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$485,000 Sale Pending

  • For Sale
  • Pending
  • Condo
  • 1 Bed
  • 1 Full Bath
  • 631 Sq. Ft.
  • 1 Car Garage
  • Updated 3 days ago
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Just steps from the Morro Bay Embarcadero, this bay, ocean, and Rock view condo puts you right in the heart of one of California's most charming beach towns. Stroll to boutique shops, waterfront restaurants, coffee houses, parks, and lively nightlife, all within minutes of your door. From your private deck, living room, and bedroom, take in close-up views of sparkling Morro Bay and the iconic Morro Rock. This recently remodeled second-floor home features fresh flooring, granite countertops, modern fixtures, and updated lighting, all anchored by a cozy gas fireplace for those cool coastal evenings. The monthly HOA fee covers water, gas, trash, and electricity. You'll enjoy the convenience of elevator access to your designated covered parking. Whether you're looking for a full-time residence, a weekend retreat, or a smart investment, this turnkey condo offers the perfect blend of style, comfort, and location.

Full Property Details for 645 Morro Ave #2C

General

  • Price: $485,000
  • HOA FEE: $650/month
  • Status: Pending
  • Type: Condo
  • Source: MRMLS
  • MLS ID: SC25184378
  • Updated: 1/13/2026
  • Added to Site: 154 day(s) ago

Interior

  • Rooms/Areas: See Remarks
  • Interior Features: Granite Counters
  • Fireplace: Yes
  • Fireplace(s): Living Room

Rooms

Bathrooms

  • Total Bathrooms: 1
  • Full Bathrooms: 1

Bedrooms

  • Total Bedrooms: 1

Other Rooms

  • Laundry: Common Area

Additional Information

  • Shared Amenities: Clubhouse, Electricity, Gas, Insurance, Maintenance Grounds, Trash, Utilities, Sewer, Water
  • Pool Description: None

Parking

  • Garage: Yes
  • Garage Spaces: 1

Location

  • County: San Luis Obispo
  • Subdivision: Embarcadero(750)
  • Driving Directions: Morro Bay Blvd, Left on Morro Ave

School Information

  • School District: San Luis Coastal Unified

Community

  • Community Features: Biking, Dog Park, Fishing, Golf, Hiking, Park, Sidewalks
  • Assoc. Name: Ferrell Smyth

Heating & Cooling

  • Cooling Type: None
  • Heating Type: Fireplace(s), Wall Furnace

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Structure Type: Condominium
  • Common Walls: 1 Common Wall, End Unit, No One Below
  • Entry Location: Hallway
  • Stories/Levels: One
  • Stories Description: One
  • Square Feet: 631
  • Sq. Ft. Source: Assessor
  • Year Built: 1984
  • Year Built Source: Public Records

Unit Information

  • Units in Complex: 13

Lot Features

  • Property View: Dunes, Bay, Marina, Ocean
  • Lot Size (Acres): 0.02
  • Lot Size (Sq. Ft.): 871
  • Lot Size Source: Assessor
  • Zoning: R2

Financial Considerations

  • Price Per Sq. Ft.: $768.62
  • Association Fee: $650
  • Assoc Fee Freq.: Monthly

Disclosures and Reports

  • Special Conditions: Trust

Listed by BH Realty Group, Braidy Halverson

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Listing agent

— 645 Morro Ave #2C —

  • Braidy Halverson

    BH Realty Group

805-215-6864

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 645 Morro Ave #2C

School District:San Luis Coastal Unified School District
NameGradesDistance
Del Mar Elementary School
501 Sequoia Street, Morro Bay, CA 93442
K-62.2 mi
Los Osos Middle School
1555 El Moro St., Baywood-Los Osos, CA 93402
7-83.3 mi
Morro Bay High School
235 Atascadero Road, Morro Bay, CA 93442
9-121.4 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 645 Morro Ave #2C Get Price Alerts and Save Property

Date
Details
Price
Change
Source
11/29/2025
Price Reduced
$485,000
-2.71%
MLS
8/15/2025
Listed
$498,500
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 645 Morro Ave #2C

Year
Property Taxes
Change
Tax Assessment
Change
2024
100%
100%
2023
100%
100%
2022
100%
100%
2021
100%
100%
2020
100%
100%
2019
—
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 645 Morro Ave #2C

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by BH Realty Group, Braidy Halverson

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645 Morro Avenue #2C, Morro Bay, CA 93442 (MLS# SC25184378) is a Condo property with 1 bedroom and 1 full bathroom. 645 Morro Avenue #2C is currently listed for $485,000 and was received on August 15, 2025. Want to learn more about 645 Morro Avenue #2C? Do you have questions about finding other Condo real estate for sale in Morro Bay? You can browse all Morro Bay real estate or contact a Coldwell Banker agent to request more information.

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