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$735,000

  • Sold
  • Closed
  • Single Family
  • 2 Beds
  • 1 Full Bath
  • 1 Partial Bath
  • 880 Sq. Ft.
  • 1 Car Garage
  • Updated 10 days ago
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Whether you're seeking a full-time residence or the ideal coastal escape, this inviting beach cottage delivers relaxed seaside living in an exceptional location. Welcome to 440 Panay in beautiful Morro Bay! This thoughtfully updated 2-bedroom, 1.75-bath home offers approximately 900± sq ft of living space, complemented by a one-car garage with generous storage and a welcoming front porch with a peekaboo ocean view. Step inside to vaulted wood ceilings, abundant natural light, luxury vinyl plank flooring, and a charming wood-burning stove that creates an immediate sense of warmth and comfort. The bright kitchen showcases new granite countertops, expanded cabinetry, updated lighting, and newer appliances-all included-making it as functional as it is stylish. Just beyond, the recently renovated bathroom features built-in storage, a striking white stone sink, and eye-catching teal tile in the shower for a fresh coastal feel. Toward the rear of the home, you'll find two comfortable bedrooms with ample closet space. The "blue room" offers beautiful natural light and custom handmade mirrored closet doors, while the second bedroom includes its own updated ¾ bath along with slight views of Morro Rock and the iconic Three Stacks. The garage includes washer and dryer hookups and a tucked-away area ideal for additional storage. Need more car space? The carport out front is perfect for that. Outside, the fully fenced backyard is simply landscaped and ready for relaxing afternoons or weekend gatherings. Located within half a mile of the beach, restaurants, and schools, this move-in-ready coastal gem truly has it all-inviting you to settle in and start living your California beach dream.

Full Property Details for 440 Panay

General

  • Sold For: $735,000
  • Status: Closed
  • Type: Single Family
  • Source: MRMLS
  • MLS ID: SC26066990
  • Added to Site: 52 day(s) ago

Interior

  • Rooms/Areas: All Bedrooms Down, Main Floor Primary Bedroom, Main Floor Bedroom
  • Interior Features: High Ceilings, Granite Counters
  • Fireplace: Yes
  • Fireplace(s): Living Room
  • Eating Areas: In Living Room, In Kitchen, Separated
  • Appliances: Gas Cooktop, Disposal, Microwave, Refrigerator, Gas Range, Gas Oven, Dishwasher
  • Flooring: Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • 3/4 Bathrooms: 1

Bedrooms

  • Total Bedrooms: 2

Other Rooms

  • Laundry: Stackable, Washer Included, Dryer Included

Additional Information

  • Pool Description: None
  • Spa Description: None

Exterior

  • Deck/Patio: Front Porch, Porch, Enclosed, Deck

Parking

  • Garage: Yes
  • Garage Spaces: 1
  • Carport Spaces: 1
  • Parking: Garage, Covered, Carport, Garage (Single Door), Asphalt, Driveway

Location

  • County: San Luis Obispo
  • Driving Directions: turn down main street, make a right on panay, go past tide, house is on the right side

School Information

  • School District: San Luis Coastal Unified

Community

  • Community Features: Hiking, Street Lights, Suburban

Heating & Cooling

  • Cooling Type: None

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Architectural Style: Cottage
  • Structure Type: Single Family Residence
  • Common Walls: No Common Walls
  • Windows: Double-Pane Windows
  • Entry Location: front door
  • Stories/Levels: One
  • Stories Description: One
  • Square Feet: 880
  • Sq. Ft. Source: Assessor
  • Year Built: 1972
  • Year Built Source: Assessor

Lot Features

  • Property View: Ocean, Neighborhood, Peek-a-Boo
  • Lot Size (Acres): 0.0643
  • Lot Size Source: Assessor
  • Lot Description: 0-1 Unit/Acre
  • Fencing (Description): Wood, Privacy

Financial Considerations

  • Price Per Sq. Ft.: $835.23

Disclosures and Reports

  • Special Conditions: Standard
  • Inclusions: washer/dryer, appliances, some furniture

Listed by Compass, Hannah Atchison
Sold by Compass, Jessica Padilla

Listing agent

— 440 Panay —

  • Hannah Atchison

    Compass

209-607-3108

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 440 Panay

School District:San Luis Coastal Unified School District
NameGradesDistance
Del Mar Elementary School
501 Sequoia Street, Morro Bay, CA 93442
K-60.5 mi
Los Osos Middle School
1555 El Moro St., Baywood-Los Osos, CA 93402
7-85.9 mi
Morro Bay High School
235 Atascadero Road, Morro Bay, CA 93442
9-121.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 440 Panay

Date
Details
Price
Change
Source
3/30/2026
Sold
$735,000
-1.34%
MLS
3/27/2026
Listed
$745,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Listed by Compass, Hannah Atchison
Sold by Compass, Jessica Padilla

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440 Panay, Morro Bay, CA 93442 (MLS# SC26066990) is a Single Family property that was sold at $735,000 on March 30, 2026. Want to learn more about 440 Panay? Do you have questions about finding other Single Family real estate for sale in Morro Bay? You can browse all Morro Bay real estate or contact a Coldwell Banker agent to request more information.