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$649,900
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Property Description
Creekfront log cabin retreat in Bear Flat! This rare creekside property sits among towering Ponderosa pines with direct access to Tonto Creek and US Forest land. Enjoy peace, privacy, and nature from two decks overlooking the year-round water. Inside, the cabin blends rustic charm with modern comfort-featuring a spacious kitchen with breakfast bar, cozy wood-burning stoves on both levels, a game room, loft, two guest bedrooms, and laundry room. A private well adds convenience, and the gated community offers swimming holes, fishing, and hiking right outside your door. The perfect year-round or weekend escape.
Full Property Details
Full Property Details for 5304 N Bear Flat Rd
General
- Price: $649,900
- HOA FEE: $17/month
- HOA FEE FREQ.: Annually
- Taxes: $2,925 (2024)
- Status: Active
- Type: Single Family
- Source: ARMLS_Arizona_MLS_Phoenix_Area
- MLS ID: 6944136
- Updated: 11/7/2025
- Added to Site: 69 day(s) ago
Interior
- Number of Rooms: 2
- Interior Features: Furnished (See Remarks), Vaulted Ceiling(s), Kitchen Island, Pantry, Full Bth Master Bdrm, Laminate Counters
- Fireplace: Yes
- Number of Fireplaces: 2
- Fireplace(s): Other
- Appliances: Electric Cooktop
- Flooring: Carpet, Laminate
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Parking
- Garage: Yes
- Garage Spaces: 1
Location
- County: Gila
- Township: 11N
- Subdivision: BEAR FLAT SUBDIVISION
- Cross Streets: AZ HWY 260 Bear Flat Road
Community
- Association: Yes
- Assoc. Name: BEAR FLAT HOA VOLUNT
- Assoc. Fees Include: Street Maint
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Wall/Window Air Conditioning
- Heating Type: Floor Furnace, Wall Furnace
Utilities
- Water: Private Well
- Well: Yes
Structural Information
- Exterior Const.: Wood Frame, Painted
- Roof: Composition
- Windows: Solar Screens, Dual Pane
- Sq. Ft. Source: Assessor
- Year Built: 1993
Lot Features
- Property View: Mountain(s)
- Mountain views: Yes
- Lot Size (Acres): 0.31
- Lot Size (Sq. Ft.): 13,346
- Lot Size Source: Assessor
- Lot Features: Waterfront Lot, Gravel/Stone Front
Water Features
- Water Front: Yes
Financial Considerations
- Association Fee: $200
- Assoc Fee Freq.: Annually
- Tax Amount: $2,925
- Tax Year: 2024
- Terms: Cash, Conventional
Disclosures and Reports
- Ownership: Fee Simple
- Legal Description: LOT 35 LOT 35, BEAR FLAT SUBDIVISION, PLAT 72, HES 425E1/2 SEC 34 T11N R12E = 0.31 AC BEAR FLAT SUBD
- Property ID: 303-06-064
- Range: 12E
- Section: 34
- Lot Number: 35
Listed by Real Broker
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Schools
Schools serving 5304 N Bear Flat Rd
School District:Payson Unified District
| Name | Grades | Distance |
|---|---|---|
Payson Elementary School 500 East Rancho Road, Payson, AZ 85541 | K-2 | 14.4 mi |
Julia Randall Elementary School 902 West Main Street, Payson, AZ 85541 | 3-5 | 16.4 mi |
Rim Country Middle School 304 South Meadow Street, Payson, AZ 85541 | 6-8 | 15.6 mi |
Payson High School 301 North McLane Road, Payson, AZ 85541 | 9-12 | 15.6 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 5304 N Bear Flat Rd
Date
Details
Price
Change
Source
11/07/2025
Listed
$649,900
9.23%
MLS
10/18/2020
Sold
$595,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 5304 N Bear Flat Rd
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,969
4%
$65,820
174%
2024
$2,849
6%
$24,057
-51%
2023
$2,688
-1%
$49,324
126%
2022
$2,709
-2%
$21,820
-1%
2021
$2,768
-12%
$21,937
—
2020
$3,130
—
$21,937
100%
2020
$3,130
9%
-100%
2018
$2,880
4%
$20,559
6%
2017
$2,756
2%
$19,392
4%
2016
$2,695
5%
$18,591
5%
2015
$2,556
-14%
$17,759
1%
2013
$2,973
—
$17,666
-1%
2013
$2,973
—
$17,760
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 5304 N Bear Flat Rd
5304 N Bear Flat Road, Payson, AZ 85541 (MLS# 6944136) is a Single Family property with 3 bedrooms and 2 full bathrooms. 5304 N Bear Flat Road is currently listed for $649,900 and was received on November 07, 2025. Want to learn more about 5304 N Bear Flat Road? Do you have questions about finding other Single Family real estate for sale in Payson? You can browse all Payson real estate or contact a Coldwell Banker agent to request more information.

