Date
Details
Price
Change
Source
2/20/2026
Listed
$575,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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$575,000 Coming Soon
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Property Description
Discover the perfect blend of privacy, recreation and thoughtful updates in this 2-story home set on 3.24 picturesque acres in desirable Callaway Valley. Offering 4 bedrooms and 3.5 baths with 1,922 sf of finished living space above grade, this home delivers both functionality and flexibility. Numerous updates have been completed throughout, including refreshed bathrooms and improvements across the interior, creating a move-in-ready feel while maintaining warmth and character. The walk-out lower level includes partial finishing, providing additional living space with the opportunity to easily complete to your specifications - ideal for a recreation room. The exterior renovation completed in December of 2025 is a standout feature. Improvements include new siding, roof, gutters, gutter guards, fascia, exterior lighting, an insulated garage door and a low-maintenance composite deck with pergola- perfect for entertaining or relaxing while enjoying the peaceful acreage. Windows were replaced just 2 years ago and include a transferable warranty, offering added value and peace of mind. Outdoors, the property truly shines. The rare, mostly flat yard provides ample space for play, gardening and exploration. Enjoy summer days in the large above-ground pool or take advantage of the spacious barn/shed with electric-ideal for hobbies, storage, or small equipment. A dedicated garden area adds to the property's versatility for those seeking a more self-sustaining lifestyle. Ownership includes access to Callaway Valley's private, gated 160 acre lake, offering fishing, boating a beach and pavilion amenities- an exceptional recreational benefit that enhances the overall lifestyle appeal of this property. If you've been searching for acreage, updates and lake privileges in one cohesive package, this property delivers.
Full Property Details
Full Property Details for 640 Callaway Ridge Dr
General
- Price: $575,000
- HOA FEE: $54/month
- HOA FEE FREQ.: Annually
- Taxes: $3,756 (2025)
- Status: Coming Soon
- Type: Single Family
- Source: MARIS
- MLS ID: 26009599
- Updated: Today (2/20/2026)
- Added to Site: Today
Interior
- Number of Rooms: 10
- Interior Features: Breakfast Bar, Breakfast Room, Double Vanity, Eat-in Kitchen, Entrance Foyer, High Speed Internet, Laminate Counters, Pantry, Storage, Tub, Walk-In Closet(s)
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Great Room, Insert, Wood Burning
- Appliances: Stainless Steel Appliance(s), Dishwasher, Disposal, Ice Maker, Microwave, Propane Water Heater, Gas Range, Gas Water Heater, Water Softener
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
- Main Floor Baths: 1
Bedrooms
- Total Bedrooms: 4
- Bedrooms Main & Up: 4
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Parking Features: Asphalt, Attached, Concrete
Location
- Area: 410 - Francis Howell
- County: St. Charles
- Township: Unincorporated
- Subdivision: Callaway Valley
- Driving Directions: From Hwy 40 and Hwy94 - South to right on Hwy D through 1st stop sign to 2nd stop sign make a left onto Hwy F- left into Callaway Valley subdivision - stay on Callaway ridge Dr. - right into property From Hwy 70 - south on Hwy Z - right at stop sign - left at stops sign onto Hwy F - left into Callaway Valley Subdivision -stay on Callaway Ridge Dr. - right into property.
School Information
- High School District: Francis Howell R-III
- Elementary School: Daniel Boone Elem.
- Middle School: Francis Howell Middle
- High School: Francis Howell High
Community
- Assoc. Fees Include: Maintenance Parking/Roads
Heating & Cooling
- Cooling Type: Ceiling Fan(s), Central Air Conditioning
- Heating Type: Propane
Utilities
- Sewer: Septic Tank
- Water: Public
- Utility Description: Electricity Connected, Propane, Underground Utilities, Water Connected
Structural Information
- Architectural Style: Traditional
- Basement: Yes
- Basement Desc.: Poured Cement (8 Feet or More), Bathroom, Concrete, Partially Finished, Full, Storage Space, Walk-Out Access
- Roof: Architectural Shingle
- Square Feet: 1,922
- Year Built: 1993
Additional Structures
- Other Structures: Shed(s)
Lot Features
- Lot Size (Acres): 3.24
- Lot Size (Sq. Ft.): 141,134.4
- Lot Size Source: Public Records
- Lot Dimensions: 221 x 675 x 53 x 78 x 77 x 50 x 639
- Frontage: Private Road
- Street/Road Desc.: Asphalt
- Lot Features: Back Yard, Front Yard, Garden, Level, Natural Foliage, Rectangular Lot, Wooded
Financial Considerations
- Association Fee: $650
- Assoc Fee Freq.: Annually
- Tax Amount: $3,756
- Tax Year: 2025
Disclosures and Reports
- Ownership: Private
- Special Conditions: Standard
- Documents Avail.: None Available
- Legal Description: Callaway Valley #7 Lot 202
- Disclosures/Reports: Flood Plain No, Seller Property Disclosure, Septic Disclosure
- Property ID: 3-0077-6369-00-0202.0000000
Listed by Blondin Group, Inc
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Listing agents
— 640 Callaway Ridge Dr —
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Schools
Schools serving 640 Callaway Ridge Dr
School District:Francis Howell R-Iii School District
| Name | Grades | Distance |
|---|---|---|
Daniel Boone Elementary School, Wentzville, MO 201 West Highway D, Wentzville, MO 63385 | K-5 | 2.6 mi |
Francis Howell Middle School 825 O'Fallon Rd, Saint Charles, MO 63304 | 6-8 | 10.2 mi |
Francis Howell High School 7001 Missouri 94, Saint Charles, MO 63304 | 9-12 | 7.8 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 640 Callaway Ridge Dr
Tax History
Tax History for 640 Callaway Ridge Dr
Year
Property Taxes
Change
Tax Assessment
Change
2022
$3,217
—
$50,826
—
2021
$3,220
3%
$50,826
5%
2020
$3,138
1%
$48,637
1%
2019
$3,098
2%
$48,231
4%
2018
$3,051
1%
$46,170
—
2017
$3,034
2%
$46,170
6%
2016
$2,963
—
$43,486
—
2015
$2,962
3%
$43,486
7%
2014
$2,867
-1%
$40,717
—
2013
$2,902
—
$40,717
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 640 Callaway Ridge Dr
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640 Callaway Ridge Drive, Defiance, MO 63341 (MLS# 26009599) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 640 Callaway Ridge Drive is currently listed for $575,000 and was received on February 20, 2026. Want to learn more about 640 Callaway Ridge Drive? Do you have questions about finding other Single Family real estate for sale in Defiance? You can browse all Defiance real estate or contact a Coldwell Banker agent to request more information.