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$475,000 -$20,000 (-4.04%) Price Reduced
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Property Description
This beautiful yet affordable home right in the center of town. Quiet yet close to everything. Consists of a main home and a small apartment with a separate entrance. The main home has 2 master bedroom and 2.5 bathrooms. Custom paint and cabinets. Upgraded GE slate appliances. Free-Standing center island remains with house. Trex decking. Energy efficient. making good money) Paved parking and RV hookup and Storage. Create your own split floor plan home with room for everyone or own your investment property here in the cool Payson area. Here are a few ''extras'' we want to make sure you know about: New upper roof (all except the little piece over the front porch) - fall, 2025 Fully fenced, very large side yard Walkout basement in the back is a small apartment with 1 bedroom, a second room that consists of a kitchenette/living room combo, and a spacious bathroom. It currently has a tenant making good money. It could become an adult child's or grandparents's living quarters, a guest apartment. Private patio. Includes: Two-door 10 cu ft fridge Microwave Toaster oven Full-size sink with disposal Flip-up countertop extension Dimmered under-cabinet lighting Large pantry with bright, even lighting Range hood with ducted exhaust fan Induction cooktop can be put away in pantry or used on the patio with an ext cord Ceiling fans in bedroom and kitchen/living room 43" smart TV Flip-up coffee table Kitchen/livingroom has hard flooring, bedroom has new carpet. Unit is bermed up (half under ground) and so needs less heating/cooling Window a/c and in-wall heaters Full-sized bathroom with roomy shower and built-in linen closet North-facing pavers patio with pavers, table, chairs, umbrella, and 3-string patio lights, is shrubbery - secluded.
Full Property Details
Full Property Details for 404 South Ponderosa St
General
- Price: $475,000
- Taxes: $1,799 (2025)
- Status: Active
- Type: Duplex
- Source: ARMLS_Arizona_MLS_Phoenix_Area
- MLS ID: 7057523
- Updated: 8/12/2026
- Added to Site: 21 day(s) ago
Interior
- Appliances: Built-In Range, Disposal, Dishwasher, Refrigerator, Built-In Electric Oven, Microwave, Washer/Dryer, Washer and Dryer Hookups
- Flooring: Laminate, Carpet
Rooms
Bathrooms
- Total Bathrooms: 4
Bedrooms
- Total Bedrooms: 3
Additional Information
- Security/Safety: Security Light(s)
Exterior
- Exterior Features: Sidewalk(s)
Parking
- Parking Features: Off Street, Paved, Free, Add'l Parking Avail
Location
- County: Gila
- Cross Streets: SR 87 and Bonita signal light
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s), Individual
- Heating Type: Forced Air, Electric
Utilities
- Water: City Franchise
Structural Information
- # Buildings: 1
- Exterior Const.: Wood Siding, Wood Frame, Painted
- Roof: Composition
- Year Built: 2019
Unit Information
- Vacancy %: .01
Lot Features
- Lot Dimensions: 74 x 132 x 100 x 76 x 49
- Frontage: Asphalt
- Zoning: res
Financial Considerations
- Tax Amount: $1,799
- Tax Year: 2025
- Terms: Conventional
- Owner Pays: None
Disclosures and Reports
- Property ID: 304-03-083-c
- Lot Number: 97C
Listed by Real Broker
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Schools
Schools serving 404 South Ponderosa St
School District:Payson Unified District
| Name | Grades | Distance |
|---|---|---|
Julia Randall Elementary School 902 West Main Street, Payson, AZ 85541 | 3-5 | 1.3 mi |
Payson Center for Success - Online 902 West Main Street, Payson, AZ 85541 | 7-12 | 1.3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 404 South Ponderosa St
Date
Details
Price
Change
Source
8/12/2026
Price Reduced
$475,000
-4.04%
MLS
7/23/2026
Listed
$495,000
107.2%
MLS
3/05/2020
Sold
$238,900
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 404 South Ponderosa St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,868
4%
$35,844
135%
2024
$1,799
3%
$15,266
-55%
2023
$1,742
3%
$33,558
13%
2022
$1,689
7%
$29,754
93%
2021
$1,585
4%
$15,379
—
2020
$1,523
—
$15,379
100%
2020
$1,523
219%
-100%
2018
$477
—
$3,822
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 404 South Ponderosa St
404 S Ponderosa Street, Payson, AZ 85541 (MLS# 7057523) is a Duplex property with 3 bedrooms and 0 full bathrooms. 404 S Ponderosa Street is currently listed for $475,000 and was received on July 23, 2026. Want to learn more about 404 S Ponderosa Street? Do you have questions about finding other Duplex real estate for sale in Payson? You can browse all Payson real estate or contact a Coldwell Banker agent to request more information.

