4
    Beds
  • 3
    Total Baths
  • 3,226
    Sq. Ft.
Listed by Dan Wagner
Sold by Edina Realty, Inc.

40536 Ryans Bay Road, Zumbro Falls, MN 55991 (MLS# 6737286) is a Single Family property with 2 bedrooms, 2 full bathrooms and 1 partial bathroom. 40536 Ryans Bay Road is currently listed for $679,000 and was received on June 12, 2025. Want to learn more about 40536 Ryans Bay Road? Do you have questions about finding other Single Family real estate for sale in Zumbro Falls? You can browse all Zumbro Falls real estate or contact a Coldwell Banker agent to request more information.

Tour this property