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$940,000
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Property Description
Welcome to 3646 Harbor Dr., a home where you have room to breathe, grow, and host. Situated on a full acre at the end of a quiet cul-de-sac, this 4-bedroom, 2.5-bath residence offers 2,779 sq ft of thoughtfully designed space with the kind of privacy and room that's hard to come by. The expansive lot includes dedicated RV and boat parking, open space for kids and pets, and the serene backdrop of a creek just behind the property. Step inside to a stunning blue kitchen with ample cabinetry and a breakfast bar, flowing into a formal dining room adorned with an elegant chandelier, perfect for entertaining. A dedicated reception space with its own statement chandelier adds warmth and character, and the wood-burning fireplace makes the living room the coziest spot in the house. Upstairs, the primary suite offers a private balcony with peaceful views of the backyard and pool. A bonus room rounds out the upper level, ideal for a home office or content creation space. Back downstairs, a playroom adds flexibility for the whole family. Outside, a brand new pool, a charming gazebo, and a chicken coop make the backyard a true gathering place. Whether you're hosting or just unwinding, the full acre delivers. Solar paid off at closing means little to no electric bill, and well water means no water bill either. No HOA. Just minutes from UC Merced, in a safe, quiet, and highly desirable neighborhood. This is more than just a home; it's a place to settle in, spread out, and truly enjoy where you live.
Full Property Details
Full Property Details for 3646 Harbor
General
- Price: $940,000
- Status: Active
- Type: Single Family
- Source: METROLIST_Cali
- MLS ID: 226036102
- Updated: 3/25/2026
- Added to Site: 8 day(s) ago
Interior
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Living Room
- Appliances: Hood Over Range, Dishwasher, Microwave
- Flooring: Carpet, Tile, Wood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Kitchen: Breakfast Area
- Dining Room: Formal Area
- Laundry: Inside Room
Additional Information
- Pool: Yes
- Pool Description: Built-In, Fenced
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking: Attached
Location
- County: Merced
- Cross Streets: Dunn
- Driving Directions: Right onto Dunn; Right onto Harbor
School Information
- School District: Merced
- Elem School District: Merced City
- Midd School District: Merced City
- High School District: Merced Union High
Heating & Cooling
- Cooling Type: Ceiling Fan(s), Central
- Heating Type: Central, Radiant
- Heating Fuel: Central, Radiant
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Public
Structural Information
- Construction: Stucco
- Basement: Yes
- Foundation: Concrete
- Roof: Composition
- Stories/Levels: 1
- Square Feet: 2,779
- Sq. Ft. Source: Assessor Auto-Fill
- Year Built: 1979
Additional Structures
- Other Structures: Pergola, Gazebo, Shed(s), Storage
Lot Features
- Property View: Woods
- Lot Size (Acres): 1
- Lot Size (Sq. Ft.): 43,560
- Irrigation System: Public District
- Zoning: A-R
- Lot Description: Street Lights, Landscape Back, Landscape Front
Disclosures and Reports
- Special Conditions: None
- APN: 060-600-022-000
Listed by Keller Williams Merced
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Schools
Schools serving 3646 Harbor
School Districts:Merced City Elementary School District, Merced Union High School District
| Name | Grades | Distance |
|---|---|---|
Ada Givens Elementary School 2900 Green Street, Merced, CA 95340 | K-6 | 2.3 mi |
Herbert H. Cruickshank Middle School 601 Mercy Avenue, Merced, CA 95340 | 7-8 | 1.4 mi |
El Capitan High 100 W. Farmland, Merced, CA 95348 | 9-12 | 2.8 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3646 Harbor
Date
Details
Price
Change
Source
3/25/2026
Listed
$940,000
121.18%
MLS
11/25/2015
Sold
$425,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3646 Harbor
Year
Property Taxes
Change
Tax Assessment
Change
2024
$5,889
—
$554,108
2%
2024
$5,889
12%
$543,244
12%
2023
$5,281
1%
$483,573
2%
2022
$5,213
—
$474,092
2%
2021
$5,202
-1%
$464,797
1%
2020
$5,243
2%
$460,032
2%
2019
$5,165
9%
$451,013
2%
2018
$4,718
-4%
$442,170
2%
2017
$4,895
2%
$433,500
2%
2016
$4,820
32%
$425,000
30%
2015
$3,643
2%
$326,825
2%
2014
$3,564
3%
$320,424
—
2013
$3,468
—
$318,977
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3646 Harbor
3646 Harbor, Merced, CA 95340 (MLS# 226036102) is a Single Family property with 4 bedrooms, 2 full bathrooms and 1 partial bathroom. 3646 Harbor is currently listed for $940,000 and was received on March 25, 2026. Want to learn more about 3646 Harbor? Do you have questions about finding other Single Family real estate for sale in Merced? You can browse all Merced real estate or contact a Coldwell Banker agent to request more information.

