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$445,000

  • For Sale
  • Active
  • Condo
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
See This Home
Save This Home
See This Home
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Rare opportunity to purchase a 3-bedroom 2.5 bath condo in Emerald Ridge - up the hill from Fairfield Lake, community dock and the spectacular lake trail. This end unit has convenient level entry, wonderful neighbors and mountain views from the two decks. All bathrooms and kitchen have been updated as well refreshed flooring and many new fixtures. Across from the condo is community common space which hosts occasional neighborhood socials and lovely green space. The open floor plan and ample windows give a bright airy feel and a relaxed state of mind. Enjoy cocktails on the back deck or dine alfresco with fireflies' glow and cool mountain breezes. At night, open the windows and sleep with fresh mountain air and vacation dreams. Wonderful amenities provided by the Sapphire Valley Master Association (SVMA) which operates the Fairfield Lake boat house/rentals and swimming area - a short distance from the front door! A quick drive to the main center offers indoor and outdoor swimming pools, gym, sauna, golfing, tennis and pickle ball. In the winter enjoy skiing, snow tubing and the famous outdoor outhouse race! Spring and fall offer amazing colors and abundant nature. Waterfalls, nature trails, and outdoor excursions are within 30 minutes in any direction. Float the lake or tube a river during the summer. This condo offers simple living in this 4-season year-round paradise. You will fall in love with this home and the Sapphire lifestyle. This lock and leave, or move in stay a while, home is the perfect choice for mountain living! HOA fee listed includes both the SVMA monthly fee and the Emerald Ridge HOA fee. Note: Owners are SC real estate agents.

Full Property Details for 109 Emerald Ridge Rd

General

  • Price: $445,000
  • HOA FEE: $759/month
  • Status: Active
  • Type: Condo
  • Source: Charlotte_Regional_Realtor_Association
  • MLS ID: 4344212
  • Updated: 2/7/2026
  • Added to Site: 21 day(s) ago

Interior

  • Appliances: Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Trash Compactor, Washer

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main - Full Baths: 2
  • Main - 1/2 Baths: 1

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Main & Up: 3

Other Rooms

  • Laundry: Laundry Room

Additional Information

  • Shared Amenities: Clubhouse, Fitness Center, Golf, Indoor Pool, Outdoor Pool, Pickleball, Sauna, Tennis Court(s)
  • Pool: Yes

Parking

  • Assigned Spaces: 3
  • Parking Features: On Street

Location

  • County: Jackson

Community

  • Assoc. Name: Sapphire Valley Master Association

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Electric, Forced Air, Natural Gas

Utilities

  • Sewer: Public Sewer
  • Water: City

Structural Information

  • Construction: Site Built
  • Exterior Const.: Wood
  • Entry Floor Number: 1
  • Upper: 669 Sq. Ft.
  • Main/1st Level: 800 Sq. Ft.
  • Year Built: 1983

Lot Features

  • Street/Road Desc.: Concrete, Paved

Financial Considerations

  • Association Fee: $759
  • Assoc Fee Freq.: Monthly
  • Terms: Cash, Conventional

Disclosures and Reports

  • Property ID: 7592-12-9777
  • Lot Number: 2329-1824

Listed by Bottom Line Real Estate

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— 109 Emerald Ridge Rd —

  • Bottom Line Real Estate

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 109 Emerald Ridge Rd

School District:Jackson County Schools
NameGradesDistance
Blue Ridge School
95 Bobcat Drive, Cashiers, NC 28717
K-64.6 mi
Blue Ridge Virtual Early College
95 Bobcat Drive, Cashiers, NC 28717
7-124.6 mi
Jackson Co Early College
404 College Drive, Sylva, NC 28779
9-1218.3 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 109 Emerald Ridge Rd Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/07/2026
Listed
$445,000
256%
MLS
12/09/2014
Sold
$125,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 109 Emerald Ridge Rd

Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,202
136%
$316,328
136%
2024
$510
—
$134,130
—
2023
$510
—
$134,130
—
2022
$510
—
$134,130
—
2021
$510
-1%
$134,130
-1%
2020
$517
-18%
$136,100
—
2018
$633
—
$136,100
—
2019
$633
2%
$136,100
—
2016
$619
-25%
$136,100
-46%
2015
$830
6%
$250,270
—
2013
$785
—
$250,270
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 109 Emerald Ridge Rd

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Bottom Line Real Estate

109 Emerald Ridge Road, Sapphire, NC 28774 (MLS# 4344212) is a Condo property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 109 Emerald Ridge Road is currently listed for $445,000 and was received on February 07, 2026. Want to learn more about 109 Emerald Ridge Road? Do you have questions about finding other Condo real estate for sale in Sapphire? You can browse all Sapphire real estate or contact a Coldwell Banker agent to request more information.

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