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Property Description
A truly rare opportunity to own a private, gated creekside retreat encompassing 4.58 acres of natural beauty, tranquility and historic Arizona charm. With approximately 400 feet of Tonto Creek frontage, this remarkable property offers the soothing sounds of the creek, a fishing pond, towering pines and thoughtfully designed gathering spaces throughout. Total square footage, bedrooms and bathrooms shown in the listing include both the main and guest cabins. The 1,800+ square-foot main cabin features 4 bedrooms, 2 bathrooms, a spacious kitchen with granite countertops and breakfast bar, and an inviting living area centered around a natural-stone fireplace. French doors open to a sunroom overlooking the pond and peaceful wooded surroundings. The separate guest cabin provides approximately 1,600 square feet with 3 bedrooms, 2 bathrooms, a large kitchen, fireplace, pellet stove, spacious family room, two separate entrances and two private patios--ideal for guests, extended stays or a variety of other possibilities. A historic barn adds distinctive character and offers flexible space for gatherings and events, complemented by an outdoor BBQ area and large ramada. Additional improvements include a detached two-car garage with an attached workshop and storage area, plus a separate additional building. Outdoor amenities include a covered pavilion and patios, hot tub, sauna, an expansive newer deck overlooking the creek, and a gas fire pit within a built-in creekside gathering area. Whether envisioned as a private retreat, multigenerational property or an extraordinary setting with future possibilities, this one-of-a-kind creekfront offering would be difficult to duplicate. Zoned General Use (GU) and Agricultural, with documented Tonto Creek water rights. Buyer to independently verify permitted uses, square footage and all facts material to the buyer. Experience this remarkable slice of heaven on earth.
Full Property Details
Full Property Details for 2103 N Fsr 289 --
General
- Price: $4,500,000
- Taxes: $8,265 (2025)
- Status: Active
- Type: Single Family
- Source: ARMLS_Arizona_MLS_Phoenix_Area
- MLS ID: 7070441
- Updated: 8/23/2026
- Added to Site: 2 day(s) ago
Interior
- Interior Features: Granite Counters, Double Vanity, Breakfast Bar, Vaulted Ceiling(s)
- Fireplace: Yes
- Number of Fireplaces: 2
- Fireplace(s): Wood Burning Stove, Pellet Stove, Fire Pit, Other, See Remarks, Living Room
- Appliances: Stacked Washer/Dryer, Dryer, Washer, Refrigerator, Built-in Microwave, Dishwasher, Disposal, Electric Range, Electric Oven, Water Purifier
- Flooring: Other, Carpet, Laminate, Linoleum, Vinyl, Stone
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 4
Bedrooms
- Total Bedrooms: 7
Other Rooms
- Laundry: Inside
Exterior
- Exterior Features: Playground, Other, Private Street(s), Private Yard, Screened in Patio(s), Storage, Built-in Barbecue
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Detached Garage, RV Access/Parking, Gated, Separate Strge Area, Detached
Location
- County: Gila
- Township: 11N
- Subdivision: TONTO CREEK ESTATES
- Cross Streets: Hwy 260 & FSR 289
Community
- Assoc. Fees Include: No Fees
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Forced Air, Baseboard, Other, See Remarks, Electric
Utilities
- Water: Pvt Water Company
- Utility Description: Propane
Structural Information
- Exterior Const.: Log Siding, Wood Frame, Stone
- Roof: Composition
- Windows: Skylight(s), Dual Pane
- Sq. Ft. Source: Owner
- Year Built: 1966
Additional Structures
- Other Structures: Workshop, Shed(s), Barn(s), Separate Guest House, Gazebo
Lot Features
- Property View: Mountain(s)
- Mountain views: Yes
- Lot Size (Acres): 4.58
- Lot Size (Sq. Ft.): 199,505
- Lot Size Source: Assessor
- Lot Features: Rural, Street(s) Not Paved, Borders Preserve/Public Land, Waterfront Lot, Grass Front, Grass Back
Horse Property
- Horse Property: Yes
- Horse Facility Desc.: See Remarks, Barn
Water Features
- Water Front: Yes
Green Features
- Water Conservation: Tankless Ht Wtr Heat
Financial Considerations
- Tax Amount: $8,265
- Tax Year: 2025
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Ownership: Fee Simple
- Legal Description: SECTION: 09 TOWNSHIP: 11N RANGE: 12E POR RANCHO TONTO OF TONTO CREEK ESTATES, PLAT 208 & POR HES 137
- Property ID: 303-03-094-F
- Range: 12E
- Section: 9
- Lot Number: 7
Listed by Present Properties
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Price & Sales History for 2103 N Fsr 289 --
Date
Details
Price
Change
Source
8/23/2026
Listed
$4,500,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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Estimate the Cost for 2103 N Fsr 289 --
2103 N Fsr 289 --, Payson, AZ 85541 (MLS# 7070441) is a Single Family property with 7 bedrooms and 4 full bathrooms. 2103 N Fsr 289 -- is currently listed for $4,500,000 and was received on August 23, 2026. Want to learn more about 2103 N Fsr 289 --? Do you have questions about finding other Single Family real estate for sale in Payson? You can browse all Payson real estate or contact a Coldwell Banker agent to request more information.

