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$1,075,000 Just Listed

  • For Sale
  • Active
  • Condo
  • 4 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 1,603 Sq. Ft.
  • 2 Car Garage
  • Updated 4 hours ago
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Exceptional 4-bedroom detached residence ideally situated just moments from the scenic Lake Rancho Santa Margarita. This highly desirable floor plan offers three bedrooms upstairs and a versatile downstairs bedroom-perfect for guests, a private office, or den. Light-filled and inviting, the home features soaring ceilings and an airy open-concept design. The beautifully updated kitchen showcases refreshed cabinetry, a generous center island, abundant counter space, and a spacious eat-in dining area-designed for both refined entertaining and everyday comfort. The expansive primary suite provides a relaxing retreat with dual sinks and a walk-in shower. Additional highlights include a spacious 2-car garage with freshly painted floors and extensive built-in storage. Enjoy an outstanding location with the gated lake walking path visible right from the front door, offering effortless access to trails, recreation, and the community's natural beauty. The private backyard is ideal for outdoor living, featuring custom decking, sleek vinyl fencing, and mature trees that create a peaceful setting. Freshly painted and enhanced by abundant natural light, this move-in-ready home offers the perfect blend of comfort, style, and location. Resort-style living is right outside your door - take a dip in the community pool and spa, or stroll over to the shores of the Lake and the Beach Club Lagoon for relaxing lakeside recreation. Mercado Del Lago Center is just a short walk away, discover, dine, and indulge - all within reach

Full Property Details for 205 Montana Del Lago

General

  • Price: $1,075,000
  • HOA FEE: $240/month
  • Status: Active
  • Type: Condo
  • Source: MRMLS
  • MLS ID: OC26041588
  • Updated: 3/5/2026
  • Days on Market: 1 days
  • Added to Site: 1 day(s) ago

Interior

  • Rooms/Areas: Primary Bedroom, Living Room, Primary Suite, Primary Bathroom
  • Interior Features: Tile Counters, Cathedral Ceiling(s)
  • Fireplace: Yes
  • Fireplace(s): Dining Room
  • Appliances: Gas Water Heater, Gas Cooktop, Icemaker, Built-In Range, Refrigerator, Disposal, Dishwasher, Microwave
  • Flooring: Carpet, Stone, Laminate

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: In Closet

Additional Information

  • Shared Amenities: Sport Court, Hiking Trails, Pickleball, Playground, Tennis Court(s), Pool, Clubhouse, Spa/Hot Tub, Picnic Area
  • Pool Description: Association
  • Spa Description: Association

Exterior

  • Deck/Patio: Deck

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking: Garage, Garage (Direct Access)

Location

  • County: Orange
  • Subdivision: Cierra Del Lago (CDL)
  • Driving Directions: Santa Margarita Parkway, left to Avenida de los Fundadores

School Information

  • School District: Saddleback Valley Unified

Community

  • Community Features: Curbs, Fishing, Sidewalks, Suburban, Park
  • Assoc. Name: Powerstone, (949) 709-0010

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Architectural Style: Mediterranean
  • Structure Type: Condominium
  • Construction: Stucco, Drywall Walls
  • Roof: Barrel
  • Common Walls: No Common Walls
  • Entry Location: 1
  • Stories/Levels: Three Or More
  • Stories Description: Three Or More
  • Square Feet: 1,603
  • Sq. Ft. Source: Assessor
  • Year Built: 1998
  • Year Built Source: Assessor

Unit Information

  • Units in Complex: 41

Lot Features

  • Property View: Neighborhood
  • Lot Size Source: Assessor

Financial Considerations

  • Price Per Sq. Ft.: $670.62
  • Association Fee: $240
  • Assoc Fee Freq.: Monthly
  • Other Fee: $91
  • Other Fee Type: Association Fee 2
  • Other Fee Freq.: Monthly

Disclosures and Reports

  • Special Conditions: Standard

Listed by HomeSmart, Evergreen Realty, Michael Walsh

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Listing agent

— 205 Montana Del Lago —

  • Michael Walsh

    HomeSmart, Evergreen Realty

949-466-9229

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 205 Montana Del Lago

School District:Saddleback Valley Unified School District
NameGradesDistance
Trabuco Mesa Elementary School
21301 Avenida de las Flores, Rancho Santa Margarita, CA 92688
K-60.4 mi
Rancho Santa Margarita Intermediate School
21931 Alma Aldea, Rancho Santa Margarita, CA 92688
7-80.5 mi
Trabuco Hills High School
27501 Mustang Run, Mission Viejo, CA 92691
9-123.8 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 205 Montana Del Lago Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/04/2026
Listed
$1,075,000
65.38%
MLS
7/28/2020
Sold
$650,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 205 Montana Del Lago

Year
Property Taxes
Change
Tax Assessment
Change
2025
$7,270
2%
$703,580
2%
2024
$7,143
2%
$689,785
2%
2023
$6,979
2%
$676,260
2%
2022
$6,861
8%
$663,000
2%
2021
$6,366
55%
$650,000
66%
2020
$4,100
-9%
$391,725
2%
2019
$4,482
2%
$384,045
2%
2018
$4,414
-1%
$376,515
2%
2017
$4,449
-4%
$369,133
2%
2016
$4,648
-2%
$361,896
2%
2015
$4,732
2%
$356,460
2%
2014
$4,637
-5%
$349,478
—
2013
$4,858
—
$347,899
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 205 Montana Del Lago

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by HomeSmart, Evergreen Realty, Michael Walsh

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205 Montana Del Lago, Rancho Santa Margarita, CA 92688 (MLS# OC26041588) is a Condo property with 4 bedrooms, 2 full bathrooms and 1 partial bathroom. 205 Montana Del Lago is currently listed for $1,075,000 and was received on March 04, 2026. Want to learn more about 205 Montana Del Lago? Do you have questions about finding other Condo real estate for sale in Rancho Santa Margarita North? You can browse all Rancho Santa Margarita North real estate or contact a Coldwell Banker agent to request more information.

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