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$1,249,000
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Property Description
Welcome to coastal living in Santa Cruz! Located in the desirable Lower Ocean neighborhood, this inviting home offers thoughtful design, updated finishes, and easy access to beaches, parks, restaurants, and downtown. Newer hardwood floors, and quarts countertops, outside has been updated with French drains, and low maintenance landscaping. The reverse floor plan makes the most of the homes setting, with two bedrooms and a full bath on the lower level, while the primary suite, kitchen, and main living spaces are upstairs. Vaulted ceilings and large sliding glass doors fill the upper level with natural light and open to the decks, creating an effortless connection between indoor and outdoor living. Enjoy views of the Santa Cruz Beach Boardwalk from the upper deck and peaceful greenbelt views from the downstairs bedrooms. The refreshed kitchen features quartz countertops, upgraded matching appliances, and coordinated finishes. Recent improvements include new hardwood flooring, a new garage door, updated lighting and plumbing fixtures, and fresh interior and exterior paint. Just minutes from Seabright Beach, the Beach Boardwalk, Ocean View Park, local markets, downtown Santa Cruz, and more, 118 Jessie St offers the perfect blend of coastal charm, comfort, and convenience.
Full Property Details
Full Property Details for 118 Jessie St
General
- Price: $1,249,000
- Status: Active
- Type: Single Family
- Source: RE_Infolink
- MLS ID: ML82057601
- Updated: 9/8/2026
- Added to Site: 45 day(s) ago
Interior
- Interior Features: Walk-In Closet, Inverted Floor Plan, High Ceiling
- Flooring: Hardwood
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Bathroom Features: Tile, Full on Ground Floor, Primary - Stall Shower(s)
Bedrooms
- Total Bedrooms: 3
- Bedroom Features: Ground-Floor Bedroom
Other Rooms
- Family Room: Other
- Kitchen: Countertop - Quartz, Dishwasher, Exhaust Fan, Garbage Disposal, Electric Oven/Range, Refrigerator
- Laundry: In Garage
Additional Information
- Extras: Not Applicable
Parking
- Garage Spaces: 2
- Parking Features: Attached Garage
Location
- Area: East Santa Cruz
- County: Santa Cruz
- Cross Streets: E. Cliff Dr
Heating & Cooling
- Cooling Type: None
- Heating Type: Central Air (Gas/Forced Air)
Utilities
- Sewer: Public Sewer
- Water: Public, Individual Water Meter
- Utility Description: Individual Electric Meters, Individual Gas Meters, Public Utilities, Natural Gas
Structural Information
- Construction: Detached
- Foundation: Concrete Perimeter
- Roof: Composition
- Square Feet: 1,468
- Year Built: 1976
Lot Features
- Lot Size (Acres): 0.049
- Minimum Lot Size: 2134
- Lot Size (Sq. Ft.): 2,134
- Zoning: R-L
Listed by eXp Realty of California Inc, James Godfrey-Thomas
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Schools
Schools serving 118 Jessie St
School District:Santa Cruz City Elementary School District
| Name | Grades | Distance |
|---|---|---|
Gault Elementary School 1320 Seabright Avenue, Santa Cruz, CA 95062 | K-5 | 0.6 mi |
Harbor High School 300 La Fonda Avenue, Santa Cruz, CA 95062 | 9-12 | 1.7 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 118 Jessie St
Date
Details
Price
Change
Source
9/08/2026
Price Reduced
$1,249,000
-3.55%
MLS
8/20/2026
Listed
$1,295,000
4.44%
MLS
6/24/2024
Sold
$1,240,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 118 Jessie St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$14,950
—
$1,290,096
2%
2025
$14,950
767%
$1,264,800
1054%
2023
$1,724
1%
$109,613
2%
2022
$1,709
2%
$107,464
2%
2021
$1,683
1%
$105,357
1%
2020
$1,673
3%
$104,276
2%
2019
$1,631
1%
$102,231
2%
2018
$1,617
1%
$100,227
2%
2017
$1,602
4%
$98,261
2%
2016
$1,538
9%
$96,334
2%
2015
$1,406
1%
$94,887
2%
2014
$1,388
—
$93,029
—
2013
$1,392
—
$92,609
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 118 Jessie St
118 Jessie St, Santa Cruz, CA 95060 (MLS# ML82057601) is a Single Family property with 3 bedrooms and 2 full bathrooms. 118 Jessie St is currently listed for $1,249,000 and was received on August 20, 2026. Want to learn more about 118 Jessie St? Do you have questions about finding other Single Family real estate for sale in Santa Cruz? You can browse all Santa Cruz real estate or contact a Coldwell Banker agent to request more information.

