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$859,000 Just Listed
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Property Description
North Morro Bay Sanctuary: Ocean Views & Modern Comfort!
Welcome to your private coastal retreat in North Morro Bay. This immaculate 3-bedroom, 2-bathroom home captures the relaxed Central Coast lifestyle, offering ocean and hillside views just minutes from the beach.
Inside, you'll find a beautifully remodeled kitchen complete with Quartzite countertops, custom cabinetry, and stainless steel appliances. Newer luxury vinyl flooring and fresh carpeting run throughout the living spaces, and the attic has been converted to provide additional interior space.
Ideally situated for peace and quiet, the property sits back from the road to provide a serene setting while maintaining quick access to Highway 1. Spend your evenings unwinding with sunsets that paint the sky or enjoying the cool coastal fog. The low-maintenance yard is designed for ease, leaving you plenty of time to explore Morro Bay's dog beach, downtown, and nearby Cayucos. Whether you're looking for a weekend getaway or a permanent seaside sanctuary, this home offers the best of coastal living in a truly tranquil package.
Full Property Details
Full Property Details for 390 Panay
General
- Price: $859,000
- Status: Active
- Type: Single Family
- Source: MRMLS
- MLS ID: SC26047012
- Updated: Today (3/4/2026)
- Added to Site: Today
Interior
- Rooms/Areas: Walk-In Closet
- Interior Features: Quartz Counters
- Fireplace(s): None
- Flooring: Carpet
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: In Garage
Additional Information
- Pool Description: None
Exterior
- Deck/Patio: Patio
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking: Garage (Single Door)
Location
- County: San Luis Obispo
- Subdivision: North Morro Bay (820)
- Driving Directions: Hwy 1, East on Yerba Buena, right on Tide Ave, right on Panay St
School Information
- School District: San Luis Coastal Unified
Community
- Community Features: Biking, Hiking
Heating & Cooling
- Cooling Type: None
- Heating Type: Forced Air
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Structure Type: Single Family Residence
- Common Walls: No Common Walls
- Windows: Double-Pane Windows
- Entry Location: 1
- Stories/Levels: Two
- Stories Description: Two
- Square Feet: 1,584
- Sq. Ft. Source: Assessor
- Year Built: 1970
- Year Built Source: Assessor
Lot Features
- Property View: Ocean, Hills, Peek-a-Boo
- Lot Size (Acres): 0.0551
- Lot Size (Sq. Ft.): 2,400
- Lot Size Source: Assessor
- Lot Description: Level with Street
Financial Considerations
- Price Per Sq. Ft.: $542.3
Disclosures and Reports
- Special Conditions: Standard
Listed by Century 21 Masters, Tim Riley
Get Pre-Approved Today
Schools
Schools serving 390 Panay
School District:San Luis Coastal Unified School District
| Name | Grades | Distance |
|---|---|---|
Del Mar Elementary School 501 Sequoia Street, Morro Bay, CA 93442 | K-6 | 0.5 mi |
Los Osos Middle School 1555 El Moro St., Baywood-Los Osos, CA 93402 | 7-8 | 5.9 mi |
Morro Bay High School 235 Atascadero Road, Morro Bay, CA 93442 | 9-12 | 1.4 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 390 Panay
Date
Details
Price
Change
Source
3/04/2026
Listed
$859,000
416.62%
MLS
3/24/1998
Sold
$166,272
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 390 Panay
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,897
4%
$269,810
2%
2023
$2,793
—
$264,520
2%
2023
$2,793
7%
$259,334
2%
2022
$2,617
2%
$254,250
2%
2021
$2,573
1%
$249,266
1%
2020
$2,546
1%
$246,711
2%
2019
$2,518
2%
$241,875
2%
2018
$2,468
2%
$237,133
2%
2017
$2,418
2%
$232,484
2%
2016
$2,369
2%
$227,927
2%
2015
$2,332
9%
$224,504
2%
2014
$2,140
—
$220,108
—
2013
$2,130
—
$219,115
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 390 Panay
390 Panay, Morro Bay, CA 93442 (MLS# SC26047012) is a Single Family property with 3 bedrooms and 2 full bathrooms. 390 Panay is currently listed for $859,000 and was received on March 04, 2026. Want to learn more about 390 Panay? Do you have questions about finding other Single Family real estate for sale in Morro Bay? You can browse all Morro Bay real estate or contact a Coldwell Banker agent to request more information.

