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$1,275,000 Just Listed
Property Description
A HIDDEN WORLD IN THE HEART OF THE VERDE VALLEY. Tucked away at the end of the road in Cottonwood's lush Greenbelt, this distinctive Victorian Country Farmhouse-style residence offers a side of Arizona few expect to find. Set on a private 0.97-acre lot surrounded by towering shade trees and established greenery, this is a true sanctuary--peaceful, secluded and seemingly worlds away from it all. Beautifully maintained, the 3,166-square-foot, two-story home offers an abundance of flexible living space with 4 bedrooms, a loft, den/office and an oversized three-car garage. Recent improvements include new flooring, fresh paint and upgraded sliding door windows, while a private well and septic system add to the property's independence. Best of all--NO HOA. Inside and out, there is room to live, work, gather and retreat. The generous floorplan easily accommodates guests, a home office, hobbies or multi-purpose living, while the expansive property provides the privacy and breathing room that are increasingly difficult to find. Yet for all its seclusion, the location is remarkably convenient. Shopping, dining and everyday services are just minutes away, while the historic charm of Clarkdale and Jerome is close at hand. Head the other direction and the spectacular Red Rocks of Sedona await, with world-renowned hiking, outdoor adventure, dining and recreation all within easy reach. Whether envisioned as a full-time residence, seasonal Arizona retreat or investment property, this unique Greenbelt setting offers exceptional flexibility without the constraints of an HOA. Private enough to feel hidden. Convenient enough to stay connected. This is Arizona living you simply don't expect to find.
Full Property Details
Full Property Details for 520 N Rio Arriba
General
- Price: $1,275,000
- Taxes: $3,320 (2018)
- Status: Active
- Type: Single Family
- Source: ARMLS_Arizona_MLS_Phoenix_Area
- MLS ID: 7071414
- Updated: Today (8/26/2026)
- Added to Site: Today
Interior
- Interior Features: Non-laminate Counter, High Speed Internet, Double Vanity, Master Downstairs, Breakfast Bar, Vaulted Ceiling(s), Kitchen Island, Pantry, Full Bth Master Bdrm, Separate Shwr & Tub, Tub with Jets
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Gas
- Appliances: Refrigerator, Built-in Microwave, Dishwasher, Disposal, Electric Cooktop
- Flooring: Vinyl, Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Wshr/Dry HookUp Only
Exterior
- Exterior Features: Balcony, Private Street(s)
Parking
- Garage: Yes
- Garage Spaces: 3
- Parking Features: Attached Garage, RV Access/Parking, Direct Access, Circular Driveway
Location
- County: Yavapai
- Subdivision: S35 T16N R3E
Community
- Assoc. Fees Include: No Fees
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: Forced Air, Propane
Utilities
- Water: Private Well
- Well: Yes
- Utility Description: Phone Available, Propane
Structural Information
- Architectural Style: Victorian, See Remarks,
- Exterior Const.: Cement Siding, Wood Frame
- Roof: Metal
- Windows: Skylight(s), Dual Pane
- Sq. Ft. Source: Assessor
- Year Built: 1998
Additional Structures
- Other Structures: Gazebo
Lot Features
- Property View: Panoramic, Trees/Woods, Mountain(s)
- Mountain views: Yes
- Lot Size (Acres): 0.97
- Lot Size (Sq. Ft.): 42,253
- Lot Size Source: Assessor
- Frontage: Gravel
- Lot Features: Rural, Gravel/Stone Front, Grass Front, Grass Back, Irrigation Front, Irrigation Back
Green Features
- Energy Efficient: Solar Panels
- Water Conservation: Recirculation Pump
Financial Considerations
- Tax Amount: $3,320
- Tax Year: 2018
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Ownership: Fee Simple
- Property ID: 406-45-119-T
Listed by Berkshire Hathaway HomeServices Arizona Properties
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Schools
Schools serving 520 N Rio Arriba
School Districts:Mingus Union High School District, Cottonwood-Oak Creek Elementary District
| Name | Grades | Distance |
|---|---|---|
Cottonwood Elementary School, Cottonwood, AZ 301 North Willard Street, Cottonwood, AZ 86326 | 3-5 | 1.5 mi |
Arizona Izone Institute 1 N Willard St, Cottonwood, AZ 86326 | K-12 | 1.5 mi |
Mingus Online Academy 1801 East Fir Street, Cottonwood, AZ 86326 | 8-12 | 1.9 mi |
Mingus Union High School 1801 East Fir Street, Cottonwood, AZ 86326 | 9-12 | 1.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 520 N Rio Arriba
Date
Details
Price
Change
Source
8/26/2026
Listed
$1,275,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 520 N Rio Arriba
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,909
5%
$65,466
—
2024
$4,685
—
$65,609
4%
2024
$4,685
6%
$63,232
-9%
2022
$4,414
—
$69,556
29%
2022
$4,414
-3%
$54,064
18%
2021
$4,554
2%
$45,734
7%
2020
$4,463
2%
$42,889
100%
2019
$4,375
—
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 520 N Rio Arriba
520 N Rio Arriba --, Cottonwood, AZ 86326 (MLS# 7071414) is a Single Family property with 3 bedrooms and 2 full bathrooms. 520 N Rio Arriba -- is currently listed for $1,275,000 and was received on August 26, 2026. Want to learn more about 520 N Rio Arriba --? Do you have questions about finding other Single Family real estate for sale in Cottonwood? You can browse all Cottonwood real estate or contact a Coldwell Banker agent to request more information.
