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$395,000 Just Listed
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Property Description
Looking for a new home? This fantastic two-story residence in Northwest Ranch is the one! Offering 3 beds, 2 baths + powder room, 2-car garage, and a mature landscape. Enter to find a seamlessly flowing living & dining room, paired with a vaulted ceiling! Continue to the inviting family room that opens to the kitchen. Built-in appliances, a pantry, ample wood cabinetry, and a breakfast area make up the culinary space. All bedrooms await upstairs! Also including the versatile loft that can be an office or TV area. Large main bedroom has a walk-in closet and a private bathroom for added comfort. Check out the spacious backyard, where you can relax or enjoy BBQ! A covered patio, lush lawn, & storage shed complete the picture. Easy freeway access and close to everyday amenities! Welcome home!
Full Property Details
Full Property Details for 16574 W Cottonwood St
General
- Price: $395,000
- HOA FEE: $70/month
- Taxes: $1,236 (2025)
- Status: Active
- Type: Single Family
- Source: ARMLS_Arizona_MLS_Phoenix_Area
- MLS ID: 7049520
- Updated: Today (7/2/2026)
- Added to Site: Today
Interior
- Interior Features: High Speed Internet, Upstairs, Eat-in Kitchen, 9+ Flat Ceilings, Vaulted Ceiling(s), Pantry, Full Bth Master Bdrm, Laminate Counters
- Appliances: Built-in Microwave, Dishwasher, Disposal, Electric Range
- Flooring: Carpet, Laminate
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Inside, Wshr/Dry HookUp Only
Exterior
- Exterior Features: Storage
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Attached Garage, Garage Door Opener, Direct Access
Location
- County: Maricopa
- Township: 3N
- Subdivision: NORTHWEST RANCH PHASE 1
- Cross Streets: Bell Rd & 303
Community
- Association: Yes
- Assoc. Name: Northwest Ranch
- Assoc. Fees Include: Maintenance Grounds
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Electric
Utilities
- Water: Pvt Water Company
Structural Information
- Architectural Style: Contemporary,
- Builder: Bearer
- Exterior Const.: Stucco, Wood Frame, Painted
- Roof: Tile
- Windows: Dual Pane
- Sq. Ft. Source: Assessor
- Year Built: 2002
Additional Structures
- Other Structures: Shed(s)
Lot Features
- Lot Size (Acres): 0.13
- Lot Size (Sq. Ft.): 5,500
- Lot Size Source: Assessor
- Frontage: Paved
- Lot Features: North/South Exposure, Sprinklers In Rear, Sprinklers In Front, Desert Front, Gravel/Stone Front, Gravel/Stone Back, Grass Back, Auto Timer H2O Front, Auto Timer H2O Back
Financial Considerations
- Association Fee: $70
- Assoc Fee Freq.: Monthly
- Tax Amount: $1,236
- Tax Year: 2025
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Ownership: Fee Simple
- Legal Description: LOT 112 NORTHWEST RANCH PHASE 1 MCR 055201
- Property ID: 509-04-386
- Range: 2W
- Section: 1
- Lot Number: 112
Listed by Real Broker
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Schools
Schools serving 16574 W Cottonwood St
School District:Dysart Unified District
| Name | Grades | Distance |
|---|---|---|
Cimarron Springs Middle School 17032 West Surprise Farms Loop South, Surprise, AZ 85388 | 5-8 | 0.8 mi |
Western Peaks Elementary School 18063 West Surprise Farms Loop South, Surprise, AZ 85388 | K-4 | 1.9 mi |
Willow Canyon High School 17901 West Lundberg Street, Surprise, AZ 85388 | 9-12 | 1.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 16574 W Cottonwood St
Date
Details
Price
Change
Source
7/02/2026
Listed
$395,000
88.1%
MLS
4/24/2017
Sold
$210,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 16574 W Cottonwood St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,236
9%
$32,010
—
2024
$1,137
-4%
$31,970
-8%
2023
$1,181
5%
$34,730
23%
2022
$1,123
—
$28,230
33%
2022
$1,123
-5%
$21,280
9%
2021
$1,182
1%
$19,460
9%
2020
$1,169
3%
$17,910
10%
2019
$1,137
2%
$16,250
9%
2018
$1,112
6%
$14,930
11%
2017
$1,054
-14%
$13,470
6%
2016
$1,220
19%
$12,760
4%
2015
$1,026
15%
$12,300
25%
2014
$892
1%
$9,820
27%
2013
$883
—
$7,750
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 16574 W Cottonwood St
16574 W Cottonwood Street, Surprise, AZ 85388 (MLS# 7049520) is a Single Family property with 3 bedrooms and 2 full bathrooms. 16574 W Cottonwood Street is currently listed for $395,000 and was received on July 02, 2026. Want to learn more about 16574 W Cottonwood Street? Do you have questions about finding other Single Family real estate for sale in Surprise? You can browse all Surprise real estate or contact a Coldwell Banker agent to request more information.

