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$865,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 2,779 Sq. Ft.
  • 2 Car Garage
  • Updated 11 days ago
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Enjoy no utility costs with paid solar, private well water, and septic already in place. No HOA. Rare lot size. Safe, established neighborhood. Welcome to 3646 Harbor Dr., a one-of-a-kind full-acre retreat tucked at the end of a quiet cul-de-sac in one of Merced's most desirable neighborhoods, just minutes from UC Merced. This 4-bedroom, 2.5-bath home offers 2,779 sq ft of thoughtfully designed space with privacy, comfort, and exceptional value. Inside, you'll find spacious living areas, a large kitchen with abundant cabinetry and breakfast bar, formal dining with elegant chandelier, cozy wood-burning fireplace, a bonus room perfect for a home office or gym, and a private balcony off the primary suite overlooking the backyard. Step outside and discover where this property truly shines, a new pool, covered gazebo, RV and boat parking, open space for kids and pets, a chicken coop, and peaceful creek views behind the property. The perfect blend of lifestyle, privacy, and convenience, don't miss this one.

Full Property Details for 3646 Harbor

General

  • Price: $865,000
  • Status: Active
  • Type: Single Family
  • Source: MRMLS
  • MLS ID: MC26062819
  • Updated: 6/8/2026
  • Days on Market: 89 days
  • Added to Site: 89 day(s) ago

Interior

  • Rooms/Areas: Primary Bedroom, Kitchen, Primary Bathroom
  • Interior Features: Ceiling Fan(s)
  • Fireplace: Yes
  • Fireplace(s): Living Room
  • Eating Areas: Area
  • Appliances: Dishwasher
  • Flooring: Carpet

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Inside

Additional Information

  • Pool: Yes
  • Pool Description: In-Ground, Private

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking: Garage, Garage Faces Side

Location

  • County: Merced
  • Driving Directions: Right onto Dunn; Right onto Harbor

School Information

  • School District: Merced City

Community

  • Community Features: Street Lights, Sidewalks, Suburban

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Fireplace(s), Central

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Structure Type: Single Family Residence
  • Common Walls: No Common Walls
  • Entry Location: Front
  • Stories/Levels: Two
  • Stories Description: Two
  • Square Feet: 2,779
  • Sq. Ft. Source: Assessor
  • Year Built: 1979
  • Year Built Source: Assessor

Lot Features

  • Property View: Neighborhood
  • Lot Size (Acres): 1
  • Lot Size (Sq. Ft.): 43,560
  • Lot Size Source: Assessor
  • Lot Description: Landscaped, Front Yard, Back Yard, Lawn

Financial Considerations

  • Price Per Sq. Ft.: $311.26

Disclosures and Reports

  • Special Conditions: Standard

Listed by Keller Williams Property Team, Patricia Vazquez Rangel

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Listing agent

— 3646 Harbor —

  • Patricia Vazquez Rangel

    Keller Williams Property Team

209-761-4034

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3646 Harbor

School Districts:Merced City Elementary School District, Merced Union High School District
NameGradesDistance
Ada Givens Elementary School
2900 Green Street, Merced, CA 95340
K-62.3 mi
Herbert H. Cruickshank Middle School
601 Mercy Avenue, Merced, CA 95340
7-81.4 mi
El Capitan High
100 W. Farmland, Merced, CA 95348
9-122.8 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3646 Harbor Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/08/2026
Price Reduced
$865,000
-3.89%
MLS
5/13/2026
Price Reduced
$899,999
-4.26%
MLS
3/23/2026
Listed
$940,000
121.18%
MLS
11/25/2015
Sold
$425,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3646 Harbor

Year
Property Taxes
Change
Tax Assessment
Change
2024
$5,889
—
$554,108
2%
2024
$5,889
12%
$543,244
12%
2023
$5,281
1%
$483,573
2%
2022
$5,213
—
$474,092
2%
2021
$5,202
-1%
$464,797
1%
2020
$5,243
2%
$460,032
2%
2019
$5,165
9%
$451,013
2%
2018
$4,718
-4%
$442,170
2%
2017
$4,895
2%
$433,500
2%
2016
$4,820
32%
$425,000
30%
2015
$3,643
2%
$326,825
2%
2014
$3,564
3%
$320,424
—
2013
$3,468
—
$318,977
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Keller Williams Property Team, Patricia Vazquez Rangel

3646 Harbor, Merced, CA 95340 (MLS# MC26062819) is a Single Family property with 4 bedrooms, 2 full bathrooms and 1 partial bathroom. 3646 Harbor is currently listed for $865,000 and was received on March 23, 2026. Want to learn more about 3646 Harbor? Do you have questions about finding other Single Family real estate for sale in Merced? You can browse all Merced real estate or contact a Coldwell Banker agent to request more information.

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