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$5,790,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 4 Full Baths
  • 2 Partial Baths
  • 4 Car Garage
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This is the premier opportunity to own the most exquisite modern mountain home on the highly desired but rarely available Lake Cardinal within the exclusive Lake Toxaway Estates, just minutes from the Lake Toxaway Country Club, marina, and Greystone Inn! Recently renovated by a top-notch design build team, quality and attention to detail are evident throughout this stunning residence featuring curated luxury finishes. The 1st floor features a graceful double door entry with views straight through to the lake. The open floorplan includes walls of windows with unobstructed water views, an incredible Great Rm with 16'+ vaulted ceilings, stone fireplace, beamed ceiling, and access to the large, covered deck with fireplace and outdoor grilling station! The chef's Kitchen will delight with Quartz counters, Thermador appliances, and oversized island. Gather in front of the cozy Hearth Rm fireplace and still be part of all the activity. The luxurious Owners Suite offers utopian lake views, a Sitting area, custom spa Bath, and walk-in Closet! Access to the 2 car Garage, Pantry / Laundry Center, firepit Deck, and 1/2 Bath complete the main level. Upstairs you will find 2 Ensuite Bed Rms, each with gorgeous Baths, along with a Loft area, perfect for reading or an Office, all with exceptional Lake Cardinal views! Downstairs is a huge Family Rm with Bar, and access to 2 other Decks. There is a perfect Flex space or Den with full Bath, a lower level Kitchen with outdoor access, and 1/2 Bath. Another 2-car tandem Garage (4 car total) and lots of storage space round out the Lower Level. The site boasts over 150' of waterfront access through the landscaped paths to the dock. Nestled on 1.8 acres, the 65 acre Lake Cardinal offers the most spectacular lakefront experience, with just a few homes, where you will enjoy peace and tranquility undisturbed by noise or wakes from the main lake. Lake Toxaway is the largest private lake in NC! Updates include new mechanicals, roof, windows, appliances, cabinetry, trim, decks, lighting and flooring. Home can be purchased complete with brand new designer furnishings!

Full Property Details for 95 Cardinal Trce

General

  • Price: $5,790,000
  • HOA FEE: $340/month
  • HOA FEE FREQ.: Annually
  • Status: Active
  • Type: Single Family
  • Source: Charlotte_Regional_Realtor_Association
  • MLS ID: 4317545
  • Updated: 12/26/2025
  • Added to Site: 79 day(s) ago

Interior

  • Interior Features: Entrance Foyer, Garden Tub, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
  • Fireplace: Yes
  • Fireplace(s): Fire Pit, Gas Log, Great Room, Keeping Room, Outside, Propane, Fire Pit, Gas Log, Great Room, Keeping Room, Outside, Propane
  • Appliances: Convection Microwave, Convection Oven, Dishwasher, Disposal, Double Oven, Down Draft, Filtration System, Gas Cooktop, Gas Water Heater, Ice Maker
  • Flooring: Tile, Wood

Rooms

Bathrooms

  • Total Bathrooms: 6
  • Full Bathrooms: 4
  • Half Bathrooms: 2
  • Upper - Full Baths: 2
  • Main - Full Baths: 1
  • Main - 1/2 Baths: 1
  • Basement Baths: 1

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Upper: 2
  • Bedrooms Main & Up: 1

Other Rooms

  • Laundry: Electric Dryer Hookup, Mud Room, Main Level, Washer Hookup

Additional Information

  • Shared Amenities: Clubhouse, Dog Park, Fitness Center, Golf, Lake Access, Outdoor Pool, Pickleball, Picnic Area, Playground, Pond, Tennis Court(s), Walking Trails
  • Pool: Yes

Exterior

  • Exterior Features: Fire Pit, Dock - Floating, Gas Grill

Parking

  • Garage: Yes
  • Garage Spaces: 4
  • Parking Features: Circular Driveway, Attached Garage, Garage Door Opener, Garage Faces Front, Garage Faces Side, Golf Cart Garage, Keypad Entry, Tandem

Location

  • County: Transylvania
  • Subdivision: Lake Toxaway Estates
  • Driving Directions: From US64, take Blue Ridge Road to a left on Cold Mountain Road and then left on North Club Boulevard. Cross the dam of Lake Cardinal and veer right on Fairway Drive. Take a right on Cardinal Drive West and then another right on Cardinal Trace. Home is on the left, marked 95.

School Information

  • Elementary School: T.C. Henderson
  • Middle School: Rosman
  • High School: Rosman

Community

  • Assoc. Name: LTCA

Heating & Cooling

  • Cooling Type: Central Air, Electric, Heat Pump, Zoned
  • Heating Type: Central, Electric, Forced Air, Heat Pump, Zoned

Utilities

  • Sewer: Private Sewer
  • Water: Well
  • Utility Description: Cable Available, Electricity Connected, Propane, Underground Power Lines, Wired Internet Available

Structural Information

  • Architectural Style: Transitional
  • Construction Status: Completed
  • Construction: Site Built
  • Exterior Const.: Hardboard Siding, Metal, Stone
  • Basement: Yes
  • Basement Desc.: Basement Garage Door, Daylight, Exterior Entry, Finished, Storage Space, Sump Pump, Walk-Out Access
  • Roof: Architectural Shingle, Metal
  • Upper: 966 Sq. Ft.
  • Main/1st Level: 2,537 Sq. Ft.
  • Year Built: 1988

Lot Features

  • Street/Road Desc.: Asphalt, Paved
  • Elevation (Approx.): 3000
  • Lot Features: Cul-De-Sac, Sloped, Wooded, Views, Waterfront

Water Features

  • Water Front Name: Lake Cardinal

Financial Considerations

  • Association Fee: $4,085
  • Assoc Fee Freq.: Annually

Disclosures and Reports

  • Restrictions: Architectural Review, Short Term Rental Allowed
  • Property ID: 8513-52-2554-000
  • Lot Number: 1132-104

Listed by Coldwell Banker Advantage

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— 95 Cardinal Trce —

  • Coldwell Banker Advantage

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 95 Cardinal Trce

School District:Transylvania County Schools
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 95 Cardinal Trce Get Price Alerts and Save Property

Date
Details
Price
Change
Source
11/15/2025
Price Reduced
$5,790,000
-1.86%
MLS
10/29/2025
Listed
$5,900,000
230.53%
MLS
10/22/2024
Sold
$1,785,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 95 Cardinal Trce

Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,599
59%
$1,373,300
118%
2024
$4,150
—
$630,430
—
2023
$4,150
—
$630,430
—
2022
$4,150
1%
$630,430
—
2021
$4,119
—
$630,430
-28%
2021
$4,119
-32%
$881,510
—
2019
$6,091
22%
$881,510
—
2018
$4,984
1%
$881,510
—
2017
$4,927
—
$881,510
—
2016
$4,909
1%
$881,510
-12%
2015
$4,848
3%
$997,890
—
2013
$4,688
—
$997,890
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Coldwell Banker Advantage

95 Cardinal Trace, Lake Toxaway, NC 28747 (MLS# 4317545) is a Single Family property with 3 bedrooms, 4 full bathrooms and 2 partial bathrooms. 95 Cardinal Trace is currently listed for $5,790,000 and was received on October 29, 2025. Want to learn more about 95 Cardinal Trace? Do you have questions about finding other Single Family real estate for sale in Lake Toxaway? You can browse all Lake Toxaway real estate or contact a Coldwell Banker agent to request more information.

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