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$1,200,000
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Property Description
Welcome to this exceptional mountain retreat in the prestigious gated community of Whisper Ridge. This beautifully crafted custom home offers 3 bedrooms, 2.5 bathrooms, and 2,717 +/- sq. ft. on a private 0.40-acre landscaped homesite with breathtaking views and exceptional privacy. No detail was overlooked. Designed with quality and elegance throughout this home features upgraded Jeld-Wen windows, heavy-gauge metal roof, central vacuum, custom beveled hickory flooring, alder cabinetry, upgraded lighting, and designer finishes. The large gourmet chef's kitchen is perfect for entertaining family and friends. Showcasing a 36' Viking refrigerator and 36'' Viking freezer, built in oven and microwave, gas cooktop, warming drawer, beverage cooler, built-in ice maker and reverse osmosis system, and a spacious center island with abundant storage. Plenty of room for seating with a large dining area and corner banco seating with a gas fireplace built in to custom cabinetry. The luxurious primary suite offers private deck access and a spa-inspired bath featuring a Jetta soaking tub, two-way electric fireplace, oversized walk-in shower, and custom walk-in closet with built-in dresser, shoe and linen storage. Enjoy Arizona mountain living with an outdoor deck, stunning views, and a cozy fire pit with banco seating--perfect for relaxing or entertaining. Additional features include an oversized 2 1/2 car garage with built-in cabinets and work benches plus an unfinished basement offering excellent storage or hobby space. Ideally located near The Rim Golf Club and Chaparral Pines, in which residents have the opportunity to purchase a nonresident membership and enjoy premier golfing, dining, fitness, and social amenities. This meticulously upgraded home offers the perfect blend of luxury, comfort, and mountain living in one of Payson's most desirable gated communities. (SEE DOCUMENTS TAB FOR A COMPLETE LIST OF UPGRADES & FEATURES.)
Full Property Details
Full Property Details for 414 S Whisper Ridge Ln
General
- Price: $1,200,000
- HOA FEE: $58/month
- HOA FEE FREQ.: Annually
- Taxes: $5,745 (2025)
- Status: Active
- Type: Single Family
- Source: ARMLS_Arizona_MLS_Phoenix_Area
- MLS ID: 7067868
- Updated: 8/17/2026
- Added to Site: 8 day(s) ago
Interior
- Interior Features: Walk-in Pantry, Granite Counters, Double Vanity, Breakfast Bar, Central Vacuum, No Interior Steps, Roller Shields, Vaulted Ceiling(s), Kitchen Island, Pantry, Full Bth Master Bdrm, Separate Shwr & Tub, Tub with Jets
- Fireplace: Yes
- Number of Fireplaces: 4
- Fireplace(s): Fire Pit, Other, See Remarks, Two Way Fireplace, Family Room, Master Bedroom
- Appliances: Water Softener Owned, Reverse Osmosis, Refrigerator, Built-in Microwave, Dishwasher, Disposal, Gas Cooktop, Built-In Electric Oven
- Flooring: Stone, Wood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Inside
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Attached Garage, Garage Door Opener, Attch'd Gar Cabinets
Location
- County: Gila
- Subdivision: Whisper Ridge
Community
- Association: Yes
- Assoc. Name: Whisper Ridge HOA
- Assoc. Fees Include: Maintenance Grounds
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Heat Pump, Central Air, Ceiling Fan(s)
- Heating Type: Heat Pump, Forced Air, Electric
Utilities
- Water: City Water
- Utility Description: Propane
Structural Information
- Exterior Const.: Cement Siding, Wood Frame, Stone
- Roof: Metal
- Windows: Skylight(s), Low-Emissivity Windows, Dual Pane
- Sq. Ft. Source: Assessor
- Year Built: 2006
Lot Features
- Property View: Panoramic, Trees/Woods, Mountain(s)
- Mountain views: Yes
- Lot Size (Acres): 0.4
- Lot Size (Sq. Ft.): 17,424
- Lot Size Source: Assessor
- Lot Features: Desert Back, Desert Front
Green Features
- Water Conservation: Tankless Ht Wtr Heat
Financial Considerations
- Association Fee: $700
- Assoc Fee Freq.: Annually
- Tax Amount: $5,745.5
- Tax Year: 2025
- Terms: Cash, Conventional, 1031 Exchange, VA Loan
Disclosures and Reports
- Ownership: Fee Simple
- Property ID: 304-60-010
- Lot Number: 10
Listed by ERA-Young Realty & Investment
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Schools
Schools serving 414 S Whisper Ridge Ln
School District:Payson Unified District
| Name | Grades | Distance |
|---|---|---|
Julia Randall Elementary School 902 West Main Street, Payson, AZ 85541 | 3-5 | 2.8 mi |
Payson Center for Success - Online 902 West Main Street, Payson, AZ 85541 | 7-12 | 2.8 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 414 S Whisper Ridge Ln
Date
Details
Price
Change
Source
8/17/2026
Listed
$1,200,000
1048.33%
MLS
3/04/2004
Sold
$104,500
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 414 S Whisper Ridge Ln
Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,746
4%
$85,429
65%
2024
$5,512
4%
$51,861
-37%
2023
$5,320
4%
$82,432
62%
2022
$5,137
7%
$50,745
1%
2021
$4,786
5%
$50,232
—
2020
$4,575
—
$50,232
100%
2020
$4,575
11%
-100%
2018
$4,127
8%
$47,436
3%
2017
$3,806
2%
$46,008
10%
2016
$3,715
8%
$41,711
4%
2015
$3,440
11%
$40,282
25%
2013
$3,100
—
$32,119
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 414 S Whisper Ridge Ln
414 S Whisper Ridge Lane, Payson, AZ 85541 (MLS# 7067868) is a Single Family property with 3 bedrooms and 2 full bathrooms. 414 S Whisper Ridge Lane is currently listed for $1,200,000 and was received on August 17, 2026. Want to learn more about 414 S Whisper Ridge Lane? Do you have questions about finding other Single Family real estate for sale in Payson? You can browse all Payson real estate or contact a Coldwell Banker agent to request more information.

