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$1,100,000
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Property Description
RARE TURNKEY MULTIFAMILY INVESTMENT WITH EXCEPTIONAL UPSIDE! Rare opportunity to own a fully renovated fourplex offering immediate rental income, low-maintenance ownership, and outstanding future development potential. The property underwent a comprehensive renovation in October 2022, featuring modern finishes, updated systems, and improved functionality that provide today's tenants with comfort and convenience while offering investors a turnkey asset. Each of the four units features 2 bedrooms, 1 bathroom, and its own stackable washer and dryer, providing an amenity that is highly desirable in today's rental market. Tenants pay their own electricity and gas, helping reduce owner operating expenses and improve investment performance. During the 2022 renovation, the owner completed extensive improvements, including a new roof, HVAC systems, plumbing, electrical, windows, stucco, framing, kitchens, bathrooms, and bedrooms. The extensive upgrades make this an attractive, low-maintenance investment with strong long-term rental appeal. Situated on a large lot, this property offers exceptional upside beyond its current income. Potential opportunities may include splitting the lot to construct an additional fourplex or retaining the existing improvements while adding up to three Accessory Dwelling Units (ADUs), creating multiple opportunities to increase future value and cash flow. Buyer to independently verify all zoning, lot split potential, ADU opportunities, permits, development feasibility, and intended uses with the City of Sacramento and all applicable governmental agencies. Whether you are completing a a 1031 Exchange, expanding your multifamily portfolio, or searching for a quality investment with long-term appreciation potential, this property offers a rare combination of modern improvements, immediate income, and future development possibilities. Conveniently located near shopping, restaurants, schools, parks, Downtown Sacramento, Sacramento International Airport, public transportation, and major commuter routes, this property is well positioned in one of Sacramento's strongest rental markets.
Full Property Details
Full Property Details for 431 Harding Ave
General
- Price: $1,100,000
- Status: Active
- Type: Single Family
- Source: METROLIST_Cali
- MLS ID: 226084821
- Updated: 7/7/2026
- Added to Site: 7 day(s) ago
Interior
- Appliances: Free Standing Gas Range, Free Standing Refrigerator, Gas Water Heater, Microwave
- Flooring: Luxury Vinyl Plank
Rooms
Other Rooms
- Laundry: In Each Unit, Washer/Dryer Hookups
Exterior
- Exterior Features: Fenced Yard, Yard Space
Parking
- Total Spaces: 5
- Parking: Off-Street Parking, Detached, Uncovered
Location
- Area: 10833
- County: Sacramento
- Subdivision: Garden Oaks
- Cross Streets: Northgate Blvd
- Driving Directions: Use GPS to the property after the showing arrangements have been made in writing.
School Information
- School District: Sacramento
- Elem School District: Twin Rivers Unified
- Midd School District: Twin Rivers Unified
- High School District: Twin Rivers Unified
Heating & Cooling
- Cooling Type: Ceiling Fan(s), Central, Window Unit(s), Individual
- Heating Type: Central, Gas, Individual, Natural Gas
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Sewer In & Connected, Electric, Internet Available, Natural Gas Connected
Structural Information
- Architectural Style: One Story A-Frame, Ranch
- Construction Status: Updated/Remodeled
- Construction: Ceiling Insulation, Stucco, Frame, Wall Insulation, Wood
- Basement Desc.: None
- Foundation: Raised
- Roof: Shingle
- Windows: Caulked/Sealed, Dual Pane Full, Low E Glass Full
- Stories/Levels: 1
- Square Feet: 2,836
- Sq. Ft. Source: Assessor Auto-Fill
- Year Built: 1951
Unit Information
Unit 1
- Bedrooms: 2
Unit 2
- Bedrooms: 2
Unit 3
- Bedrooms: 2
Unit 4
- Bedrooms: 2
Lot Features
- Lot Size (Acres): 0.44
- Lot Size (Sq. Ft.): 19,166
- Irrigation System: Irrigation Available, Public District
- Topography: Level, Trees Few
- Zoning: R-1
- Lot Description: Shape Regular, Curbs/Gutters, Sidewalk, Garden, Landscape Front
Financial Considerations
- Tenant Pays: Electricity, Gas
Disclosures and Reports
- Special Conditions: None
- APN: 274-0151-013-0000
Listed by eXp Realty of California Inc.
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Schools
Schools serving 431 Harding Ave
School District:Twin Rivers Unified School District
| Name | Grades | Distance |
|---|---|---|
Woodlake Elementary School 700 S.gate Rd., Sacramento, CA 95815 | K-6 | 1.2 mi |
Rio Tierra Junior High School 3201 N.stead Dr., Sacramento, CA 95833 | 7-8 | 1.2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 431 Harding Ave
Date
Details
Price
Change
Source
7/06/2026
Listed
$1,100,000
909.17%
MLS
3/02/2009
Sold
$109,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 431 Harding Ave
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,367
3%
$140,352
2%
2024
$2,292
—
$137,601
2%
2023
$2,287
4%
$134,903
2%
2022
$2,201
1%
$132,259
2%
2021
$2,182
1%
$129,666
1%
2020
$2,154
1%
$128,337
2%
2019
$2,127
5%
$125,821
2%
2018
$2,019
-2%
$123,355
2%
2017
$2,065
5%
$120,937
2%
2016
$1,969
5%
$118,566
2%
2015
$1,872
-1%
$116,786
2%
2014
$1,899
3%
$114,499
—
2013
$1,839
—
$113,983
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 431 Harding Ave
431 Harding Avenue, Sacramento, CA 95833 (MLS# 226084821) is a Single Family property with 0 bedrooms and 0 full bathrooms. 431 Harding Avenue is currently listed for $1,100,000 and was received on July 06, 2026. Want to learn more about 431 Harding Avenue? Do you have questions about finding other Single Family real estate for sale in Sacramento? You can browse all Sacramento real estate or contact a Coldwell Banker agent to request more information.

