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$599,900

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 2 Car Garage
  • Updated 8 days ago
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120 Oak Point Drive, Cherryville, NCVideo Tour of 120 Oak Point Drive, Cherryville, NC.
Set on a private .96-acre homesite, this beautifully updated 3,421-square-foot residence offers the perfect blend of space, style, and lifestyle amenities-including a deeded boat slip on Moss Lake. With four bedrooms and three-and-a-half bathrooms, the home features a thoughtfully designed layout ideal for both everyday living and entertaining. The main level showcases a fully renovated kitchen with granite countertops, stainless steel appliances, and custom lighting, flowing seamlessly into the family room and out to a spacious deck-perfect for enjoying the peaceful setting. Fresh paint, updated bathrooms with tile finishes, and quality upgrades can be found throughout the home. The finished basement provides exceptional flexibility with three additional rooms, a full bath, and a private exterior entrance-ideal for guests, a home office, or recreation space. A covered patio extends the living area outdoors, offering even more room to relax or entertain. Major updates include low-maintenance Hardie Plank siding and an architectural shingle roof installed in 2016, adding both durability and curb appeal. Move-in ready and packed with features, this home offers comfort, versatility, and the rare advantage of lake access.

Full Property Details for 120 Oak Point Dr

General

  • Price: $599,900
  • HOA FEE: $28/month
  • HOA FEE FREQ.: Annually
  • Status: Active
  • Type: Single Family
  • Source: Charlotte_Regional_Realtor_Association
  • MLS ID: 4359996
  • Updated: 3/25/2026
  • Added to Site: 13 day(s) ago

Interior

  • Interior Features: Attic Stairs Pulldown
  • Fireplace: Yes
  • Fireplace(s): Family Room, Family Room
  • Appliances: Dishwasher, Disposal, Electric Oven, Gas Range, Gas Water Heater, Microwave, Plumbed For Ice Maker, Self Cleaning Oven
  • Flooring: Carpet, Tile, Wood

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Upper - Full Baths: 2
  • Main - 1/2 Baths: 1
  • Basement Baths: 1

Bedrooms

  • Total Bedrooms: 4
  • Bedrooms Upper: 4

Other Rooms

  • Laundry: Electric Dryer Hookup, Laundry Room, Main Level

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking Features: Driveway, Attached Garage

Location

  • County: Cleveland
  • Subdivision: Cross Creek

Community

  • Assoc. Name: Cross Creek HOA

Heating & Cooling

  • Cooling Type: Ceiling Fan(s), Central Air
  • Heating Type: Heat Pump, Natural Gas

Utilities

  • Sewer: Septic Installed
  • Water: County Water

Structural Information

  • Construction: Site Built
  • Exterior Const.: Hardboard Siding
  • Basement: Yes
  • Basement Desc.: Exterior Entry, Finished, Interior Entry
  • Upper: 1,075 Sq. Ft.
  • Main/1st Level: 1,200 Sq. Ft.
  • Year Built: 1997

Lot Features

  • Street/Road Desc.: Concrete, Paved
  • Rcmdd Zoning: AA1

Financial Considerations

  • Association Fee: $335
  • Assoc Fee Freq.: Annually
  • Terms: Cash, Conventional, VA Loan

Disclosures and Reports

  • Property ID: 40919
  • Lot Number: 1801-1145

Listed by Coldwell Banker Mountain View

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— 120 Oak Point Dr —

  • Coldwell Banker Mountain View

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with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 120 Oak Point Dr

School District:Cleveland County Schools
NameGradesDistance
Washington Math & Science Immersion School
1907 Stony Point Road, Shelby, NC 28150
PK-52.5 mi
Burns Middle
215 Shady Grove Road, Lawndale, NC 28090
6-88.6 mi
Burns High School
307 East Stage Coach Trail, Lawndale, NC 28090
9-128.1 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 120 Oak Point Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/21/2026
Listed
$599,900
75.41%
MLS
10/30/2019
Sold
$342,000
—
Public Record
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Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 120 Oak Point Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,304
63%
$520,392
115%
2019
$2,029
—
$242,498
—
2018
$2,028
—
$242,498
—
2017
$2,028
5%
$242,498
—
2016
$1,934
2%
$242,498
2%
2015
$1,895
—
$238,714
—
2014
$1,895
—
$238,714
—
2013
$1,886
—
$238,714
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Coldwell Banker Mountain View

120 Oak Point Drive, Cherryville, NC 28021 (MLS# 4359996) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 120 Oak Point Drive is currently listed for $599,900 and was received on March 21, 2026. Want to learn more about 120 Oak Point Drive? Do you have questions about finding other Single Family real estate for sale in Cherryville? You can browse all Cherryville real estate or contact a Coldwell Banker agent to request more information.

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