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$1,395,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 4 Full Baths
  • 1 Partial Bath
  • 4,183 Sq. Ft.
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Experience coastal living in this one-of-a-kind upscale home located in Terry Cove Harbor subdivision, perfectly situated across from the water with beautiful bay views. This exceptional three-story residence offers 4 spacious bedrooms and 4.5 bathrooms, designed with both luxury and functionality in mind, with 9 ft. ceilings throughout and crown molding on the upper two floors. The open-concept main living area features a stylish gas fireplace, creating the perfect gathering space. The main level also includes the private primary suite with a beautifully appointed bath with a large stained-glass window, two extra-large closets, along with an additional guest bedroom, full bath, and a large closet, for added convenience. The upper level offers two generously sized bedrooms, each with its own full bath and large closets, while the lower level features a comfortable den, a half bath, abundant interior storage, and easy access to the home's covered parking areas. Enjoy a beautifully landscaped, fenced backyard complete with a covered entertaining area for barbecues and outdoor gatherings. Relax on the covered front porch while taking in peaceful bay views or unwind on the covered back porch overlooking the private backyard. An electric lift provides added convenience between levels. The house is prewired for a security system, generator, and well water for the sprinkler system. Residents of Terry Cove Harbor enjoy outstanding community amenities, including a private boat ramp, boat trailer storage, fishing pier, swimming pool, tennis, and pickleball courts-making this a true coastal lifestyle destination. Whether you're looking for a primary residence or a luxury coastal retreat, this remarkable home offers the perfect blend of elegance, comfort, and resort-style amenities. Buyer to verify all information during due diligence. Square footage information is from courthouse records.

Full Property Details for 4123 Harbor Rd

General

  • Price: $1,395,000
  • HOA FEE: $50/month
  • HOA FEE FREQ.: Annually
  • Taxes: $2,804
  • Status: Active
  • Type: Single Family
  • Source: 934
  • MLS ID: 399742
  • Updated: 7/30/2026
  • Added to Site: 50 day(s) ago

Interior

  • Interior Features: Storage, Ceiling Fan(s), High Ceilings, Termite Contract
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Living Room
  • Appliances: Microwave, Dishwasher, Plumbed For Ice Maker, Smoke Detector
  • Furnishings: Unfurnished
  • Flooring: Tile, Wood, Carpet

Rooms

Bathrooms

  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Additional Information

  • Shared Amenities: Gazebo, Playground, Landscaping, FishingPier, PetsAllowed, PickleBallCourt, TennisRacquetball

Exterior

  • Exterior Features: Storage, Irrigation Sprinkler
  • Porch/Patio/Deck: Rear Porch, Porch Open, Front Porch, Covered Patio, Po

Parking

  • Parking Features: Other/See Remarks, Three Car Carport

Location

  • Area: Gulf Shores
  • County: Baldwin
  • Subdivision: Terry Cove Harbor
  • Driving Directions: From Hwy 161 South toward the beach, go east on Terry Cove Drive, then turn right on St. Lucia Drive, then left on Harbor Road, house is located on the left across from the water. Look for sign.

School Information

  • Elementary School: Orange Beach Elementary
  • Middle School: Orange Beach Middle
  • High School: Orange Beach High

Community

  • Association: Yes
  • Assoc. Fees Include: Pool, Recreation Facilities, Reserve Funds, Taxes Common Area, Common Area Insurance, Association Management, Common Area Maintenance
  • Pets Allowed: Yes

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Electric
  • Heating Type: Electric

Utilities

  • Utility Description: Natural Gas Available, Underground Utilities, Water City, Water Well, Baldwin EMC, Sewage City, Water Heater Electric, Orange Beach Water Auth, Cable

Structural Information

  • Architectural Style: Raised Beach
  • Roof: Metal
  • Stories/Levels: 3
  • Building Size: 4183
  • Square Feet: 4,183
  • Sq. Ft. Source: Tax Records
  • Year Built: 2003

Lot Features

  • Property View: Indirect Bay Side
  • Fence: Yes
  • Lot Features: Less Than 1 Acre
  • Fencing (Description): Fenced

Water Features

  • Water Front View: Deeded Access, Bay Access Less Than Or Equal To Quarter Mile

Financial Considerations

  • Association Fee: $600
  • Assoc Fee Freq.: Annually
  • Tax Amount: $2,804

Disclosures and Reports

  • Ownership: Whole Full
  • Legal Description: 60.7' x188.9' IRR Lot 42 Terry Cove Harbor SUB SLIDE1365-A
  • APN: 65-02-04-4-001-040.000
  • Block: Lot 42

Listed by RE/MAX of Gulf Shores

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Listing agent

— 4123 Harbor Rd —

  • RE/MAX of Gulf Shores

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 4123 Harbor Rd

School District:Baldwin County School District
NameGradesDistance
Foley Elementary School
450 North Cedar Street, Foley, AL 36535
K-611.2 mi
Foley Middle School
200 North Oak Street, Foley, AL 36535
7-811 mi
Foley High School
1 Pride Place, Foley, AL 36535
9-129.7 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 4123 Harbor Rd Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/21/2026
Listed
$1,395,000
153.64%
MLS
6/11/2018
Sold
$550,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 4123 Harbor Rd

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,804
7%
$87,640
7%
2024
$2,621
-1%
$81,920
-1%
2023
$2,642
21%
$82,560
21%
2022
$2,187
35%
$68,340
34%
2021
$1,615
—
$50,960
-15%
2021
$1,615
-14%
$59,620
2%
2019
$1,879
76%
$58,720
13%
2018
$1,070
—
$51,840
7%
2017
$1,070
—
$48,440
1%
2016
$1,070
—
$47,740
10%
2015
$1,070
10%
$43,340
9%
2014
$977
15%
$39,680
14%
2013
$849
—
$34,680
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by RE/MAX of Gulf Shores

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4123 Harbor Road, Orange Beach, AL 36561 (MLS# 399742) is a Single Family property with 4 bedrooms, 4 full bathrooms and 1 partial bathroom. 4123 Harbor Road is currently listed for $1,395,000 and was received on July 21, 2026. Want to learn more about 4123 Harbor Road? Do you have questions about finding other Single Family real estate for sale in Orange Beach? You can browse all Orange Beach real estate or contact a Coldwell Banker agent to request more information.

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