Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$995,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 1 Partial Bath
See This Home
Save This Home
See This Home
Save This Home
The Perfect Full-Time Home or Relaxing Lake Getaway! Experience amazing lake and mountain views from this stunning Lake Adger waterfront home, ideally situated on the main channel with a rare and beautiful setting. Nestled on nearly 2 acres, this 4-bedroom, 3½-bath home offers excellent views, plenty of space, privacy, and an inviting open-concept design. The main level features a spacious great room with soaring vaulted ceilings, a beautiful stone fireplace, and an open flow into the dining area and well-appointed kitchen-perfect for entertaining or enjoying peaceful evenings at home. The primary suite is also conveniently located on the main level and offers a luxurious retreat with its own spacious bath with a walk-in shower, and relaxing garden tub. Downstairs, you'll find an expansive family room that could easily serve as a game room, complete with a wet bar-an ideal space for gatherings, movie nights, or lakeside entertaining. Three generously sized bedrooms provide plenty of room for family and guests, including a second primary suite with its own en-suite bath. An additional full bath completes the lower level. Both levels have expansive covered outdoor living areas-Hot tub included- offering outdoor living at its best. With nearly 2 acres on the lake, mountain and water views, multiple living spaces, and room for everyone, this exceptional Lake Adger property offers the perfect blend of comfort, recreation, and tranquility. Whether you're looking for a full-time residence or a peaceful weekend retreat, this lakefront home is ready to be enjoyed. Lake Adger is a private community centered around a pristine 438-acre lake with approx. 14 miles of shoreline. Residents enjoy boating, fishing, kayaking, and an extensive network of scenic walking and equestrian trails that wind through rolling hills, mountain vistas, tranquil streams, and preserved natural beauty.

Full Property Details for 1237 S Cove Rd

General

  • Price: $995,000
  • HOA FEE: $108/month
  • HOA FEE FREQ.: Annually
  • Status: Active
  • Type: Single Family
  • Source: Charlotte_Regional_Realtor_Association
  • MLS ID: 4421708
  • Updated: 9/10/2026
  • Added to Site: 37 day(s) ago

Interior

  • Interior Features: Breakfast Bar, Garden Tub, Open Floorplan, Pantry, Split Bedroom, Storage, Walk-In Closet(s), Wet Bar
  • Fireplace: Yes
  • Fireplace(s): Family Room, Gas, Great Room, Family Room, Gas, Great Room
  • Appliances: Dishwasher, Dryer, Gas Cooktop, Microwave, Oven, Refrigerator with Ice Maker, Washer, Washer/Dryer
  • Flooring: Concrete, Wood

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main - Full Baths: 1
  • Main - 1/2 Baths: 1
  • Basement Baths: 2

Bedrooms

  • Total Bedrooms: 4
  • Bedrooms-B: 3
  • Bedrooms Main & Up: 1

Other Rooms

  • Laundry: Inside, Laundry Room, Main Level

Additional Information

  • Shared Amenities: Lake Access, Picnic Area, Recreation Area, Walking Trails
  • Equipment: Fuel Tank - Leased

Exterior

  • Exterior Features: Above Ground Hot Tub / Spa, Dock - Floating

Parking

  • Carports: Yes
  • Carport Spaces: 2
  • Parking Features: Attached Carport, Driveway, Shared Driveway

Location

  • County: Polk
  • Subdivision: Lake Adger
  • Driving Directions: From I-26, East on Highway 108, Left on Highway 9. Travel approx 2.3 miles to just past Lake Adger Sales Center. Left on Garrett Rd, Right on Green Hills into Lake Adger. Left on South Cove Rd-continue to the cul-de-sac at the end of the road to the sign. Follow the directional sign to home.

Community

  • Assoc. Name: Tessier Associates

Heating & Cooling

  • Cooling Type: Ceiling Fan(s), Central Air, Electric
  • Heating Type: Central, Electric

Utilities

  • Sewer: Septic Installed
  • Water: Shared Well
  • Utility Description: Underground Utilities

Structural Information

  • Architectural Style: Arts and Crafts
  • Construction: Site Built
  • Exterior Const.: Fiber Cement
  • Basement: Yes
  • Basement Desc.: Exterior Entry, Finished, Walk-Out Access, Walk-Up Access
  • Roof: Architectural Shingle
  • Main/1st Level: 1,265 Sq. Ft.
  • Year Built: 2006

Lot Features

  • Street/Road Desc.: Asphalt, Paved
  • Lot Features: Waterfront

Water Features

  • Water Front Name: Lake Adger

Financial Considerations

  • Association Fee: $1,300
  • Assoc Fee Freq.: Annually
  • Terms: Cash, Conventional, VA Loan

Disclosures and Reports

  • Restrictions: Architectural Review, Building, Manufactured Home Not Allowed, Modular Not Allowed
  • Property ID: P55-211
  • Lot Number: 495/2190

Listed by Tryon Foothills Realty

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agent

— 1237 S Cove Rd —

  • Tryon Foothills Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 1237 S Cove Rd

School District:Polk County Schools
NameGradesDistance
Sunny View Elementary School
86 Sunny View School Road, Mill Spring, NC 28756
PK-52.6 mi
Polk County Middle School
321 Wolverine Trail, Mill Spring, NC 28756
6-83 mi
Polk County High School
1681 North Carolina 108, Columbus, NC 28722
9-124.8 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1237 S Cove Rd Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/10/2026
Listed
$995,000
17.06%
MLS
11/17/2025
Sold
$850,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1237 S Cove Rd

Year
Property Taxes
Change
Tax Assessment
Change
2026
$4,284
29%
$839,424
29%
2025
$3,311
19%
$648,714
49%
2024
$2,782
—
$434,842
—
2023
$2,782
9%
$434,842
—
2022
$2,564
—
$434,842
—
2021
$2,564
27%
$434,842
36%
2020
$2,015
—
$319,461
—
2019
$2,015
3%
$319,461
—
2018
$1,951
3%
$319,461
-24%
2017
$1,903
-27%
$422,117
—
2016
$2,605
—
$422,117
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 1237 S Cove Rd

$
Down Payment
%
$
%

$
$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Tryon Foothills Realty

1237 South Cove Road, Mill Spring, NC 28756 (MLS# 4421708) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 1237 South Cove Road is currently listed for $995,000 and was received on September 10, 2026. Want to learn more about 1237 South Cove Road? Do you have questions about finding other Single Family real estate for sale in Mill Spring? You can browse all Mill Spring real estate or contact a Coldwell Banker agent to request more information.

Tour this property