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Property Description
OFF THE GRID in Bear Flat. The last 3 miles is not for sissies, but the reward is a gated community in the National Forest with Tonto Creek flowing through. 90 feet up from the water's edge is The Retreat on Tonto Creek. This magnificent mountain home has deck and views galore. Wild game everywhere. Redundant systems - APS electric, solar on the steel roof and a thousand-gallon propane tank to run the generator. City water, plus a well and a community water tank. Fire truck just across the road. WiFi. You are fully self-contained. Big island and dining for 8. Huge family room with double fireplace to large game room with full bar. Write that novel in the sky office off the spacious primary bedroom. Everything stays, including the golf cart and a year's supply of survival food.
Full Property Details
Full Property Details for 4678 N Bear Flat Rd
General
- Price: $1,899,000
- HOA FEE: $17/month
- HOA FEE FREQ.: Annually
- Taxes: $6,182 (2025)
- Status: Active
- Type: Single Family
- Source: ARMLS_Arizona_MLS_Phoenix_Area
- MLS ID: 6965924
- Updated: 1/9/2026
- Added to Site: 6 day(s) ago
Interior
- Number of Rooms: 12
- Interior Features: High Speed Internet, Granite Counters, Double Vanity, Breakfast Bar, Vaulted Ceiling(s), Kitchen Island, Bidet, Full Bth Master Bdrm
- Appliances: Gas Cooktop, Water Purifier
- Flooring: Carpet, Tile
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 4
Bedrooms
- Total Bedrooms: 6
Additional Information
- Security/Safety: Security System Owned
Exterior
- Exterior Features: Playground, Balcony, Private Yard
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Gated, Garage Door Opener, Over Height Garage, Rear Vehicle Entry
Location
- County: Gila
- Township: 11N
- Subdivision: BEAR FLAT SUBDIVISION
- Cross Streets: Hwy 260 & Nf-405A
Community
- Association: Yes
- Assoc. Name: Bear Flat POA
- Assoc. Fees Include: Street Maint
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s), Programmable Thermostat
- Heating Type: Propane
Utilities
- Water: Private Well
- Well: Yes
- Utility Description: Propane
Structural Information
- Exterior Const.: Wood Frame, Painted
- Roof: Metal
- Windows: Dual Pane
- Sq. Ft. Source: Assessor
- Year Built: 2001
Lot Features
- Property View: Mountain(s)
- Mountain views: Yes
- Lot Size (Acres): 1.73
- Lot Size (Sq. Ft.): 75,559
- Lot Size Source: Assessor
- Lot Features: Street(s) Not Paved, Hillside Lot, Waterfront Lot, Sprinklers In Rear, Sprinklers In Front, Gravel/Stone Front, Gravel/Stone Back, Auto Timer H2O Front, Auto Timer H2O Back
Horse Property
- Horse Property: Yes
Water Features
- Water Front: Yes
Green Features
- Energy Efficient: Solar Panels, Multi-Zones
- Water Conservation: Tankless Ht Wtr Heat
Financial Considerations
- Association Fee: $200
- Assoc Fee Freq.: Annually
- Tax Amount: $6,182
- Tax Year: 2025
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Ownership: Fee Simple
- Legal Description: SECTION: 34 TOWNSHIP: 11N RANGE: 12E POR BEAR FLAT SUBDIVISION, PLAT 72, HES 425, ROS 2512, BEG AT C
- Property ID: 303-06-132-B
- Range: 111
- Section: 34
- Lot Number: 8
Listed by eXp Realty
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Schools
Schools serving 4678 N Bear Flat Rd
School District:Payson Unified District
| Name | Grades | Distance |
|---|---|---|
Julia Randall Elementary School 902 West Main Street, Payson, AZ 85541 | 3-5 | 16.2 mi |
Payson Center for Success - Online 902 West Main Street, Payson, AZ 85541 | 7-12 | 16.2 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 4678 N Bear Flat Rd
Date
Details
Price
Change
Source
1/09/2026
Listed
$1,899,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 4678 N Bear Flat Rd
Year
Property Taxes
Change
Tax Assessment
Change
2025
$7,057
14%
$191,937
278%
2024
$6,182
6%
$50,771
-63%
2023
$5,835
3%
$137,607
199%
2022
$5,688
-2%
$46,050
3%
2021
$5,790
-1%
$44,720
—
2020
$5,838
—
$44,720
100%
2020
$5,838
8%
-100%
2018
$5,409
4%
$41,879
4%
2017
$5,197
3%
$40,458
3%
2016
$5,065
11%
$39,111
5%
2015
$4,559
-19%
$37,333
4%
2013
$5,602
—
$36,024
6%
2013
$5,602
—
$33,951
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 4678 N Bear Flat Rd
4678 N Bear Flat Road, Payson, AZ 85541 (MLS# 6965924) is a Single Family property with 6 bedrooms and 4 full bathrooms. 4678 N Bear Flat Road is currently listed for $1,899,000 and was received on January 09, 2026. Want to learn more about 4678 N Bear Flat Road? Do you have questions about finding other Single Family real estate for sale in Payson? You can browse all Payson real estate or contact a Coldwell Banker agent to request more information.

