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$1,624,000 Sale Pending

  • For Sale
  • Pending
  • Single Family
  • 3 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 2,400 Sq. Ft.
  • 2 Car Garage
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Coastal Retreat Backing Up to Cerrito Peak - Ocean Views & Prime Location! Enjoy the best of Morro Bay living in this stunning tri-level home with 3 bedrooms and 3 full baths and 1-¾ bathrooms, perfectly situated in the coveted Morro Heights neighborhood. This unique property backs up to scenic Cerrito Peak, offering a rare blend of privacy, nature, and spectacular ocean views. Inside, you'll find a spacious living room and comfortable family room, both with access to a large entertainer's patio-ideal for soaking in sunsets or hosting guests. The kitchen features granite countertops, while wood and ceramic tile flooring runs throughout the home. Two of the bathrooms include oversized Jacuzzi tubs, and the home is enhanced by ceiling fans and abundant lighting, both indoors and out. Just a short walk to the Embarcadero and downtown Morro Bay, this home delivers coastal living at its finest, with nature as your backyard and the ocean as your view. Possibly lock off top floor which has a separate entry for separate guest quarters or rent. Additionally, the owner live in lower 2 levels which includes the family room, kitchen, living room, full bath and large patio on 2nd level and ground floor master suite, 1 full bathroom and also a 3/4 bath and laundry area.

Full Property Details for 430 Olive St

General

  • Price: $1,624,000
  • Status: Pending
  • Type: Single Family
  • Source: MRMLS
  • MLS ID: SC25107871
  • Updated: 1/1/2026
  • Added to Site: 246 day(s) ago

Interior

  • Rooms/Areas: Walk-In Closet
  • Interior Features: Balcony, Bar, Beamed Ceilings, Block Walls, Built-in Features, Ceiling Fan(s), Granite Counters, High Ceilings, Open Floorplan, Track Lighting, Wet Bar
  • Fireplace: Yes
  • Fireplace(s): Family Room
  • Eating Areas: Breakfast Counter/Bar, In Family Room
  • Appliances: Dishwasher, Electric Range, Disposal, Microwave, Refrigerator
  • Flooring: Carpet, Stone, Wood

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • 3/4 Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: Gas Dryer Hookup, Inside, Washer Hookup

Additional Information

  • Pool Description: None
  • Spa Description: Bath

Exterior

  • Deck/Patio: Concrete, Open Patio

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking: Driveway, Asphalt, Combination Driveway, Concrete, Paved, Driveway Up Slope From Street, Garage, Garage Faces Front, Garage (Two Doors), Garage Door Opener

Location

  • County: San Luis Obispo
  • Subdivision: Morro Heights (810)
  • Driving Directions: Main Street to Olive

School Information

  • School District: San Luis Coastal Unified
  • High School: MORRB

Community

  • Community Features: Gutters, Suburban

Heating & Cooling

  • Cooling Type: Ductless, Electric
  • Heating Type: Ductless, Electric

Utilities

  • Sewer: Public Sewer, Sewer Assessments
  • Water: Public

Structural Information

  • Structure Type: Single Family Residence
  • Construction: Block, Stucco
  • Foundation: Slab
  • Common Walls: No Common Walls
  • Windows: Double-Pane Windows
  • Doors: Sliding Doors
  • Disability Access: None
  • Entry Location: 2 nd level
  • Stories/Levels: Three Or More
  • Stories Description: Three Or More
  • Square Feet: 2,400
  • Year Built: 1956
  • Year Built Source: Assessor
  • Property Condition: Building Permit, Updated/Remodeled

Lot Features

  • Property View: Coastline, Ocean, Panoramic
  • Lot Size (Acres): 0.2054
  • Lot Size (Sq. Ft.): 8,948
  • Lot Size Source: Assessor
  • Zoning: R2
  • Lot Description: 0-1 Unit/Acre

Financial Considerations

  • Price Per Sq. Ft.: $676.67

Disclosures and Reports

  • Special Conditions: Standard

Listed by Horizon Realty & Property Mgt, Lorraine Sterkel

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Listing agent

— 430 Olive St —

  • Lorraine Sterkel

    Horizon Realty & Property Mgt

805-440-6853

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 430 Olive St

School District:San Luis Coastal Unified School District
NameGradesDistance
Del Mar Elementary School
501 Sequoia Street, Morro Bay, CA 93442
K-62.6 mi
Los Osos Middle School
1555 El Moro St., Baywood-Los Osos, CA 93402
7-82.9 mi
Morro Bay High School
235 Atascadero Road, Morro Bay, CA 93442
9-121.7 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 430 Olive St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/02/2025
Price Reduced
$1,624,000
-12.17%
MLS
8/03/2025
Price Reduced
$1,849,000
-2.63%
MLS
6/23/2025
Price Reduced
$1,899,000
-12.45%
MLS
5/15/2025
Listed
$2,169,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 430 Olive St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,881
54%
$352,099
52%
2023
$2,523
—
$231,838
2%
2023
$2,523
6%
$227,954
2%
2022
$2,372
5%
$224,146
6%
2021
$2,254
1%
$212,213
1%
2020
$2,234
1%
$210,300
2%
2019
$2,216
2%
$206,677
2%
2018
$2,178
17%
$203,126
17%
2017
$1,867
2%
$174,144
2%
2016
$1,831
2%
$170,730
2%
2015
$1,803
9%
$168,166
2%
2014
$1,655
—
$164,873
—
2013
$1,648
—
$164,129
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 430 Olive St

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Horizon Realty & Property Mgt, Lorraine Sterkel

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430 Olive Street, Morro Bay, CA 93442 (MLS# SC25107871) is a Single Family property with 3 bedrooms, 3 full bathrooms and 1 partial bathroom. 430 Olive Street is currently listed for $1,624,000 and was received on May 15, 2025. Want to learn more about 430 Olive Street? Do you have questions about finding other Single Family real estate for sale in Morro Bay? You can browse all Morro Bay real estate or contact a Coldwell Banker agent to request more information.

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