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$1,100,000
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Property Description
Escape to refined mountain living in this spectacular custom single-level residence, now offered as a double lot including the .37 acres next door, perfectly positioned in an intimate private gated community of only 20 estate-size lots. Enjoy unparalleled tranquility, exclusivity, and breathtaking Rim mountain views. This home delivers the ultimate connection to nature while surrounding you with uncompromising comfort and craftsmanship. Step inside to discover an elegant blend of timeless finishes and thoughtful upgrades. Brazilian Tigerwood flooring (refinished in 2025), brand-new carpet, fresh interior paint, rich wood-stained windows and doors, skylights, and three luxurious copper sinks create warmth and character throughout. The expansive great room centers around a cozy propane fireplace and flows effortlessly to over 1,500 square feet of low-maintenance Trex decking, perfect for soaking in panoramic mountain scenery, lush pine views from every window, and unforgettable sunrises. With outdoor spaces designed for year-round enjoyment and a fenced yard with dog run, this property truly embraces four-season living. The chef's kitchen is equipped with high-end appliances including a brand new Sub-Zero refrigerator, complemented by a convenient wet bar with a brand-new beverage fridge, ideal for entertaining. A spacious office features custom cabinetry, granite countertops, and a built-in Murphy bed, making it the perfect dual-purpose space for guests or work-from-home living. The generous master suite is a private retreat with a beautifully finished master closet offering extensive built-ins and storage. Additional highlights include on brand new (1 year old) roof with a 50 year warranty, 2 propane fireplaces, central vac, extensive storage throughout, a large 1,000 sq ft epoxy-coated garage with cabinetry and workbench, lightning protection system, propane BBQ hookup, and professionally landscaped, low-maintenance grounds. Just outside the prestigious Rim Golf Club and Chaparral Pines where non-resident memberships are available you can enjoy world-class amenities while retreating home to serenity. Whether you're seeking fresh mountain air, cooler summers, or a peaceful luxury escape, this extraordinary property delivers unmatched privacy, sophistication, and natural beauty. Welcome to your mountain sanctuary.
Full Property Details
Full Property Details for 406 S Whisper Ridge --
General
- Price: $1,100,000
- HOA FEE: $58/month
- HOA FEE FREQ.: Annually
- Taxes: $5,854 (2024)
- Status: Active
- Type: Single Family
- Source: ARMLS_Arizona_MLS_Phoenix_Area
- MLS ID: 6959737
- Updated: 1/8/2026
- Added to Site: 7 day(s) ago
Interior
- Interior Features: High Speed Internet, Double Vanity, Breakfast Bar, Central Vacuum, No Interior Steps, Vaulted Ceiling(s), Wet Bar, Kitchen Island, Pantry, Full Bth Master Bdrm, Separate Shwr & Tub, Tub with Jets
- Fireplace: Yes
- Number of Fireplaces: 2
- Fireplace(s): Living Room, Master Bedroom, Gas
- Flooring: Carpet, Tile, Wood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 4
Parking
- Garage: Yes
- Garage Spaces: 3
- Parking Features: Garage Door Opener, Attch'd Gar Cabinets
Location
- County: Gila
- Subdivision: WHISPER RIDGE
- Cross Streets: HWY 260
Community
- Association: Yes
- Assoc. Name: WHISPER RIDGE
- Assoc. Fees Include: Maintenance Grounds
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: Natural Gas
Utilities
- Water: City Water
- Utility Description: Propane
Structural Information
- Builder: Custom
- Exterior Const.: Wood Frame, Painted, Stone
- Roof: Composition
- Windows: Skylight(s)
- Sq. Ft. Source: Builder
- Year Built: 2005
Lot Features
- Property View: Panoramic, Trees/Woods, Mountain(s)
- Mountain views: Yes
- Lot Size (Acres): 0.36
- Lot Size (Sq. Ft.): 15,730
- Lot Size Source: Appraiser
- Lot Features: Borders Common Area, Hillside Lot, Cul-De-Sac, Gravel/Stone Front
Financial Considerations
- Association Fee: $700
- Assoc Fee Freq.: Annually
- Tax Amount: $5,854
- Tax Year: 2024
- Terms: Cash, Conventional
Disclosures and Reports
- Ownership: Fee Simple
- Property ID: 304-60-012
- Lot Number: 12
Listed by My Home Group Real Estate
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Schools
Schools serving 406 S Whisper Ridge --
School District:Payson Unified District
| Name | Grades | Distance |
|---|---|---|
Julia Randall Elementary School 902 West Main Street, Payson, AZ 85541 | 3-5 | 2.9 mi |
Payson Center for Success - Online 902 West Main Street, Payson, AZ 85541 | 7-12 | 2.9 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 406 S Whisper Ridge --
Date
Details
Price
Change
Source
1/08/2026
Listed
$1,100,000
69.23%
MLS
4/04/2019
Sold
$650,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 406 S Whisper Ridge --
Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,925
4%
$90,962
71%
2024
$5,685
4%
$53,325
-40%
2023
$5,486
4%
$88,854
70%
2022
$5,299
7%
$52,224
1%
2021
$4,938
5%
$51,597
—
2020
$4,721
—
$51,597
100%
2020
$4,721
11%
-100%
2018
$4,260
8%
$48,626
2%
2017
$3,931
2%
$47,892
11%
2016
$3,837
8%
$43,070
3%
2015
$3,537
-5%
$41,966
27%
2013
$3,717
—
$33,030
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 406 S Whisper Ridge --
406 S Whisper Ridge --, Payson, AZ 85541 (MLS# 6959737) is a Single Family property with 4 bedrooms and 2 full bathrooms. 406 S Whisper Ridge -- is currently listed for $1,100,000 and was received on January 08, 2026. Want to learn more about 406 S Whisper Ridge --? Do you have questions about finding other Single Family real estate for sale in Payson? You can browse all Payson real estate or contact a Coldwell Banker agent to request more information.

