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$849,000
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Property Description
Fully furnished third row elevated coastal living in the heart of Surf City on Topsail Island, where luxury meets saltwater charm. Perfectly positioned in the center of the island, this stunning retreat offers effortless access to both ends of Topsail, while sitting just one mile from the mainland bridge for ultimate convenience. Wake up to serene sound views and unwind in the evening with glimpses of the Atlantic Ocean. This home truly captures the best of both worlds. Designed for both relaxation and entertaining, the property features a private saltwater in-ground pool, outdoor shower, and fully fenced backyard, creating your own secluded oasis just steps from beach access. Inside, you will find four spacious bedrooms, each with private balcony access, and three full bathrooms, providing comfort and privacy for family and guests alike. The interior showcases newly installed hardwood-style LVP flooring, a beautifully updated kitchen with modern finishes, and an open, airy main living space filled with natural light. A soft coastal palette inspired by sea glass and driftwood creates a calming, sophisticated ambiance throughout. Enjoy the charm of Surf City with its boutique shops, local eateries, and relaxed coastal lifestyle, all with no HOA dues. Whether you are seeking a primary residence, a luxurious vacation getaway, or a strong short term rental investment, this home checks every box.
Full Property Details
Full Property Details for 1125 S Topsail Dr
General
- Price: $849,000
- Taxes: $2,969 (2025)
- Status: Active
- Type: Single Family
- Source: 2253
- MLS ID: 100564791
- Updated: 5/17/2026
- Added to Site: 47 day(s) ago
Interior
- Number of Rooms: 7
- Interior Features: Walk-in Closet(s), Vaulted Ceiling(s), High Ceilings, Entrance Foyer, Solid Surface, Kitchen Island, Ceiling Fan(s), Furnished, Reverse Floor Plan, Blinds/Shades, Eat-in Kitchen, Walk-In Closet(s)
- Appliances: Built-In Microwave, Washer, Self Cleaning Oven, Refrigerator, Dryer, Disposal, Dishwasher, Convection Oven, Electric Range
- Furnished: Yes
- Furnishings: Furnished
- Flooring: LVT/LVP, Carpet, Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 4
- Primary Bedroom: Primary Living Area
Other Rooms
- Eat-in kitchen: Yes
- Laundry: Dryer Hookup, Washer Hookup, Laundry Room
Additional Information
- Shared Amenities: None
- Pool: Yes
- Pool Description: In Ground, See Remarks
Exterior
- Exterior Features: Outdoor Shower
- Porch/Patio/Deck: Covered, Deck, Patio, Porch, Balcony, Front Porch, Rear
Parking
- Parking Features: Covered, Additional Parking, Concrete, On Site, Underhouse
Location
- County: Pender
- Subdivision: Horse Hammock
- Driving Directions: From NC-210/NC-50/Surf City Bridge, cross bridge, Keep right to continue toward S. Topsail Dr., Merge onto S. Topsail Dr., Home will be on the right. Welcome!
School Information
- Elementary School: Surf City
- Middle School: Surf City
- High School: Topsail
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s), Heat Pump
- Heating Type: Heat Pump, Electric
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Cable Available, Sewer Connected, Water Connected
Structural Information
- Architectural Style: Other39
- Structure Type: Wood Frame, Stick Built
- Construction: Shake Siding, Vinyl Siding, Wood Frame
- Basement Desc.: None
- Roof: Architectural Shingle
- Entry Floor Number: 1
- Square Feet: 1,810
- Year Built: 2003
Additional Structures
- Other Structures: Shower
Lot Features
- Lot Size (Acres): 0.14
- Lot Size (Sq. Ft.): 6,098
- Lot Dimensions: 50 x 125
- Frontage: Maintained, City Street, State Road, Paved, Paved
- Lot Features: Open Lot, Sound Side, Landscaped
- Zoning: INCORP
- Fencing (Description): Back Yard, Wood, Fenced
Water Features
- Water Front Desc.: Sound Side
Financial Considerations
- For Sale: Yes
- Price Per Sq. Ft.: $469.06
- Assessment Amount: $357,751
- Tax Amount: $2,969.33
- Tax Year: 2025
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Special Conditions: Standard
- Legal Description: LT 25 PB 8/56 HORSE HAMMOCK BEACH
- Property ID: 4234-46-2122-0000
- Lot Number: 25
Listed by Team Anderson Realty, Erica B Anderson
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Schools
Schools serving 1125 S Topsail Dr
School District:Pender County Schools
| Name | Grades | Distance |
|---|---|---|
Topsail High School 245 North Saint Johns Church Road, Hampstead, NC 28443 | 9-12 | 7.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1125 S Topsail Dr
Date
Details
Price
Change
Source
4/03/2026
Listed
$849,000
197.89%
MLS
1/16/2015
Sold
$285,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1125 S Topsail Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,969
—
$789,914
121%
2024
$2,969
13%
$357,751
—
2021
$2,638
—
$357,751
—
2022
$2,638
—
$357,751
—
2020
$2,638
—
$357,751
—
2019
$2,638
19%
$357,751
26%
2018
$2,214
—
$284,800
—
2017
$2,214
1%
$284,800
—
2016
$2,186
4%
$284,800
4%
2015
$2,096
31%
$273,118
—
2014
$1,596
—
$273,118
—
2013
$1,596
—
$273,118
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1125 S Topsail Dr
1125 S Topsail Drive, Surf City, NC 28445 (MLS# 100564791) is a Single Family property with 4 bedrooms and 3 full bathrooms. 1125 S Topsail Drive is currently listed for $849,000 and was received on April 03, 2026. Want to learn more about 1125 S Topsail Drive? Do you have questions about finding other Single Family real estate for sale in Surf City? You can browse all Surf City real estate or contact a Coldwell Banker agent to request more information.

