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$495,000
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Property Description
this beautiful yet affordable home right in the center of town. Quiet yet close to everything. 4 BR / 3.5 BA.(2 Master BR's). Custom paint and cabinets. Upgraded GE slate appliances. Trex decking. Energy efficient. Walkout basement has 1BR a 1BA and is a separate guest quarters.(rental making good money) Paved parking and RV hookup and Storage. Main home is also currently rented with month to month tenants. Create your own split floor plan home with room for everyone or own your investment property here in the cool Payson area. Here are a few ''extras'' we want to make sure you know about: New upper roof (all except the little piece over the front porch) - fall, 2025 Fully fenced, very large side yard 5-year water filter for ice maker & water dispenser in fridge. SEE MORE REMARKS! Cold storage under house Parking for up to 6 cars (cement parking for 4 of them) These things remain with the house: Free-standing center island Lower unit includes: Two-door 10 cu ft fridge Microwave Toaster oven Full-size sink with disposal Flip-up counter top extension Dimmered under-cabinet lighting Large pantry with bright, even lighting Range hood with ducted exhaust fan Induction cooktop can be put away in pantry or used on the patio with an ext cord Ceiling fans in bedroom and kitchen/living room 43" smart TV Flip-up coffee table Kitchen/livingroom has hard flooring, bedroom has new carpet. Unit is bermed up (half under ground) and so needs less heating/cooling Window a/c and in-wall heaters Full-sized bathroom with roomy shower and built-in linen closet North-facing pavers patio with pavers, table, chairs, umbrella, and 3-string patio lights, is shrubbery - secluded.
Full Property Details
Full Property Details for 404 South Ponderosa St
General
- Price: $495,000
- Taxes: $1,799 (2025)
- Status: Active
- Type: Single Family
- Source: ARMLS_Arizona_MLS_Phoenix_Area
- MLS ID: 7032745
- Updated: 6/4/2026
- Added to Site: 47 day(s) ago
Interior
- Interior Features: Eat-in Kitchen, Full Bth Master Bdrm, Laminate Counters
- Appliances: Dryer, Washer, Refrigerator, Dishwasher, Electric Range, Built-In Electric Oven
- Flooring: Carpet, Laminate
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Upstairs Laundry
Exterior
- Exterior Features: Rain Gutters, Private Yard, RV Hookup
Location
- County: Gila
- Township: 10N
- Subdivision: MOGOLLON RIM ADD AMD
- Cross Streets: Beeline and Bonita signal light
Community
- Assoc. Fees Include: No Fees
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s), Mini Split
- Heating Type: Forced Air, Electric
Utilities
- Water: City Water
Structural Information
- Architectural Style: Ranch,
- Builder: custom
- Exterior Const.: Wood Siding, Wood Frame
- Roof: Composition
- Windows: Screens, Dual Pane
- Sq. Ft. Source: Owner
- Year Built: 2019
Additional Structures
- Other Structures: Separate Guest House
Lot Features
- Lot Size (Acres): 0.21
- Lot Size (Sq. Ft.): 9,356
- Lot Size Source: Assessor
- Frontage: Asphalt
- Lot Features: Dirt Front, Dirt Back
Financial Considerations
- Tax Amount: $1,799
- Tax Year: 2025
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Ownership: Fee Simple
- Legal Description: SECTION: 03 TOWNSHIP: 10N RANGE: 10E LOT 97C OF ROS 4664 SW4 SW4 SEC 3 T10N R10E = 0.22 AC (OUT OF 3
- Property ID: 304-03-083-C
- Range: 10E
- Section: 3
- Lot Number: 97C
Listed by Real Broker
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Schools
Schools serving 404 South Ponderosa St
School District:Payson Unified District
| Name | Grades | Distance |
|---|---|---|
Julia Randall Elementary School 902 West Main Street, Payson, AZ 85541 | 3-5 | 1.3 mi |
Payson Center for Success - Online 902 West Main Street, Payson, AZ 85541 | 7-12 | 1.3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 404 South Ponderosa St
Date
Details
Price
Change
Source
5/24/2026
Listed
$495,000
107.2%
MLS
3/05/2020
Sold
$238,900
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 404 South Ponderosa St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,868
4%
$35,844
135%
2024
$1,799
3%
$15,266
-55%
2023
$1,742
3%
$33,558
13%
2022
$1,689
7%
$29,754
93%
2021
$1,585
4%
$15,379
—
2020
$1,523
—
$15,379
100%
2020
$1,523
219%
-100%
2018
$477
—
$3,822
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 404 South Ponderosa St
404 S Ponderosa Street, Payson, AZ 85541 (MLS# 7032745) is a Single Family property with 3 bedrooms and 3 full bathrooms. 404 S Ponderosa Street is currently listed for $495,000 and was received on May 24, 2026. Want to learn more about 404 S Ponderosa Street? Do you have questions about finding other Single Family real estate for sale in Payson? You can browse all Payson real estate or contact a Coldwell Banker agent to request more information.

