Date
Details
Price
Change
Source
5/14/2026
Listed
$389,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/55
$389,900
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/55
Property Description
Welcome to this charming creekfront chalet featuring 3 bedrooms and 2.5 bathrooms. Relax on the front porch and take in the stunning mountain and pond views. The kitchen is updated with newer granite countertops, a stainless steel refrigerator, and a dishwasher, making it a delightful space for cooking and entertaining. The HVAC cooling system was replaced in 2022, ensuring comfort throughout the year. And, a new roof in 2025! The great room features low-maintenance LVP flooring and a large gas log fireplace, perfect for those cool evenings. The master bedroom is conveniently located on the main level with doors to porch, while a loft bedroom upstairs offers ample closet space. The basement provides a third bedroom with direct access to the bathroom, along with a large bonus room that offers plenty of extra living space. A laundry room is strategically situated between the bathroom and bonus room for ease of use. FIBER OPTIC INTERNET. Outside, the basement opens to a concrete patio, ideal for outdoor gatherings. The property sits on over 3.5 acres of beautiful, well-maintained grounds and includes an additional lot with a driveway already in place, offering even more potential for expansion or guest parking. Located near Lake Chatuge, and the GA Mountain Fairgrounds. Come home to this serene mountain retreat!
Full Property Details
Full Property Details for 121 White Oak Dr
General
- Price: $389,900
- HOA FEE: $36/month
- HOA FEE FREQ.: Annually
- Status: Active
- Type: Single Family
- Source: 2253
- MLS ID: 98544493
- Updated: 6/4/2026
- Added to Site: 61 day(s) ago
Interior
- Number of Rooms: 5
- Interior Features: Vaulted Ceiling(s), Ceiling Fan(s), Basement
- Appliances: Refrigerator, Range, Dishwasher
- Furnishings: Unfurnished
- Flooring: LVT/LVP, Carpet, Vinyl
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
- Primary Bedroom: Primary Living Area
Other Rooms
- Laundry: Dryer Hookup, Washer Hookup
Additional Information
- Shared Amenities: Maintenance Roads, Water
- Security/Safety: Smoke Detector(s)
Exterior
- Exterior Features: Garden, Gas Log
- Porch/Patio/Deck: Deck, Porch
Parking
- Parking Features: Gravel, No Garage
Location
- County: Clay
- Subdivision: White Oak Subdivision
- Driving Directions: From downtown Murphy, 64E to (R) on Old 64, go thru Brasstown to Warne, (R) Young Harris Hwy, (L) Pisgah, (R) White Oak Drive to 4th driveway on (L). Driveway goes around far side of house for turnaround. SIP
School Information
- Elementary School: Hayesville
- Middle School: Hayesville
- High School: Hayesville
Community
- Association: Yes
- Assoc. Name: White Oak
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: Propane, Fireplace(s), Electric, Heat Pump
Utilities
- Sewer: Septic Tank
- Water: Shared Well
- Utility Description: Fiber Optic
Structural Information
- Structure Type: Wood Frame, Stick Built
- Construction: Vinyl Siding, Wood Frame
- Basement Desc.: Finished, Full
- Roof: Composition
- Entry Floor Number: 1
- Year Built: 2000
Additional Structures
- Other Structures: Outbuilding
Lot Features
- Lot Size (Acres): 3.5
- Lot Size (Sq. Ft.): 152,460
- Lot Dimensions: 3.66 +/- Acres
- Frontage: Asphalt, Paved, Paved
- Lot Features: Stream, Gentle Sloping, Landscaped
- Zoning: None
- Fencing (Description): None
Water Features
- Water Front: Yes
Financial Considerations
- For Sale: Yes
- Association Fee: $430
- Assoc Fee Freq.: Annually
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Special Conditions: Standard
- Legal Description: 3bd/2.5 bath chalet on lots 28 & 29 White Oak Subdivision, Warne, NC
- Property ID: 543800887858
- Lot Number: 28/29
Listed by Coldwell Banker High Country, Carol Robinson
We Value Your Privacy
We Value Your Privacy
We Value Your Privacy
Listing agent
— 121 White Oak Dr —
Carol Robinson
Coldwell Banker High Country
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 121 White Oak Dr
School District:Clay County Schools
| Name | Grades | Distance |
|---|---|---|
Hayesville Elementary 72 Elementary School Drive, Hayesville, NC 28904 | 3-5 | 5 mi |
Hayesville Primary School 698 Anderson Street, Hayesville, NC 28904 | PK-2 | 5.1 mi |
Hayesville Middle 135 School Drive, Hayesville, NC 28904 | 6-8 | 4.9 mi |
Hayesville High 205 Yellow Jacket Drive, Hayesville, NC 28904 | 9-12 | 4.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 121 White Oak Dr
Tax History
Tax History for 121 White Oak Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,018
11%
$195,400
—
2023
$918
-2%
$195,400
—
2022
$940
—
$195,400
—
2021
$940
—
$195,400
—
2019
$941
—
$195,400
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 121 White Oak Dr
121 White Oak Drive, Warne, NC 28909 (MLS# 98544493) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 121 White Oak Drive is currently listed for $389,900 and was received on May 14, 2026. Want to learn more about 121 White Oak Drive? Do you have questions about finding other Single Family real estate for sale in Warne? You can browse all Warne real estate or contact a Coldwell Banker agent to request more information.