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$590,000
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Property Description
Set on a private .96-acre homesite, this beautifully updated 3,421-square-foot residence offers the perfect blend of space, style, and lifestyle amenities-including a deeded boat slip on Moss Lake. With four bedrooms and three-and-a-half bathrooms, the home features a thoughtfully designed layout ideal for both everyday living and entertaining. The main level showcases a fully renovated kitchen with granite countertops, stainless steel appliances, and custom lighting, flowing seamlessly into the family room and out to a spacious deck-perfect for enjoying the peaceful setting. Fresh paint, updated bathrooms with tile finishes, and quality upgrades can be found throughout the home. The finished basement provides exceptional flexibility with three additional rooms, a full bath, and a private exterior entrance-ideal for guests, a home office, or recreation space. A covered patio extends the living area outdoors, offering even more room to relax or entertain. Major updates include low-maintenance Hardie Plank siding and an architectural shingle roof installed in 2016, adding both durability and curb appeal. Move-in ready and packed with features, this home offers comfort, versatility, and the rare advantage of lake access.
Full Property Details
Full Property Details for 120 Oak Point Dr
General
- Sold For: $590,000
- HOA FEE: $28/month
- HOA FEE FREQ.: Annually
- Status: Closed
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4359996
- Added to Site: 61 day(s) ago
Interior
- Interior Features: Attic Stairs Pulldown
- Fireplace: Yes
- Fireplace(s): Family Room, Family Room
- Appliances: Dishwasher, Disposal, Electric Oven, Gas Range, Gas Water Heater, Microwave, Plumbed For Ice Maker, Self Cleaning Oven
- Flooring: Carpet, Tile, Wood
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
- Upper - Full Baths: 2
- Main - 1/2 Baths: 1
- Basement Baths: 1
Bedrooms
- Total Bedrooms: 4
- Bedrooms Upper: 4
Other Rooms
- Laundry: Electric Dryer Hookup, Laundry Room, Main Level
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Driveway, Attached Garage
Location
- County: Cleveland
- Subdivision: Cross Creek
Community
- Assoc. Name: Cross Creek HOA
Heating & Cooling
- Cooling Type: Ceiling Fan(s), Central Air
- Heating Type: Heat Pump, Natural Gas
Utilities
- Sewer: Septic Installed
- Water: County Water
Structural Information
- Construction: Site Built
- Exterior Const.: Hardboard Siding
- Basement: Yes
- Basement Desc.: Exterior Entry, Finished, Interior Entry
- Upper: 1,075 Sq. Ft.
- Main/1st Level: 1,200 Sq. Ft.
- Year Built: 1997
Lot Features
- Street/Road Desc.: Concrete, Paved
- Rcmdd Zoning: AA1
Financial Considerations
- Association Fee: $335
- Assoc Fee Freq.: Annually
- Terms: Cash, Conventional, VA Loan
Disclosures and Reports
- Property ID: 40919
- Lot Number: 1801-1145
Listed by Coldwell Banker Mountain View
Sold by Coldwell Banker Mountain View
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Schools
Schools serving 120 Oak Point Dr
School District:Cleveland County Schools
| Name | Grades | Distance |
|---|---|---|
Washington Math & Science Immersion School 1907 Stony Point Road, Shelby, NC 28150 | PK-5 | 2.5 mi |
Burns Middle 215 Shady Grove Road, Lawndale, NC 28090 | 6-8 | 8.6 mi |
Burns High School 307 East Stage Coach Trail, Lawndale, NC 28090 | 9-12 | 8.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 120 Oak Point Dr
Date
Details
Price
Change
Source
5/14/2026
Sold
$590,000
-1.65%
MLS
3/21/2026
Listed
$599,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
120 Oak Point Drive, Cherryville, NC 28021 (MLS# 4359996) is a Single Family property that was sold at $590,000 on May 14, 2026. Want to learn more about 120 Oak Point Drive? Do you have questions about finding other Single Family real estate for sale in Cherryville? You can browse all Cherryville real estate or contact a Coldwell Banker agent to request more information.
