111 Coastal Cay, Surf City, NC 28445 - Photo 1

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$925,000 Just Listed

For Sale
Active
Single Family
4 Beds
3 Full Baths
1 Partial Bath
2,006 Sq. Ft.
0.03 Acres
Updated 6 days ago

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Property Description

Take a look at this stunning home in the Live Oaks of Topsail! Situated directly on the marsh at the S-curve in Surf City, this home has an unparalleled view over the creek, the marsh and out to the ICW. A hidden gem community with rare turnover, the neighborhood offers a pool and a community dock along with spill over parking. There's a private hot tub on the sound side of the home and beach access is a breeze, too! The first floor consists of three bedrooms and 2 baths, all beautifully decorated. One of two potential primary suites spans the water side of the home and boasts a private bath and private deck. On the second floor, a comfortable open floor plan is dominated by a spacious waterfront living area and a large kitchen. Ample dining space lies between. Added features like a half bath and large pantry are great touches. And the large deck overlooking the sound is the perfect spot to enjoy the sunset or sip on a cup of coffee. Head up to the top floor to see the second possible owners' retreat. You may not want to leave! Can you believe the views from this deck are even better? What a way to start your day! Decks on both sides and on every level welcome you to enjoy the beauty and nature all around you. This house would function well as a residence, a second home or a rental. All you need is a packed suitcase - this fabulous home is fully furnished and move in ready. While not currently a rental, this gem was a strong producer in '21 and '22! Views to die for, furnished, short distance to town, quick access to the beach, a community dock, a community pool, a private hot tub - what more could you ask for? Come see it in person! You're going to LOVE it!

Full Property Details

Full Property Details for 111 Coastal Cay

General

Price: $925,000
HOA FEE: $163/month
HOA FEE FREQ.: Annually
Taxes: $4,863 (2025)
Status: Active
Type: Single Family
Source: 2253
MLS ID: 100603568
Updated: 9/15/2026
Added to Site: 7 day(s) ago

Interior

Number of Rooms: 7
Interior Features: Ceiling Fan(s), Furnished, Pantry, Reverse Floor Plan, Blinds/Shades, Eat-in Kitchen
Appliances: Built-In Microwave, Washer, Refrigerator, Dryer, Dishwasher
Furnished: Yes
Furnishings: Furnished
Flooring: LVT/LVP, Carpet, Tile, Wood

Rooms

Bathrooms

Total Bathrooms: 4
Full Bathrooms: 3
Half Bathrooms: 1

Bedrooms

Total Bedrooms: 4
Primary Bedroom: Non Primary Living Area

Other Rooms

Eat-in kitchen: Yes

Additional Information

Shared Amenities: Waterfront Community, Boat Dock, Clubhouse, Community Pool, Fitness Center, Maintenance Common Areas
Pool: Yes
Pool Description: In Ground, See Remarks, Hot Tub

Exterior

Exterior Features: Outdoor Shower
Porch/Patio/Deck: Covered, Deck, Porch

Parking

Parking Features: Gravel, See Remarks, On Site, Underhouse

Location

County: Pender
Subdivision: Live Oaks Of Topsail
Driving Directions: Cross the bridge onto the island in Surf City and head south. In a little over a mile, turn right onto Coastal Cay. House is on the sound.

School Information

Elementary School: Surf City
Middle School: Surf City
High School: Topsail

Community

Association: Yes
Assoc. Name: LOHOA

Heating & Cooling

Air Conditioning: Yes
Cooling Type: Central Air
Heating Type: Electric, Forced Air

Utilities

Sewer: Municipal Sewer, Surf City
Water: Public
Utility Description: Sewer Connected, Water Connected

Structural Information

Structure Type: Wood Frame, Stick Built
Construction: Vinyl Siding, Wood Frame
Roof: Shingle
Entry Floor Number: 1
Square Feet: 2,006
Year Built: 2012

Lot Features

Lot Size (Acres): 0.03
Lot Size (Sq. Ft.): 1,307
Lot Dimensions: 24 x 50
Frontage: Paved, Paved
Lot Features: Level, Salt Marsh, Sound Side, Water Access Comm
Zoning: INCORP
Fencing (Description): None

Water Features

Water Front: Yes
Water Front Desc.: Salt Marsh, Sound Side, Water Access Comm

Financial Considerations

For Sale: Yes
Price Per Sq. Ft.: $461.12
Association Fee: $1,960
Assoc Fee Freq.: Annually
Assessment Amount: $349,162
Tax Amount: $4,863.23
Tax Year: 2025
Terms: Cash, Conventional

Disclosures and Reports

Special Conditions: Standard
Legal Description: UNIT 21, PB 45/34 LIVE OAK PB 40/21, 40/140
Property ID: 4234-35-4651-0000
Lot Number: 21

Listed by Berkshire Hathaway HomeServices Carolina Premier Properties, Becky Filer

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Listing agent

— 111 Coastal Cay —

Becky Filer

Berkshire Hathaway HomeServices Carolina Premier Properties

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Schools

Schools serving 111 Coastal Cay

School District:Pender County Schools

Name	Grades	Distance
Topsail High School 245 North Saint Johns Church Road, Hampstead, NC 28443	9-12	7 mi

Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 111 Coastal Cay Get Price Alerts and Save Property

Date

Details

Price

Change

Source

9/15/2026

Listed

$925,000

28.47%

MLS

11/08/2021

Sold

$720,000

—

Public Record

Get Price Alerts and Save Property

Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History

Tax History for 111 Coastal Cay

Year

Property Taxes

Change

Tax Assessment

Change

2025

$2,968

—

$932,226

161%

2024

$2,968

13%

$357,590

—

2021

$2,637

—

$357,590

—

2022

$2,637

—

$357,590

—

2020

$2,637

—

$357,590

—

2019

$2,637

—

$357,590

5%

2018

$2,641

—

$339,740

—

2017

$2,641

1%

$339,740

—

2015

$2,608

31%

$339,740

—

2013

$1,986

—

$339,740

—

Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost

Estimate the Cost for 111 Coastal Cay

1103 S Topsail Dr, Surf City, NC 28445 - Photo 1

Sold

$840,000

1103 S Topsail Dr Surf City, NC 28445

Single Family
Closed
Updated 10 days ago

3
Beds
3
Total Baths

Listed by Quanda Hudson Purnsley
Sold by John M Blackmon

1105 S Shore Dr, Surf City, NC 28445 - Photo 1

Sold

$855,000

1105 S Shore Dr Surf City, NC 28445

Single Family
Closed

3
Beds
2
Total Baths

Listed by Jenna Morton
Sold by Dutch R Bageant

2105 S Shore Dr, Surf City, NC 28445 - Photo 1

Sold

$860,000

2105 S Shore Dr Surf City, NC 28445

Single Family
Closed

3
Beds
3
Total Baths

Listed by John M Blackmon
Sold by Jordan Lanier Barkman

2305 S Shore Dr, Surf City, NC 28445 - Photo 1

Sold

$975,000

2305 S Shore Dr Surf City, NC 28445

Single Family
Closed

4
Beds
3
Total Baths

Listed by Sandy C Ledbetter
Sold by Gwen M Hydzik

111 Coastal Cay, Surf City, NC 28445 (MLS# 100603568) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 111 Coastal Cay is currently listed for $925,000 and was received on September 15, 2026. Want to learn more about 111 Coastal Cay? Do you have questions about finding other Single Family real estate for sale in Surf City? You can browse all Surf City real estate or contact a Coldwell Banker agent to request more information.

111 Coastal Cay Surf City, NC 28445