105 N Oak Drive, Surf City, NC 28445 - Photo 1

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$763,000 Just Listed

For Sale
Active
Single Family
3 Beds
3 Full Baths
1,627 Sq. Ft.
0.16 Acres
1 Car Garage
Updated 4 days ago

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Property Description

Tucked away in the quiet community of Island Oaks, one of Topsail Island's nicest neighborhoods, 105 N Oak Dr offers the coastal lifestyle you've been dreaming of. Built in 1994 and well cared for, this 3-bedroom, 3-full-bath home is ready for its next chapter, whether as your full-time residence, a weekend escape, or an investment property. Head upstairs to the reverse floor plan, designed to make the most of island living. The open kitchen, dining, and living area is bright and inviting, ideal for gathering after a day on the water. Peekaboo views of the sound add a touch of coastal magic to your morning coffee and evening sunsets. The ground floor offers incredible flexibility with a separate office and kitchenette, about 200 square feet of additional finished space. Use it as a guest suite, home office, hobby room, or rental-friendly retreat. The possibilities are endless! Rinse off the sand at the outdoor shower, then store your boards, bikes, and boat gear in the spacious two-car garage. Boaters will love the private community amenities, including a gazebo, dock, and boat ramp. Bring your boat and enjoy easy access to the sound, with the ocean just minutes away. Set in a peaceful neighborhood yet close to Surf City's shops, restaurants, and beaches, this home offers the best of both worlds. Bring your vision and come see what island living is all about! **Selling Furnished with some exceptions, listing agent will provide list upon request**

Full Property Details

Full Property Details for 105 N Oak Dr

General

Price: $763,000
HOA FEE: $31/month
HOA FEE FREQ.: Annually
Status: Active
Type: Single Family
Source: 2253
MLS ID: 100610622
Updated: 10/16/2026
Added to Site: 5 day(s) ago

Interior

Number of Rooms: 7
Interior Features: Entrance Foyer, Ceiling Fan(s), Furnished, Blinds/Shades
Furnishings: Partially

Rooms

Bathrooms

Total Bathrooms: 3
Full Bathrooms: 3

Bedrooms

Total Bedrooms: 3
Primary Bedroom: Non Primary Living Area

Other Rooms

Laundry: Laundry Room

Additional Information

Shared Amenities: Ramp

Exterior

Exterior Features: Outdoor Shower
Porch/Patio/Deck: Open, Deck, Balcony

Parking

Garage: Yes
Attached garage: Yes
Garage Spaces: 1
Parking Features: Covered, Concrete, Garage

Location

County: Pender
Subdivision: Island Oaks
Driving Directions: After crossing the Surf City Bridge, turn right onto S Topsail Drive. Go 2.1 miles and turn right onto Sound Drive. Turn right onto N Oak Dr. Home will be on the left.

School Information

Elementary School: Surf City
Middle School: Surf City
High School: Topsail

Community

Association: Yes
Assoc. Name: Island Oaks

Heating & Cooling

Air Conditioning: Yes
Cooling Type: Central Air, Ceiling Fan(s)
Heating Type: Electric, Heat Pump

Utilities

Sewer: Municipal Sewer
Water: Public
Utility Description: Sewer Available, Water Available

Structural Information

Structure Type: Wood Frame, Stick Built
Construction: Wood Siding, Wood Frame
Basement Desc.: None
Roof: Shingle
Entry Floor Number: 1
Square Feet: 1,627
Year Built: 1994
Property Condition: Completed

Lot Features

Lot Size (Acres): 0.16
Lot Size (Sq. Ft.): 6,926
Lot Dimensions: 67 x 104 x 65 x 105
Frontage: Private Road, Maintained, Gravel, Paved, Paved
Lot Features: Boat Ramp, Deeded Water Access, Water Access Comm, Water Depth 4+
Zoning: R5
Fencing (Description): Back Yard

Water Features

Water Front Desc.: Boat Ramp, Deeded Water Access, Water Access Comm, Water Depth 4+

Financial Considerations

For Sale: Yes
Price Per Sq. Ft.: $468.96
Association Fee: $375
Assoc Fee Freq.: Annually
Terms: Cash, Conventional, FHA, USDA Loan, VA Loan, Flood Insurance Required

Disclosures and Reports

Special Conditions: Individual
Legal Description: Lt 20 Pb 23/35 Island Oaks
Property ID: 4224-92-7449-0000
Lot Number: 20

Listed by Coastal Realty Associates LLC, Stephanie Bolleyer

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Listing agent

— 105 N Oak Dr —

Stephanie Bolleyer

Coastal Realty Associates LLC

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NMLS#: 1598647

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Schools

Schools serving 105 N Oak Dr

School District:Pender County Schools

Name	Grades	Distance
Topsail High School 245 North Saint Johns Church Road, Hampstead, NC 28443	9-12	6.2 mi

Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 105 N Oak Dr Get Price Alerts and Save Property

Date

Details

Price

Change

Source

10/15/2026

Listed

$763,000

27.17%

MLS

10/14/2022

Sold

$600,000

—

Public Record

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Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History

Tax History for 105 N Oak Dr

Year

Property Taxes

Change

Tax Assessment

Change

2025

$2,776

—

$769,533

130%

2024

$2,776

13%

$334,517

—

2021

$2,467

—

$334,517

—

2022

$2,467

—

$334,517

—

2020

$2,467

—

$334,517

—

2019

$2,467

19%

$334,517

26%

2018

$2,071

—

$266,417

—

2017

$2,071

1%

$266,417

—

2016

$2,045

1%

$266,417

1%

2015

$2,018

31%

$262,985

—

2013

$1,537

—

$262,985

—

View All

Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost

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4
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Total Baths

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Closed

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Beds
3
Total Baths

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Single Family
Closed

3
Beds
2
Total Baths

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Sold

$749,900

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3
Beds
3
Total Baths

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105 N Oak Drive, Surf City, NC 28445 (MLS# 100610622) is a Single Family property with 3 bedrooms and 3 full bathrooms. 105 N Oak Drive is currently listed for $763,000 and was received on October 16, 2026. Want to learn more about 105 N Oak Drive? Do you have questions about finding other Single Family real estate for sale in Surf City? You can browse all Surf City real estate or contact a Coldwell Banker agent to request more information.

105 N Oak Dr Surf City, NC 28445