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$425,000 Just Listed
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Property Description
Rare opportunity to assume an existing loan at approximately 3.25% interest rate, offering significant monthly payment savings compared to today's rates. This 3 bedroom, 2 bathroom home with 1,618 sq ft also features a private pool and solar system (assumable 2% loan), making it an exceptional value. The home welcomes you with a gated courtyard entry and decorative iron door, creating charm and privacy. Inside, the open floor plan offers tile flooring throughout the main living areas and abundant natural light. The kitchen sits at the center of the home and features white cabinetry, stainless steel appliances, pendant lighting, and a large island with breakfast bar seating, all opening to the dining area and great room--perfect for entertaining and everyday living. The primary suite provides a comfortable retreat with dual sinks and a walk-in shower. Step outside to enjoy the backyard designed for Arizona living, featuring a sparkling private pool and a full-length custom covered patio, creating the perfect space for relaxing, outdoor dining, or entertaining. The yard also includes low-maintenance landscaping. With a rare assumable 3.25% loan, private pool, and solar for energy efficiency, this home offers a unique opportunity for buyers looking to maximize value and reduce monthly costs.
Full Property Details
Full Property Details for 26770 N 174th Ln
General
- Price: $425,000
- HOA FEE: $100/month
- Taxes: $1,191 (2025)
- Status: Active
- Type: Single Family
- Source: ARMLS_Arizona_MLS_Phoenix_Area
- MLS ID: 6999470
- Updated: 3/17/2026
- Added to Site: 2 day(s) ago
Interior
- Interior Features: 3/4 Bath Master Bdrm
- Appliances: Dryer, Washer, Water Softener Owned, Reverse Osmosis, Refrigerator, Built-in Microwave, Dishwasher, Disposal, Gas Cooktop, Water Purifier
- Flooring: Carpet, Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Inside, Gas Dryer Hookup
Additional Information
- Pool: Yes
- Pool Description: Play Pool
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Garage Door Opener, Extended Length Garage, Attch'd Gar Cabinets
Location
- County: Maricopa
- Township: 5N
- Subdivision: CORTANA AT DESERT OASIS
- Cross Streets: 163RD AVE & JOMAX RD
Community
- Association: Yes
- Assoc. Name: Desert Oasis
- Assoc. Fees Include: Maintenance Grounds
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Natural Gas
Utilities
- Water: Pvt Water Company
Structural Information
- Builder: KB HOMES
- Exterior Const.: Stucco, Wood Frame, Painted
- Roof: Tile
- Sq. Ft. Source: Assessor
- Year Built: 2021
Lot Features
- Lot Size (Acres): 0.14
- Lot Size (Sq. Ft.): 6,000
- Lot Size Source: Assessor
- Lot Features: Desert Front, Gravel/Stone Front, Grass Back, Auto Timer H2O Front, Auto Timer H2O Back
Green Features
- Energy Efficient: Solar Panels
Financial Considerations
- Association Fee: $100
- Assoc Fee Freq.: Monthly
- Tax Amount: $1,191
- Tax Year: 2025
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Ownership: Fee Simple
- Legal Description: LOT 142 CORTANA AT DESERT OASIS MCR 141838
- Property ID: 510-14-142
- Range: 2W
- Section: 35
- Lot Number: 142
Listed by Caruso Real Estate
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Schools
Schools serving 26770 N 174th Ln
School District:Nadaburg Unified School District
| Name | Grades | Distance |
|---|---|---|
Desert Oasis Elementary School, Surprise, AZ 17161 West Bajada Road, Surprise, AZ 85387 | PK-8 | 0.4 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 26770 N 174th Ln
Date
Details
Price
Change
Source
3/17/2026
Listed
$425,000
57.53%
MLS
5/10/2021
Sold
$269,784
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 26770 N 174th Ln
Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,191
-17%
$32,320
—
2024
$1,429
-5%
$32,280
2%
2023
$1,505
34%
$31,780
16%
2022
$1,120
—
$27,470
25%
2022
$1,120
652%
$21,970
762%
2021
$149
—
$2,550
-1%
2020
$149
432%
$2,565
11%
2019
$28
—
$2,321
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 26770 N 174th Ln
26770 N 174th Lane, Surprise, AZ 85387 (MLS# 6999470) is a Single Family property with 3 bedrooms and 2 full bathrooms. 26770 N 174th Lane is currently listed for $425,000 and was received on March 17, 2026. Want to learn more about 26770 N 174th Lane? Do you have questions about finding other Single Family real estate for sale in Surprise? You can browse all Surprise real estate or contact a Coldwell Banker agent to request more information.

