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Property Description
Welcome to 648 S Cholla St - your perfect waterfront family home in the desirable lake community of Lago Estancia! This community is just about one mile from downtown Gilbert with its award-winning restaurants, vibrant nightlife, shopping and popular community events. However, a convenient stone's throw from this home you'll find excellent family restaurants, convenient shopping and other services. Lago Estancia is a scenic lake community with easy access to the water, two miles of safe, paved walking paths, a bridge perfect for photographing family events and a large community park. The Sellers - the original owners of this ample, 2,781 square foot home - purchased the property to raise their young family in this wonderful community. Now all the children are adults and living independent lives, and this much loved, well cared-for home is awaiting its new family. This 5 bed, 2.5 bath house offers significant upgrades: the large kitchen was completely remodeled - look at the photographs, it's huge and bright and gorgeous! In 2001, the Sellers hired a licensed contractor and added an additional, 482 square foot bedroom with a large, walk-in closet. This beautiful, permitted space served multiple functions for its family, first as a very large multi-child bedroom, and then as a kids' den and gathering space. And that's not all: the home has a 4 year old roof, a 2 year old pool pump, a refurbished pool and cool decking, and an updated master bath, new carpet, and new exterior and interior paint! Please note that the listing photos show empty walls - the Sellers had all the old wall hangings removed and the holes patched before the interior was freshly painted. They are leaving you a clean, perfect, blank canvas to design your new family home. When you come see this perfect home, make sure you enjoy the green, peaceful back yard, and then walk down to the water and stroll along the 2 miles of scenic, paved paths. Bring your family to come see this home - you'll see how easy it will be to live here, raise your children, and enjoy the comfortable, outdoor and social lifestyle that Gilbert is known for!
Full Property Details
Full Property Details for 648 S Cholla St
General
- Price: $745,000
- HOA FEE: $80/month
- Taxes: $2,474 (2025)
- Status: Active
- Type: Single Family
- Source: ARMLS_Arizona_MLS_Phoenix_Area
- MLS ID: 6998430
- Updated: 3/14/2026
- Added to Site: Today
Interior
- Interior Features: High Speed Internet, Granite Counters, Double Vanity, Upstairs, Eat-in Kitchen, Vaulted Ceiling(s), Kitchen Island, Full Bth Master Bdrm, Separate Shwr & Tub
- Appliances: Dryer, Washer, Water Softener Owned, Reverse Osmosis, Refrigerator, Built-in Microwave, Dishwasher, Disposal, Electric Range, Electric Oven
- Flooring: Carpet, Vinyl, Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 5
Other Rooms
- Laundry: In Garage, See Remarks
Additional Information
- Pool: Yes
- Pool Description: Outdoor, Play Pool, Fenced
Exterior
- Exterior Features: Balcony
Parking
- Garage: Yes
- Garage Spaces: 3
- Parking Features: Attached Garage, Garage Door Opener, Direct Access, Side Vehicle Entry
Location
- County: Maricopa
- Township: 1S
- Subdivision: PARCEL 3 OF LAGO ESTANCIA LOT 31-90 TR A-E
- Cross Streets: S Cooper Rd and W Warner Rd
Community
- Association: Yes
- Assoc. Name: Lago Estancia
- Assoc. Fees Include: Maintenance Grounds
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Heat Pump, Ceiling Fan(s), Programmable Thermostat
- Heating Type: Heat Pump
Utilities
- Water: City Water
- Utility Description: Phone Available
Structural Information
- Architectural Style: Other,
- Builder: UDC
- Exterior Const.: Stucco, Wood Frame
- Roof: Tile
- Sq. Ft. Source: Appraiser
- Year Built: 1992
Lot Features
- Property View: Creek/Stream
- Lot Size (Acres): 0.16
- Lot Size (Sq. Ft.): 6,830
- Lot Size Source: Assessor
- Frontage: Asphalt
- Lot Features: Waterfront Lot, Sprinklers In Rear, Sprinklers In Front, Gravel/Stone Front, Grass Back, Auto Timer H2O Front, Auto Timer H2O Back
Water Features
- Water Front: Yes
- Water View: Yes
Financial Considerations
- Association Fee: $80
- Assoc Fee Freq.: Monthly
- Tax Amount: $2,474
- Tax Year: 2025
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Ownership: Fee Simple
- Legal Description: LOT 36 PARCEL 3 OF LAGO ESTANCIA LOT 31-90 TR A-E MCR 034714
- Property ID: 302-32-669
- Range: 5E
- Section: 13
- Lot Number: 36
Listed by Bliss Realty & Investments
Get Pre-Approved Today
Schools
Schools serving 648 S Cholla St
School District:Gilbert Unified District
| Name | Grades | Distance |
|---|---|---|
Gilbert Elementary School 175 West Elliot Road, Gilbert, AZ 85233 | PK-6 | 0.8 mi |
Mesquite Jr High School 130 West Mesquite Street, Gilbert, AZ 85233 | 7-8 | 0.5 mi |
Mesquite High School 500 South McQueen Road, Gilbert, AZ 85233 | 9-12 | 1.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 648 S Cholla St
Date
Details
Price
Change
Source
3/14/2026
Listed
$745,000
492.78%
MLS
12/01/1992
Sold
$125,680
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 648 S Cholla St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,474
4%
$54,850
10%
2024
$2,377
-1%
$49,960
-6%
2023
$2,396
3%
$53,300
22%
2022
$2,323
—
$43,800
31%
2022
$2,323
-5%
$33,530
7%
2021
$2,451
2%
$31,380
9%
2020
$2,414
9%
$28,910
5%
2019
$2,221
3%
$27,460
5%
2018
$2,155
4%
$26,120
6%
2017
$2,082
-4%
$24,730
3%
2016
$2,160
11%
$24,110
-4%
2015
$1,951
-4%
$25,160
23%
2014
$2,033
12%
$20,450
18%
2013
$1,820
—
$17,330
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 648 S Cholla St
648 S Cholla Street, Gilbert, AZ 85233 (MLS# 6998430) is a Single Family property with 5 bedrooms and 2 full bathrooms. 648 S Cholla Street is currently listed for $745,000 and was received on March 14, 2026. Want to learn more about 648 S Cholla Street? Do you have questions about finding other Single Family real estate for sale in Gilbert? You can browse all Gilbert real estate or contact a Coldwell Banker agent to request more information.

