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$1,349,000 Sale Pending
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Property Description
This beautifully renovated Montreat home blends historic charm with modern convenience. Originally built in 1948 and lovingly updated over the past 20 years, this 6BR, 6BA residence offers nearly 3,900SF of finished living space plus a spacious unfinished basement-perfect for storage, hobbies, or a small garage setup. The park like setting of the back yard is perfect for family gatherings. This home is truly move-in ready, offering timeless mountain style and modern comfort in the heart of Montreat. Whether you're looking for a full-time residence, multi-generational getaway, or investment property this home delivers a rare combination of size, charm, and convenience. Seller is willing to provide owner financing with a below-market interest rate with a large down payment.
Full Property Details
Full Property Details for 177 Mississippi Rd
General
- Price: $1,349,000
- Status: Pending
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4275724
- Updated: 12/20/2025
- Added to Site: 202 day(s) ago
Interior
- Interior Features: Kitchen Island, Open Floorplan, Storage, Walk-In Closet(s)
- Fireplace: Yes
- Fireplace(s): Fire Pit, Gas, Gas Log, Gas Unvented, Wood Burning Stove, Fire Pit, Gas, Gas Log, Gas Unvented, Wood Burning Stove
- Appliances: Convection Oven, Dishwasher, Disposal, Double Oven, Dryer, Electric Oven, Electric Range, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Refrigerator, Exhaust Fan, Gas Water Heater, Oven, Propane Water Heater, Self Cleaning Oven, Tankless Water Heater, Washer, Washer/Dryer
- Flooring: Carpet, Vinyl, Wood
Rooms
Bathrooms
- Total Bathrooms: 6
- Full Bathrooms: 6
- Upper 3 - Full Baths: 1
- Upper - Full Baths: 3
- Main - Full Baths: 1
- Basement Baths: 1
Bedrooms
- Total Bedrooms: 6
- Bedrooms Upper: 3
- Bedrooms Main & Up: 1
Other Rooms
- Laundry: Laundry Room
Additional Information
- Shared Amenities: Playground, Pond, Recreation Area, Sidewalks, Tennis Court(s), Walking Trails
Parking
- Garage: Yes
- Garage Spaces: 1
- Parking Features: Driveway
Location
- County: Buncombe
- Driving Directions: I40 East to exit 64 Black Mountain, left on Hwy 9 North. Go thru town and cross over State St to Montreat Rd. Enter the Montreat arch and take a left on Virginia, right on Mississippi, house on the left.
School Information
- Elementary School: Black Mountain
- Middle School: Charles D Owen
- High School: Charles D Owen
Heating & Cooling
- Cooling Type: Ductless, Heat Pump, Wall Unit(s)
- Heating Type: Central, Ductless, Heat Pump, Propane, Wood Stove
Utilities
- Sewer: Public Sewer
- Water: City
Structural Information
- Construction: Site Built
- Exterior Const.: Aluminum, Stone, Vinyl
- Basement: Yes
- Basement Desc.: Basement Garage Door, Basement Shop, Daylight, Exterior Entry, Full, Interior Entry, Storage Space
- Roof: Composition
- Upper: 1,731 Sq. Ft.
- Main/1st Level: 1,731 Sq. Ft.
- Year Built: 1948
Lot Features
- Street/Road Desc.: Asphalt, Paved
- Elevation (Approx.): 2000
- Lot Features: Level, Creek/Stream, Wooded
Water Features
- Water Front Name: Lake Susan
Financial Considerations
- Terms: Cash, Conventional
Disclosures and Reports
- Property ID: 0710-65-6274-00000
- Lot Number: 4028-415
Listed by GreyBeard Realty
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Schools
Schools serving 177 Mississippi Rd
School District:Buncombe County Schools
| Name | Grades | Distance |
|---|---|---|
Black Mountain Elementary 100 Flat Creek Road, Black Mountain, NC 28711 | 4-5 | 1.4 mi |
Black Mountain Primary 301 East State Street, Black Mountain, NC 28711 | PK-3 | 1.6 mi |
Charles D Owen Middle 730 Old US Highway 70, Swannanoa, NC 28778 | 6-8 | 4.4 mi |
Charles D Owen High 99 Lake Eden Road, Black Mountain, NC 28711 | 9-12 | 3.9 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 177 Mississippi Rd
Date
Details
Price
Change
Source
10/18/2025
Price Reduced
$1,349,000
-3.57%
MLS
7/01/2025
Listed
$1,399,000
188.45%
MLS
5/26/2005
Sold
$485,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 177 Mississippi Rd
Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,914
5%
$638,100
—
2023
$6,604
1%
$638,100
—
2022
$6,540
—
$638,100
—
2021
$6,540
13%
$638,100
19%
2020
$5,767
2%
$534,500
—
2019
$5,660
—
$534,500
—
2018
$5,660
1%
$534,500
—
2017
$5,602
-8%
$534,500
-3%
2016
$6,120
6%
$549,900
6%
2015
$5,792
—
$520,400
—
2014
$5,792
—
$520,400
—
2013
$5,792
—
$520,400
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 177 Mississippi Rd
177 Mississippi Road, Montreat, NC 28757 (MLS# 4275724) is a Single Family property with 6 bedrooms and 6 full bathrooms. 177 Mississippi Road is currently listed for $1,349,000 and was received on July 01, 2025. Want to learn more about 177 Mississippi Road? Do you have questions about finding other Single Family real estate for sale in Montreat? You can browse all Montreat real estate or contact a Coldwell Banker agent to request more information.
