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$1,170,000
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Property Description
New Price: $1,198,000 | Brand New HVAC, Pool Heater & Modern Coastal Oasis! Over $110k in Revenue Already Booked/Executed This Year! Discover coastal living at its finest in this elevated 4-bedroom, 3-bathroom, 2,285 sqft single-family home located in the heart of Surf City. Just a short walk to restaurants, shops, the pier, Intracoastal Waterway activities, and the pristine beaches of Topsail Island. The thoughtfully designed layout features decks off every level, delivering stunning ocean views from the living room and front upper deck, plus peaceful sound views from the back decks. Outdoor living shines in the fully fenced backyard oasis, complete with a private inground saltwater swimming pool, fire pit, covered decks and porch, outdoor shower, and convenient cargo lift. Recent Upgrades & Improvements: Brand new HVAC system for year-round comfort and efficiency New pool heater Newly epoxied garage floors for a clean, durable finish Freshly power washed exterior 2021 interior updates featuring luxury vinyl plank flooring in living areas and berber carpet in select bedrooms Inside, enjoy granite countertops in the kitchen, a spacious walk-in pantry, Rinnai tankless water heater, and a luxurious master suite with wet bar, expansive walk-in closet, and updated bathroom with walk-in tile shower. A flexible top-floor guest room includes a built-in Murphy bed and desk--ideal for a home office. The versatile bottom-floor room easily converts into a 5th bedroom, private apartment, or additional office. An outdoor elevator provides effortless access between all levels. This home is served by highly rated Pender County Schools, including Surf City Elementary and Middle, and Topsail High School. Outstanding STR Investment or Second-Home Potential This prime ocean-side location, combined with the private saltwater pool and fire pit (major guest favorites), panoramic water views, multiple decks, cargo lift, and recent mechanical/upkeep improvements, positions the property exceptionally well for strong short-term rental income or effortless use as a beach second home. These features support premium nightly rates, high occupancy, and year-round appeal in Surf City's desirable rental market while keeping maintenance low. Whether you're looking for a primary residence, vacation home, or high-performing investment property, this turn-key coastal gem offers unbeatable proximity to the ocean and island lifestyle at the new price of $1,198,000.
Full Property Details
Full Property Details for 515 N Topsail Dr
General
- Sold For: $1,170,000
- Taxes: $4,517 (2025)
- Status: Closed
- Type: Single Family
- Source: 2253
- MLS ID: 100569532
- Added to Site: 122 day(s) ago
Interior
- Number of Rooms: 12
- Interior Features: Walk-in Closet(s), Entrance Foyer, Kitchen Island, Ceiling Fan(s), Elevator, Furnished, Pantry, Reverse Floor Plan, Walk-in Shower, Blinds/Shades, Walk-In Closet(s)
- Fireplace: Yes
- Number of Fireplaces: 1
- Appliances: Mini Refrigerator, Refrigerator, Ice Maker, Disposal, Dishwasher, Electric Range
- Furnished: Yes
- Furnishings: Furnished
- Flooring: LVT/LVP, Carpet, Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 4
- Primary Bedroom: Non Primary Living Area
Other Rooms
- Laundry: In Hall
Additional Information
- Pool: Yes
- Pool Description: In Ground
Exterior
- Exterior Features: Outdoor Shower
- Porch/Patio/Deck: Covered, Deck, Patio
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Parking Features: Garage Faces Front, Concrete, Paved, Garage
Location
- County: Pender
- Subdivision: Not In Subdivision
- Driving Directions: From Surf City Bridge go north and take your first right, first left and the home will be down on the left hand side
School Information
- Elementary School: North Topsail
- Middle School: Topsail
- High School: Topsail
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: Propane, Fireplace(s), Electric, Forced Air, Heat Pump
Utilities
- Sewer: Municipal Sewer, Surf City
- Water: Public
- Utility Description: Sewer Connected, Water Connected
Structural Information
- Architectural Style: Contemporary
- Structure Type: Wood Frame, Stick Built
- Construction: Shake Siding, Wood Frame
- Basement Desc.: None
- Roof: Architectural Shingle
- Entry Floor Number: 2
- Square Feet: 2,285
- Year Built: 2004
Additional Structures
- Other Structures: Shower
Lot Features
- Lot Size (Acres): 0.12
- Lot Size (Sq. Ft.): 5,053
- Lot Dimensions: 50 x 106 x 49 x 106
- Frontage: Maintained, City Street, State Road
- Lot Features: Third Row
- Zoning: R
- Fencing (Description): Wood
Water Features
- Water Front Desc.: Third Row
Financial Considerations
- For Sale: Yes
- Price Per Sq. Ft.: $524.29
- Assessment Amount: $364,278
- Tax Amount: $4,517.05
- Tax Year: 2025
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Special Conditions: Standard
- Legal Description: L 10, PB 3/45, SURF CITY
- Property ID: 4245-11-2227-0000
- Lot Number: 10
Listed by REAL Broker LLC, Andrew Davis
Sold by REAL Broker LLC, Sean D McDonnell
Get Pre-Approved Today
Schools
Schools serving 515 N Topsail Dr
School District:Pender County Schools
| Name | Grades | Distance |
|---|---|---|
Topsail High School 245 North Saint Johns Church Road, Hampstead, NC 28443 | 9-12 | 8.7 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 515 N Topsail Dr
Date
Details
Price
Change
Source
8/13/2026
Sold
$1,170,000
-2.34%
MLS
6/17/2026
Price Reduced
$1,198,000
-13.75%
MLS
5/06/2026
Listed
$1,389,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Home Warranty : Included
515 N Topsail Drive, Surf City, NC 28445 (MLS# 100569532) is a Single Family property that was sold at $1,170,000 on August 13, 2026. Want to learn more about 515 N Topsail Drive? Do you have questions about finding other Single Family real estate for sale in Surf City? You can browse all Surf City real estate or contact a Coldwell Banker agent to request more information.

