Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$899,999 -$40,001 (-4.26%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 2,779 Sq. Ft.
  • 2 Car Garage
  • Updated 5 days ago
See This Home
Save This Home
See This Home
Save This Home
MEMORIAL WEEKEND SPECIAL Price Improved to $899,999 $1,200 Home Warranty Included Enjoy no utility costs with paid solar, private well water, and septic already in place. No HOA. Rare lot size. Safe, established neighborhood. Welcome to 3646 Harbor Dr., a one-of-a-kind full-acre retreat tucked at the end of a quiet cul-de-sac in one of Merced's most desirable neighborhoods, just minutes from UC Merced. This 4-bedroom, 2.5-bath home offers 2,779 sq ft of thoughtfully designed space with privacy, comfort, and exceptional value. Inside, you'll find spacious living areas, a large kitchen with abundant cabinetry and breakfast bar, formal dining with elegant chandelier, cozy wood-burning fireplace, an additional room perfect for a home office or gym, and a private balcony off the primary suite overlooking the backyard. Step outside and discover where this property truly shines, a new pool, covered gazebo, RV and boat parking, open space for kids and pets, a chicken coop, and peaceful creek views behind the property. The perfect blend of lifestyle, privacy, and convenience, don't miss this one.

Full Property Details for 3646 Harbor

General

  • Price: $899,999
  • Status: Active
  • Type: Single Family
  • Source: METROLIST_Cali
  • MLS ID: 226036102
  • Updated: 5/13/2026
  • Added to Site: 54 day(s) ago

Interior

  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Living Room
  • Appliances: Hood Over Range, Dishwasher, Microwave
  • Flooring: Carpet, Tile, Wood

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Kitchen: Breakfast Area
  • Dining Room: Formal Area
  • Laundry: Inside Room

Additional Information

  • Pool: Yes
  • Pool Description: Built-In, Fenced

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking: Attached

Location

  • County: Merced
  • Cross Streets: Dunn
  • Driving Directions: Right onto Dunn; Right onto Harbor

School Information

  • School District: Merced
  • Elem School District: Merced City
  • Midd School District: Merced City
  • High School District: Merced Union High

Heating & Cooling

  • Cooling Type: Ceiling Fan(s), Central
  • Heating Type: Central, Radiant
  • Heating Fuel: Central, Radiant

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Public

Structural Information

  • Construction: Stucco
  • Basement: Yes
  • Foundation: Concrete
  • Roof: Composition
  • Stories/Levels: 1
  • Square Feet: 2,779
  • Sq. Ft. Source: Assessor Auto-Fill
  • Year Built: 1979

Additional Structures

  • Other Structures: Pergola, Gazebo, Shed(s), Storage

Lot Features

  • Property View: Woods
  • Lot Size (Acres): 1
  • Lot Size (Sq. Ft.): 43,560
  • Irrigation System: Public District
  • Zoning: A-R
  • Lot Description: Street Lights, Landscape Back, Landscape Front

Disclosures and Reports

  • Special Conditions: None
  • APN: 060-600-022-000

Listed by Keller Williams Merced

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agent

— 3646 Harbor —

  • Keller Williams Merced

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3646 Harbor

School Districts:Merced City Elementary School District, Merced Union High School District
NameGradesDistance
Ada Givens Elementary School
2900 Green Street, Merced, CA 95340
K-62.3 mi
Herbert H. Cruickshank Middle School
601 Mercy Avenue, Merced, CA 95340
7-81.4 mi
El Capitan High
100 W. Farmland, Merced, CA 95348
9-122.8 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3646 Harbor Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/13/2026
Price Reduced
$899,999
-4.26%
MLS
3/25/2026
Listed
$940,000
121.18%
MLS
11/25/2015
Sold
$425,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3646 Harbor

Year
Property Taxes
Change
Tax Assessment
Change
2024
$5,889
—
$554,108
2%
2024
$5,889
12%
$543,244
12%
2023
$5,281
1%
$483,573
2%
2022
$5,213
—
$474,092
2%
2021
$5,202
-1%
$464,797
1%
2020
$5,243
2%
$460,032
2%
2019
$5,165
9%
$451,013
2%
2018
$4,718
-4%
$442,170
2%
2017
$4,895
2%
$433,500
2%
2016
$4,820
32%
$425,000
30%
2015
$3,643
2%
$326,825
2%
2014
$3,564
3%
$320,424
—
2013
$3,468
—
$318,977
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 3646 Harbor

$
Down Payment
%
$
%

$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Keller Williams Merced

Similar Properties near 3646 Harbor

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

23421 Rd 6, Chowchilla, CA 93610 - Photo 1
$864,000

23421 Rd 6  Chowchilla, CA 93610

  • Single Family
  • Active
  • Updated 13 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,535
    Sq. Ft.
Listed by Century 21 Select Real Estate
5704 W State Hwy 140, Atwater, CA 95301 - Photo 1
$850,000

5704 W State Hwy 140  Atwater, CA 95301

  • Single Family
  • Active
  • 2
    Beds
  • 1
    Total Bath
  • 1,539
    Sq. Ft.
Listed by Berkshire Hathaway Home Services Elite Real Estate

Just Listed near 3646 Harbor

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

1701 Eucalyptus St, Atwater, CA 95301 - Photo 1 Just Listed
$369,000

1701 Eucalyptus St  Atwater, CA 95301

  • Single Family
  • Active
  • Updated 5 days ago
  • 3
    Beds
  • 1
    Total Bath
  • 1,188
    Sq. Ft.
Listed by NextHome D&G Realty Group
612 Los Altos Dr, Atwater, CA 95301 - Photo 1 Just Listed
$400,000

612 Los Altos Dr  Atwater, CA 95301

  • Single Family
  • Active
  • Updated 5 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,461
    Sq. Ft.
Listed by London Properties LTD
2696 Clydesdale Ave, Atwater, CA 95301 - Photo 1 Just Listed
$785,000

2696 Clydesdale Ave  Atwater, CA 95301

  • Single Family
  • Active
  • Updated 2 days ago
  • 4
    Beds
  • 2
    Total Baths
  • 2,257
    Sq. Ft.
Listed by Realty Executives of Northern California
2184 Linden St, Atwater, CA 95301 - Photo 1 Just Listed
$414,995

2184 Linden St  Atwater, CA 95301

  • Single Family
  • Active
  • Updated 3 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,509
    Sq. Ft.
Listed by Stigler Mortgage

Price Reduced near 3646 Harbor

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

6176 Fleming, Atwater, CA 95301 - Photo 1 Price Reduced
-$30,000 (-3.62%)
$799,000

6176 Fleming  Atwater, CA 95301

  • Single Family
  • Active
  • Updated 5 days ago
  • 4
    Beds
  • 2
    Total Baths
  • 1,820
    Sq. Ft.
Listed by HomeSmart PV & Associates
469 Cedar Ave, Atwater, CA 95301 - Photo 1 Price Reduced
-$10,000 (-3.13%)
$310,000

469 Cedar Ave  Atwater, CA 95301

  • Single Family
  • Active
  • Updated 15 hours ago
  • 3
    Beds
  • 1
    Total Bath
  • 872
    Sq. Ft.
Listed by Keller Williams Merced
7420 Central Ave, Winton, CA 95388 - Photo 1 Price Reduced
-$27,200 (-3.7%)
$707,200

7420 Central Ave  Winton, CA 95388

  • Agricultural Land
  • Active
  • Updated 3 days ago
  • 27.2
    Acres
Listed by Powerhouse Realty
1525 Duke Dr, Livingston, CA 95334 - Photo 1 Price Reduced
-$3,000 (-2.31%)
$127,000

1525 Duke Dr  #51  Livingston, CA 95334

  • Manufactured Home
  • Active
  • Updated 3 hours ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,596
    Sq. Ft.
Listed by eXp Realty of California Inc.

Recent Sales near 3646 Harbor

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

3692 N Gardner Ave, Merced, CA 95340 - Photo 1 Sold
$815,000

3692 N Gardner Ave  Merced, CA 95340

  • Single Family
  • Closed
  • Updated 3 days ago
  • 4
    Beds
  • 3
    Total Baths
  • 2,546
    Sq. Ft.
Listed by London Properties, LTD
Sold by Non-MLS Office
3272 Leaf Dr, Merced, CA 95340 - Photo 1 Sold
$780,000

3272 Leaf Dr  Merced, CA 95340

  • Single Family
  • Closed
  • 4
    Beds
  • 3
    Total Baths
  • 3,264
    Sq. Ft.
Listed by London Properties LTD
Sold by Non-MLS Office
2009 Robin Hood Ln, Merced, CA 95340 - Photo 1 Sold
$885,000

2009 Robin Hood Ln  Merced, CA 95340

  • Single Family
  • Closed
  • 4
    Beds
  • 3
    Total Baths
  • 2,974
    Sq. Ft.
Listed by PMZ Real Estate
Sold by Tinetti Realty and Non-MLS Office
2801 Trindade Rd, Atwater, CA 95301 - Photo 1 Sold
$920,000

2801 Trindade Rd  Atwater, CA 95301

  • Single Family
  • Closed
  • 3
    Beds
  • 2
    Total Baths
  • 1,488
    Sq. Ft.
Listed and Sold by HomeSmart PV & Associates

3646 Harbor, Merced, CA 95340 (MLS# 226036102) is a Single Family property with 4 bedrooms, 2 full bathrooms and 1 partial bathroom. 3646 Harbor is currently listed for $899,999 and was received on March 25, 2026. Want to learn more about 3646 Harbor? Do you have questions about finding other Single Family real estate for sale in Merced? You can browse all Merced real estate or contact a Coldwell Banker agent to request more information.

Tour this property