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$559,900 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 1,572 Sq. Ft.
  • 2 Car Garage
  • Updated 23 hours ago
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Rare Assumable Financing at 2.75% - The smartest part of this move-in ready Placerville home isn't something you can see it's the financing. This home comes with assumable FHA financing at just 2.75%, while today's rates sit closer to 6.5%. For qualified buyers, that difference is life-changing. The principal and interest payment would be just $2,036.30 per month, a monthly savings of $785.91 compared to buying at current rates, and an estimated $83,708.42 in interest savings over five years. Put simply, owning this home costs less than renting in Placerville. You get the stability of homeownership, the chance to build equity, and a monthly payment that's hard to find anywhere in today's market. Beyond the financing, the home itself is ready to welcome you. Tucked on a private, quiet street in the city of Placerville, this single-story layout offers easy, comfortable living with no stairs to navigate. Inside, you'll find granite countertops, stainless steel appliances, and warm laminate wood flooring that ties the spaces together beautifully. The enclosed porch adds a relaxing spot to unwind, sip your morning coffee, or enjoy a quiet evening at home. It's a rare combination: a home that's truly move-in ready, paired with financing that puts real money back in your pocket month after month. Opportunities like this don't come around often, and they don't last long. Schedule your private showing today and see how much you could save. Assumable FHA financing available to qualified buyers. Savings figures are estimates based on current market rates.

Full Property Details for 3256 Gerle Ave

General

  • Price: $559,900
  • Status: Active
  • Type: Single Family
  • Source: METROLIST_Cali
  • MLS ID: 226070381
  • Updated: 6/3/2026
  • Added to Site: 1 day(s) ago

Interior

  • Rooms/Areas: Master Bathroom, Master Bedroom, Family Room, Kitchen, Laundry
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Living Room, Free Standing, Wood Burning, Wood Stove
  • Appliances: Free Standing Gas Range, Dishwasher, Disposal
  • Flooring: Laminate

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Bathroom Features: Shower Stall(s), Double Sinks
  • Primary Bathroom: Shower Stall(s), Double Sinks

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Kitchen: Breakfast Area, Granite Counter
  • Dining Room: Space in Kitchen
  • Laundry: Cabinets, Sink, Inside Room

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking: 24'+ Deep Garage, Garage Facing Front, Uncovered Parking Spaces 2+

Location

  • County: El Dorado
  • Cross Streets: Darlington Ave
  • Driving Directions: Main Street to Cedar Ravine to Darlington Ave. to Gerle Ave. Home on the right near the end of Gerle.

School Information

  • School District: El Dorado
  • Elem School District: Placerville Union
  • Midd School District: Placerville Union
  • High School District: El Dorado Union High

Community

  • Pets Allowed: Yes

Heating & Cooling

  • Cooling Type: Central
  • Heating Type: Central, Wood Stove
  • Heating Fuel: Central, Wood Stove

Utilities

  • Sewer: Public Sewer
  • Water: Public, Water District
  • Utility Description: Electric, Sewer In & Connected, Propane, Propane Tank Leased

Structural Information

  • Architectural Style: Traditional
  • Construction: Wood
  • Basement: Yes
  • Foundation: Raised
  • Roof: Composition
  • Windows: Dual Pane Full
  • Stories/Levels: 1
  • Square Feet: 1,572
  • Sq. Ft. Source: Assessor Auto-Fill
  • Year Built: 1997

Lot Features

  • Lot Size (Acres): 0.53
  • Lot Size (Sq. Ft.): 23,087
  • Irrigation System: Public District
  • Topography: Lot Grade Varies
  • Zoning: R1
  • Lot Description: Low Maintenance

Disclosures and Reports

  • Special Conditions: None
  • APN: 051-340-054-000

Listed by eXp Realty of California, Inc.

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Listing agents

— 3256 Gerle Ave —

  • eXp Realty of California, Inc.

  • eXp Realty of California, Inc.

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3256 Gerle Ave

School Districts:Placerville Union Elementary School District, El Dorado Union High School District
NameGradesDistance
Sierra Elementary School, Placerville, CA
1100 Thompson Way, Placerville, CA 95667
K-50.5 mi
Louisiana Schnell Elementary School
2871 Schnell School Road, Placerville, CA 95667
K-51.4 mi
Edwin Markham Middle School
2800 Moulton Drive, Placerville, CA 95667
6-81.5 mi
El Dorado High School
561 Canal Street, Placerville, CA 95667
9-121.2 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3256 Gerle Ave Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/03/2026
Listed
$559,900
10.22%
MLS
9/24/2021
Sold
$508,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3256 Gerle Ave

Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,692
3%
$539,092
2%
2023
$5,507
—
$528,523
2%
2023
$5,507
1%
$518,160
2%
2022
$5,428
101%
$508,000
105%
2021
$2,697
2%
$248,233
1%
2020
$2,657
4%
$245,689
2%
2019
$2,550
3%
$240,872
2%
2018
$2,472
2%
$236,150
2%
2017
$2,434
2%
$231,521
2%
2016
$2,396
3%
$226,982
2%
2015
$2,327
2%
$223,575
2%
2014
$2,285
—
$219,198
—
2013
$2,295
—
$218,209
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 3256 Gerle Ave

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by eXp Realty of California, Inc.

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3256 Gerle Avenue, Placerville, CA 95667 (MLS# 226070381) is a Single Family property with 4 bedrooms and 2 full bathrooms. 3256 Gerle Avenue is currently listed for $559,900 and was received on June 03, 2026. Want to learn more about 3256 Gerle Avenue? Do you have questions about finding other Single Family real estate for sale in Placerville? You can browse all Placerville real estate or contact a Coldwell Banker agent to request more information.

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