Date
Details
Price
Change
Source
11/12/2025
Listed
$1,175,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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$1,175,000
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Property Description
Indulge in crisp sea breezes from every corner of this extraordinary haven awaiting your loving care! Positioned on a secluded cul-de-sac, the original redwood cabin was expanded by its current owner in 1990 and offers considerable privacy. Inside, vaulted cedar ceilings and walls set the tone, while a brick wood-burning fireplace anchors the living room with timeless character. Natural light pours through skylights, illuminating the dining area, while the adjoining kitchen is both practical and stylish, with stainless steel appliances, a prep island, tiled countertops, and a generous pantry.
The main floor offers an office/library with built-in shelves and a loft, plus two comfortable bedrooms for flexible sleeping arrangements - all of which offer views of the shimmering sea. A second primary suite, with soaring ceilings, dual walk-in closets, a balcony with whitewater vistas, and a tranquil ensuite, is exclusive to the upper level. Perks include a laundry nook, ample parking, and abundant storage throughout. Unwind in your low-maintenance yard with citrus trees, host celebrations on the expansive deck with its ocean views, and enjoy easy access to Moonstone Beach and Cambria's West Village. Come see how this coastal retreat could be your ideal escape from the city!
Full Property Details
Full Property Details for 523 Derby Ln
General
- Price: $1,175,000
- Status: Active
- Type: Single Family
- Source: MRMLS
- MLS ID: SC25257138
- Updated: 1/4/2026
- Days on Market: 64 days
- Added to Site: 64 day(s) ago
Interior
- Rooms/Areas: Laundry, Library, Living Room, Loft, Office, Walk-In Closet, Walk-In Pantry
- Interior Features: High Ceilings, Open Floorplan, Pantry
- Fireplace: Yes
- Fireplace(s): Living Room, Gas, Wood Burning
- Appliances: Dishwasher, Gas Range, Gas Water Heater
- Flooring: Carpet, Wood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Dryer Included, Inside, Washer Included
Additional Information
- Pool Description: None
- Spa Description: None
Exterior
- Deck/Patio: Front Porch, Rear Porch, Wood
Location
- County: San Luis Obispo
- Subdivision: Happy Hill(410)
- Driving Directions: North on Highway One, Right on Windsor, Left on Charing, Right on Warwick, Right on Derby Lane, home is on the Left
School Information
- School District: Coast Unified
Community
- Community Features: Biking, Hiking, Preserve/Public Land
Heating & Cooling
- Cooling Type: None
- Heating Type: Central, Fireplace(s), Forced Air, Wood
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Architectural Style: Custom-Built
- Structure Type: Single Family Residence
- Construction: Redwood Siding
- Common Walls: No Common Walls
- Entry Location: Front deck
- Stories/Levels: Two
- Stories Description: Two
- Square Feet: 2,417
- Sq. Ft. Source: Assessor
- Year Built: 1981
- Year Built Source: Public Records
Lot Features
- Property View: Trees/Woods, Water, White Water
- Lot Size (Acres): 0.1354
- Lot Size (Sq. Ft.): 5,898
- Lot Size Source: Assessor
- Lot Description: Lot Over 40000 Sqft
Financial Considerations
- Price Per Sq. Ft.: $486.14
Disclosures and Reports
- Special Conditions: Standard
- Inclusions: Refrigerator , Washer, dryer
Listed by Coldwell Banker Kellie & Assoc, Kellie Williams
We Value Your Privacy
We Value Your Privacy
We Value Your Privacy
Listing agent
— 523 Derby Ln —
Kellie Williams
Coldwell Banker Kellie & Assoc
805-235-6754
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 523 Derby Ln
School District:Coast Unified School District
| Name | Grades | Distance |
|---|---|---|
Cambria Grammar 3223 Main Street, Cambria, CA 93428 | K-5 | 2.1 mi |
Santa Lucia Middle School 2850 Schoolhouse Lane, Cambria, CA 93428 | 6-8 | 1.7 mi |
Coast Union High School 2950 Santa Rosa Creek Road, Cambria, CA 93428 | 9-12 | 2 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 523 Derby Ln
Tax History
Tax History for 523 Derby Ln
Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,416
4%
$297,867
2%
2023
$3,274
—
$292,027
2%
2023
$3,274
2%
$286,302
2%
2022
$3,207
2%
$280,689
2%
2021
$3,153
1%
$275,187
1%
2020
$3,113
2%
$272,367
2%
2019
$3,053
2%
$267,027
2%
2018
$2,991
2%
$261,792
2%
2017
$2,929
2%
$256,660
2%
2016
$2,871
1%
$251,629
2%
2015
$2,830
4%
$247,850
2%
2014
$2,734
1%
$242,996
—
2013
$2,720
—
$241,899
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 523 Derby Ln
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523 Derby Lane, Cambria, CA 93428 (MLS# SC25257138) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 523 Derby Lane is currently listed for $1,175,000 and was received on November 12, 2025. Want to learn more about 523 Derby Lane? Do you have questions about finding other Single Family real estate for sale in Cambria? You can browse all Cambria real estate or contact a Coldwell Banker agent to request more information.