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$1,375,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 4 Full Baths
  • 1 Partial Bath
  • 2,560 Sq. Ft.
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GOLD FORTIFIED THROUGH 2030!! Experience the perfect blend of luxury and coastal comfort in this thoughtfully designed Orange Beach retreat. With water views and four spacious porches, including a fully screened haven, indoor and outdoor living flow seamlessly together. Inside, the open layout centers around a warm gas fireplace and a gourmet kitchen with a gas range. The primary suite is a true escape, offering a private coffee bar, dual vanities, and dual closets, while three additional en-suite bedrooms ensure privacy for guests. Everyday convenience is elevated with a private elevator, tankless water heater, and foam-insulated attic. The lower level features a welcoming foyer, tandem garage with dual doors, a fishing/workshop space, and generous storage. Outside, enjoy a fully fenced backyard that backs up to the park, gather around the gas fire pit, or rinse off in the fully screened outdoor shower. An extra-large parking pad in the driveway is perfect for a boat or additional vehicles. Safety and peace of mind come standard with hurricane-rated windows and doors, roll-down storm protection, and a Gold Fortification Certificate, helping you secure lower insurance costs, renewed through 2030. Within the community, enjoy a resort-style lifestyle with a pool, pickleball, tennis, volleyball, basketball, playground, commons area, fishing dock, boat ramp, and boat storage, all for just $500 per year in HOA dues. With miles of state park bike trails moments away, 4099 Harbor Road offers both elegance and adventure in the heart of Orange Beach. Buyer to verify all information during due diligence.

Full Property Details for 4099 Harbor Rd

General

  • Price: $1,375,000
  • HOA FEE: $42/month
  • HOA FEE FREQ.: Annually
  • Taxes: $2,830
  • Status: Active
  • Type: Single Family
  • Source: 934
  • MLS ID: 385297
  • Updated: 12/28/2025
  • Added to Site: 121 day(s) ago

Interior

  • Interior Features: Ceiling Fan(s), Elevator, High Ceilings, Internet, Storage
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator w/Ice Maker, Washer
  • Flooring: Tile, Luxury Vinyl Plank

Rooms

Bathrooms

  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Additional Information

  • Shared Amenities: Fishing, Pool - Outdoor, Tennis Court(s), Playground
  • Pool: Yes
  • Pool Description: Community
  • Security/Safety: Smoke Detector(s)

Exterior

  • Exterior Features: Termite Contract
  • Porch/Patio/Deck: Porch-Open, Porch-Screened, Rear Porch, Front Porch

Parking

  • Parking Features: Three or More Vehicles

Location

  • Area: Orange Beach 1
  • County: Baldwin
  • Subdivision: Terry Cove Harbor
  • Driving Directions: From Hwy 161 turn at the Regions Bank onto Terry Cove Drive. At the 4 way stop turn right onto St Lucia Drive turn right and go to the end. Turn Right on Harbor - the home is the 4th house on the right.

School Information

  • Elementary School: Orange Beach Elementary
  • Middle School: Orange Beach Middle
  • High School: Orange Beach High

Community

  • Association: Yes
  • Assoc. Fees Include: Common Area Insurance, Maintenance Grounds, Taxes-Common Area

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Central Electric (Cool)

Utilities

  • Water: Orange Beach Water Auth

Structural Information

  • Architectural Style: Raised Beach
  • Exterior Const.: Hardboard, Fortified-Gold
  • Roof: Metal, Fortified Roof
  • Building Size: 2560
  • Square Feet: 2,560
  • Sq. Ft. Source: Assessor
  • Year Built: 2019
  • Property Condition: Resale

Lot Features

  • Property View: Indirect Bay-Across Rd
  • Lot Size (Acres): 0.22
  • Lot Size (Sq. Ft.): 9,583.2
  • Fence: Yes
  • Lot Features: Less than 1 acre
  • Fencing (Description): Fenced

Water Features

  • Water Front View: Bay Access (<=1/4 Mi)

Financial Considerations

  • Association Fee: $500
  • Assoc Fee Freq.: Annually
  • Tax Amount: $2,830

Disclosures and Reports

  • Ownership: Whole/Full
  • Legal Description: 60 X 150 Irr Lot 31 Terry Cove Harbor Sub Slide 1365A- 136 7A In The City Of Orange Beach Sec 4-T9s-R5e (Wd) Opener
  • Property ID: 6502044001027
  • Block: 31
  • Lot Number: 31

Listed by Signature Properties

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Listing agents

— 4099 Harbor Rd —

  • Signature Properties

  • Signature Properties

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Price & Sales History for 4099 Harbor Rd Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/16/2025
Listed
$1,375,000
957.69%
MLS
5/17/2018
Sold
$130,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 4099 Harbor Rd

Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,220
-1%
$88,440
-1%
2023
$2,239
21%
$89,160
21%
2022
$1,850
23%
$73,920
15%
2021
$1,508
—
$64,080
12%
2021
$1,508
78%
$57,060
116%
2019
$845
72%
$26,400
72%
2018
$492
—
$15,360
—
2017
$492
18%
$15,360
18%
2016
$416
—
$13,000
—
2015
$416
55%
$13,000
55%
2014
$269
9%
$8,400
9%
2013
$246
—
$7,700
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Signature Properties

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4099 Harbor Road, Orange Beach, AL 36561 (MLS# 385297) is a Single Family property with 4 bedrooms, 4 full bathrooms and 1 partial bathroom. 4099 Harbor Road is currently listed for $1,375,000 and was received on September 16, 2025. Want to learn more about 4099 Harbor Road? Do you have questions about finding other Single Family real estate for sale in Orange Beach? You can browse all Orange Beach real estate or contact a Coldwell Banker agent to request more information.

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