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$1,189,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
See This Home
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Lake living at it best!. This direct lakefront custom built home is now available. The home features an open floor plan, vaulted ceiling, comfy living room, large stone fireplace and a upscale kitchen with large island. The primary suite and bath are on the first floor, 1/2 bath and the mud room has a second entrance so makes a great place to come into from the refreshing waters of beautiful Bear Creek Lake.The covered and open deck showcases the views of the lake and the mountains. The views from the entire home will make you feel you are living right on the water. The lower level features a den, 2 bedrooms, full bathroom and a perfect spot with a set of bunks called the "Bears Den". The lower deck allows another spot to hang out and the firepit is perfect for family to sit around and take in the evening sounds. This home comes fully furnished. Bear Lake Reserve is many amenities from the Lake Club with fine dining to the Tap Room for a Pub fare menu. The Lake Club has oversized covered and open decks to look over the large heated pool and look out over the sandy beach, marina and the calming waters of the lake and the mountains. Also the Lake Club features a kids pool with a slide and there are 2 hot tubs. Bear Lake Reserve has a 9 hole Jack Nicklaus Golf course, driving range and tennis/pickleball courts. Within the gated community we have many hiking trails to get out and enjoy all that beautiful Bear Lake Reserve has to offer in the Blue Ridge Mountains of North Carolina. When not enjoying your mountain getaway consider making it available as a vacation rental.

Full Property Details for 561 Harbor Ridge Dr

General

  • Price: $1,189,000
  • HOA FEE: $1,138/month
  • Status: Active
  • Type: Single Family
  • Source: Charlotte_Regional_Realtor_Association
  • MLS ID: 4388299
  • Updated: 6/23/2026
  • Added to Site: 29 day(s) ago

Interior

  • Interior Features: Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
  • Fireplace: Yes
  • Fireplace(s): Living Room, Living Room
  • Appliances: Dishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Exhaust Hood, Refrigerator with Ice Maker, Washer/Dryer
  • Flooring: Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main - Full Baths: 1
  • Main - 1/2 Baths: 1
  • Lower - Full Baths: 1

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Lower: 2
  • Bedrooms Main & Up: 1

Other Rooms

  • Laundry: Electric Dryer Hookup, Mud Room, Main Level

Additional Information

  • Shared Amenities: Clubhouse, Fitness Center, Gated, Golf, Hot Tub, Lake Access, Outdoor Pool, Picnic Area, Pond, Putting Green, Sidewalks, Tennis Court(s), Walking Trails
  • Pool: Yes

Parking

  • Carports: Yes
  • Carport Spaces: 2
  • Parking Features: Driveway

Location

  • County: Jackson
  • Subdivision: Bear Lake Reserve

School Information

  • Elementary School: Cullowhee Valley
  • Middle School: Cullowhee Valley
  • High School: Smoky Mountain

Community

  • Assoc. Name: Bear Lake Reserve
  • Pets Allowed: Yes
  • Pets: Yes

Heating & Cooling

  • Cooling Type: Central Air, Heat Pump
  • Heating Type: Heat Pump

Utilities

  • Sewer: Private Sewer
  • Water: Community Well
  • Utility Description: Electricity Connected, Satellite Internet Available, Underground Power Lines, Underground Utilities

Structural Information

  • Architectural Style: Arts and Crafts, Post and Beam
  • Construction Status: Completed
  • Construction: Site Built
  • Exterior Const.: Cedar Shake, Rough Sawn, Wood
  • Basement: Yes
  • Basement Desc.: Walk-Out Access
  • Roof: Architectural Shingle
  • Entry Floor Number: 1
  • Lower: 855 Sq. Ft.
  • Main/1st Level: 950 Sq. Ft.
  • Year Built: 2016

Manufactured Home

  • Land Included: Yes

Lot Features

  • Street/Road Desc.: Brick, Stone, Paved
  • Elevation (Approx.): 2500
  • Lot Features: Wooded, Views, Waterfront
  • Rcmdd Zoning: R-1

Water Features

  • Water Front Name: Bear Creek Lake

Financial Considerations

  • Association Fee: $1,138
  • Assoc Fee Freq.: Monthly
  • Terms: Cash, Conventional

Disclosures and Reports

  • Restrictions: Architectural Review, Subdivision
  • Property ID: 7596-04-0246
  • Plat: 21/714
  • Lot Number: 2253-222

Listed by BLR Realty LLC

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Listing agent

— 561 Harbor Ridge Dr —

  • BLR Realty LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 561 Harbor Ridge Dr

School District:Jackson County Schools
NameGradesDistance
Cullowhee Valley School
240 Wisdom Drive, Cullowhee, NC 28723
K-88.4 mi
Smoky Mountain High
100 Smoky Mountain Drive, Sylva, NC 28779
9-1211.7 mi
Jackson Co Early College
404 College Drive, Sylva, NC 28779
9-1211.7 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 561 Harbor Ridge Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/15/2026
Listed
$1,189,000
197.25%
MLS
10/31/2019
Sold
$400,000
—
Public Record
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Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 561 Harbor Ridge Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,878
143%
$1,020,543
143%
2023
$1,597
-7%
$420,180
—
2022
$1,722
8%
$420,180
—
2021
$1,597
23%
$420,180
32%
2020
$1,298
—
$319,510
—
2019
$1,298
—
$319,510
—
2018
$1,298
186%
$319,510
220%
2017
$454
—
$100,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by BLR Realty LLC

561 Harbor Ridge Drive, Tuckasegee, NC 28783 (MLS# 4388299) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 561 Harbor Ridge Drive is currently listed for $1,189,000 and was received on June 15, 2026. Want to learn more about 561 Harbor Ridge Drive? Do you have questions about finding other Single Family real estate for sale in Tuckasegee? You can browse all Tuckasegee real estate or contact a Coldwell Banker agent to request more information.

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