This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/32
$345,000 Just Listed
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/32
Property Description
Discover desert living at its best in this beautiful, light-filled condo in the desirable Montego Bay enclave of Bermuda Dunes Country Club. Dramatic vaulted ceilings and an open-concept floor plan create an airy, inviting atmosphere, perfect for relaxing or entertaining. The updated, sun-filled kitchen features quartz countertops, newer appliances, and an expansive counter with plenty of seating for casual dining and gathering. The open dining and living areas flow seamlessly onto a beautiful patio overlooking peaceful, park-like grounds an ideal setting for morning coffee, evening wine, dining under the stars, or simply relaxing after a day enjoying the pool, golf, tennis, hiking, or the many other nearby activities. The primary suite also opens directly to the patio, bringing the tranquil outdoor setting into your everyday living. The spacious guest bedroom and guest bathroom offer comfort and flexibility. Guest bathroom features a walk-in shower and separate soaking tub. An oversized garage with new flooring provides ample room for vehicles and your golf cart. A brand-new roof adds even more peace of mind. Just steps from one of the community's many sparkling pools and a tennis court, this inviting property offers the best of the desert lifestyle in a serene, resort-like setting. Whether you're looking for a full-time residence, a relaxing desert getaway, or an income-producing seasonal rental, this exceptional property offers wonderful possibilities. The HOA dues cover water, cable TV, Internet, exterior maintenance, trash, multiple pools & spas, tennis courts, guard gated community and amenities. A true desert hidden gem you won't want to miss!
Full Property Details
Full Property Details for 78451 Montego Bay Cir
General
- Price: $345,000
- Status: Active
- Type: Condo
- Source: CLAW
- MLS ID: 26999725
- Updated: 10/11/2026
- Added to Site: 1 day(s) ago
Rental Information
- Complex Features: Golf Course within Development
Interior
- Rooms/Areas: Breakfast Bar, Patio Open, Dining Area, Living Room
- Fireplace: Yes
- Number of Fireplaces: 1
- Furnishings: Unfurnished
- Flooring: Wood Laminate, Carpet
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Other Rooms
- Laundry: Inside
Additional Information
- Shared Amenities: Controlled Access, Gated Community Guard, Tennis Courts, Spa, Assoc Maintains Landscape, Guest Parking, Pool, Security
- Pool: Yes
- Pool Description: Community
- Spa: Yes
- Spa Description: Community
- Security/Safety: 24 Hour, Community, Guarded
Exterior
- Deck/Patio: Covered, Open Patio
Parking
- Garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Garage Description: Side By Side, Private Garage, Garage - 2 Car, Garage Is Attached, Driveway
Location
- Area: Bermuda Dunes
- County: Riverside
- Complex: Bermuda Dunes Country Club
- Driving Directions: Use the Bermuda Dunes CC main gate. Take Adams, right on Baracoa to Montego Bay Circle private gate. Call/text agent for gate code.
Community
- Community Name: Golf Course within Development
- Community Features: Golf Course within Development
- Assoc. Fees Include: Water, Building and Grounds, Cable TV, Maintenance Paid, Security, Trash
- Pet Restrictions: Yes
Heating & Cooling
- Cooling Type: Central
- Heating Type: Central
Structural Information
- Architectural Style: Contemporary Mediterranean
- Structure Type: Condominium
- Common Walls: Attached
- Entry Floor Number: 1
- Entry Location: Ground Level - no steps
- Stories/Levels: 1
- Square Feet: 1,415
- Sq. Ft. Source: Vendor Enhanced
- Year Built: 1988
- Year Built Source: Vendor Enhanced
Unit Information
- Units in Complex: 75
Lot Features
- Property View: Green Belt, Peek-a-Boo, Mountains, Hills
- Lot Size (Acres): 0.058
- Lot Size: 2528
- Lot Size Source: Vendor Enhanced
- Lot Features: Patio Home
- Zoning: R-2-4000
- Lot Description: Lawn, Gated Community, Gated with Guard
Financial Considerations
- Price Per Sq. Ft.: $243.82
- Other Fee: $214
- Other Fee Type: HOA Fee2
- Other Fee Freq.: Monthly
- Assessment Year: 1988
Disclosures and Reports
- Disclosures/Reports: CC and R, Property Report
- APN: 609-431-014
Listed by Equity Union, Victoria Silver
Get Pre-Approved Today
Schools
Schools serving 78451 Montego Bay Cir
School District:Desert Sands Unified School District
| Name | Grades | Distance |
|---|---|---|
James Monroe Elementary School 42-100 Yucca Ln., Bermuda Dunes, CA 92203 | K-5 | 0.6 mi |
Colonel Mitchell Paige Middle School 43-495 Palm Royale Dr., La Quinta, CA 92253 | 6-8 | 0.9 mi |
Palm Desert High School 74-910 Aztec Rd., Palm Desert, CA 92260 | 9-12 | 4.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 78451 Montego Bay Cir
Date
Details
Price
Change
Source
10/11/2026
Listed
$345,000
15%
MLS
5/04/2021
Sold
$300,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 78451 Montego Bay Cir
Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,916
2%
$331,222
2%
2024
$3,838
—
$324,728
2%
2024
$3,838
2%
$318,361
2%
2023
$3,762
81%
$312,120
79%
2022
$2,081
-32%
$174,856
-29%
2021
$3,056
11%
$247,448
10%
2020
$2,755
3%
$224,952
3%
2019
$2,676
4%
$218,400
4%
2018
$2,574
7%
$210,000
7%
2017
$2,413
2%
$197,000
1%
2016
$2,375
-2%
$195,000
—
2015
$2,420
14%
$195,000
14%
2014
$2,130
—
$171,000
—
2013
$2,124
—
$171,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 78451 Montego Bay Cir
78451 Montego Bay Cir, Indio, CA 92203 (MLS# 26999725) is a Condo property with 2 bedrooms and 2 full bathrooms. 78451 Montego Bay Cir is currently listed for $345,000 and was received on October 11, 2026. Want to learn more about 78451 Montego Bay Cir? Do you have questions about finding other Condo real estate for sale in Indio? You can browse all Indio real estate or contact a Coldwell Banker agent to request more information.

