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$1,125,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,636 Sq. Ft.
  • 2 Car Garage
  • Updated 1 day ago
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Charming 3-Bedroom Coastal Home in Morro Bay's Sought-After Beach Tract Welcome to 160 Terra Street, a classic single-level home in Morro Bay's desirable Beach Tract-just a short stroll from the sand, Morro Strand State Beach, and iconic views of Morro Rock. This 3-bedroom, 2-bath residence offers the quintessential Central Coast lifestyle with easy access to the Embarcadero's restaurants, shops, and waterfront, plus nearby parks, trails, and the protected Morro Bay estuary. The home sits on a unique street-to-street lot with gated access to the backyard, providing privacy and flexibility. Inside you'll find a largely original layout that includes a skylight in the dining area for natural light and a private bathroom in the primary bedroom. Windows have been replaced, while the rest of the home remains mostly original-offering a solid foundation for updates and personalization. This property needs a little work, making it an excellent opportunity for buyers looking to customize a coastal home and build equity in one of Morro Bay's most convenient beach-close neighborhoods. Single-story living is the long-term character of the Beach Tract, helping preserve the open feel and ocean proximity that define this area. Enjoy mild year-round weather, morning beach strolls, sunsets over the Pacific, and the relaxed pace of Central Coast living. Whether as a primary residence, vacation home, or renovation project with strong long-term potential, 160 Terra Street delivers location, lifestyle, and opportunity.

Full Property Details for 160 Terra St

General

  • Price: $1,125,000
  • Status: Active
  • Type: Single Family
  • Source: MRMLS
  • MLS ID: SC26189731
  • Updated: 9/1/2026
  • Days on Market: 2 days
  • Added to Site: 2 day(s) ago

Interior

  • Rooms/Areas: All Bedrooms Down, Living Room, Den
  • Interior Features: Wet Bar, Ceiling Fan(s)
  • Fireplace: Yes
  • Fireplace(s): Electric, Living Room
  • Eating Areas: Breakfast Counter/Bar, Dining Room
  • Appliances: Electric Water Heater, Refrigerator, Electric Range, Electric Oven
  • Flooring: Vinyl, Carpet

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: In Garage

Additional Information

  • Pool Description: None
  • Spa Description: None

Exterior

  • Deck/Patio: Concrete, Deck

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking: Driveway Level, Garage Faces Front

Location

  • County: San Luis Obispo
  • Subdivision: Beach Tract(730)
  • Driving Directions: HWY 1 take San Jacinto west towards ocean. Right on Sandalwood. Right of Terra. House is second on the right

School Information

  • School District: San Luis Coastal Unified

Community

  • Community Features: Curbs, Golf, Biking, Dog Park, Hiking, Fishing, Sidewalks, Park

Heating & Cooling

  • Cooling Type: None
  • Heating Type: Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Architectural Style: Ranch
  • Structure Type: Single Family Residence
  • Roof: Asphalt
  • Common Walls: No Common Walls
  • Doors: Sliding Doors
  • Disability Access: None
  • Entry Location: front of house
  • Stories/Levels: One
  • Stories Description: One
  • Square Feet: 1,636
  • Sq. Ft. Source: Assessor
  • Year Built: 1967
  • Year Built Source: Assessor

Additional Structures

  • Other Structures: Shed(s)

Lot Features

  • Property View: Peek-a-Boo
  • Lot Size (Acres): 0.1422
  • Lot Size (Sq. Ft.): 6,195
  • Lot Size Source: Assessor
  • Lot Description: Level with Street, Front Yard, Lawn
  • Fencing (Description): Wood, Brick

Financial Considerations

  • Price Per Sq. Ft.: $687.65

Disclosures and Reports

  • Special Conditions: Trust

Listed by Rock View Realty, Kathleen Thomson

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Listing agent

— 160 Terra St —

  • Kathleen Thomson

    Rock View Realty

805-440-4273

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 160 Terra St

School District:San Luis Coastal Unified School District
NameGradesDistance
Del Mar Elementary School
501 Sequoia Street, Morro Bay, CA 93442
K-60.3 mi
Los Osos Middle School
1555 El Moro St., Baywood-Los Osos, CA 93402
7-85.3 mi
Morro Bay High School
235 Atascadero Road, Morro Bay, CA 93442
9-120.7 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 160 Terra St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
8/31/2026
Listed
$1,125,000
1011.11%
MLS
10/16/1992
Sold
$101,250
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 160 Terra St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,148
—
$1,096,500
886%
2025
$1,148
4%
$111,161
2%
2023
$1,105
—
$108,983
2%
2023
$1,105
7%
$106,847
2%
2022
$1,034
2%
$104,753
2%
2021
$1,017
1%
$102,700
1%
2020
$1,005
1%
$101,648
2%
2019
$994
2%
$99,656
2%
2018
$973
2%
$97,703
2%
2017
$952
2%
$95,788
2%
2016
$932
2%
$93,911
2%
2015
$917
9%
$92,501
2%
2014
$840
—
$90,690
—
2013
$836
—
$90,281
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 160 Terra St

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Rock View Realty, Kathleen Thomson

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160 Terra Street, Morro Bay, CA 93442 (MLS# SC26189731) is a Single Family property with 3 bedrooms and 2 full bathrooms. 160 Terra Street is currently listed for $1,125,000 and was received on August 31, 2026. Want to learn more about 160 Terra Street? Do you have questions about finding other Single Family real estate for sale in Morro Bay? You can browse all Morro Bay real estate or contact a Coldwell Banker agent to request more information.

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