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$274,900
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Property Description
Room to grow, space to breathe, and upgrades that make everyday life easier, this 3-bedroom, 2.5-bath single-family home is built for the next chapter. From the kitchen addition and classic built-ins to a sun room that doubles beautifully as a large home office, every corner is designed to give a growing household more flexibility, comfort, and places to land. Inside, you will find a true dining room with built-in cabinets, a butler pantry, a cedar food pantry, and solid oak doors throughout. The kitchen addition creates the kind of flow that works for busy mornings and relaxed evenings, and all appliances stay, including a Speed Queen washer and dryer. Bathrooms are thoughtfully updated with a jet tub and a new shower, while dual on-demand hot water heaters keep hot water ready when you need it, including a recirculation line that helps deliver hot water right at the faucet. Big-ticket improvements add peace of mind, too: a 4-year-old AC condenser, new 200 amp service, top of chimney tuck pointed 2022, and a power-vented attic. Outside, enjoy a generous 0.45-acre setting with practical extras that make a difference. A breezeway connects the home to a true 24 x 24 two-car garage, complete with new door openers and a metal fire door for an added layer of protection. The garage exterior and interior were just painted in 2024, and the home also features a new roof, gutters, downspouts, soffit, and aluminum trim completed by Boss Roofing. Need storage and space for hobbies? You have a shed (approximately 12 x 14) on a cement slab for all the outdoor activites. For added flexibility, the basement includes a gas washer and dryer hookup. When you want to get outside without going far, the river is just 2 block away, and a park is 4 blocks away, perfect for fresh air, quick play breaks, or a peaceful reset. For weekend plans and day trips, the Quad Cities is about 30 minutes away and Galena is an hour away. If you have been waiting for a home with space, smart upgrades, and the kind of character you cannot replicate, schedule your showing and see how effortlessly this one fits real life. Water line in basement north side will be fixed before close of property. Motivated Seller
Full Property Details
Full Property Details for 105 S Bluff St
General
- Price: $274,900
- Taxes: $4,295 (2024)
- Status: Active
- Type: Single Family
- Source: MRED
- MLS ID: 12577801
- Updated: 3/12/2026
- Added to Site: 38 day(s) ago
Interior
- Basement: Unfinished
- Interior Features: 1st-Floor Bath, Bookcases, Pantry
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Living Room, Wood-Burning
- Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
- Flooring: Hardwood, Carpet
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
- Basement Baths: Yes
- Bathroom Features: Whirlpool
Bedrooms
- Total Bedrooms: 3
Additional Information
- Equipment: Ceiling Fan(s)
- Other Features: School Bus Service
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Total Spaces: 8
- Parking Features: Yes, Attached, Garage
Location
- Area: Albany
- County: Whiteside
- Township: Albany
- Driving Directions: Off HWY 84 turn east onto 2nd ave and strait up and into drive
School Information
- School District: 2
- Elem School District: 2
- Midd School District: 2
- High School District: 2
Community
- Assoc. Fees Include: None
Heating & Cooling
- Cooling Type: Central Air Conditioning
- Heating Type: Natural Gas
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Architectural Info: Victorian, Tudor
- Architectural Style: Victorian, Tudor
- Construction: Vinyl Siding
- Exterior Const.: Vinyl Siding
- Basement: Yes
- Basement Desc.: Unfinished, Full
- Windows: Window Treatments, Drapes
- Doors: French Doors
- Sub-Flooring: Hardwood, Carpet
- Square Feet: 1,958
- Sq. Ft. Source: Assessor
- Year Built: 1934
- Built Before 1978: Yes
Additional Structures
- Other Structures: Shed(s)
Lot Features
- Lot Size Range: .25 to .49 Acre
- Lot Dimensions: 100 x 135
Financial Considerations
- Assessment Year: 1934
- Tax Amount: $4,295
- Tax Year: 2024
- Pays Sewer: Public Sewer
Disclosures and Reports
- Ownership: Fee Simple
- Property ID: 624390001
Listed by Windmill Real Estate
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Schools
Schools serving 105 S Bluff St
School District:River Bend Community Unit District 2
| Name | Grades | Distance |
|---|---|---|
Fulton Elementary School, Fulton, IL 1301 7th Avenue, Fulton, IL 61252 | K-5 | 6.7 mi |
River Bend Middle School 415 12th Street, Fulton, IL 61252 | 6-8 | 6.7 mi |
Fulton High School, Fulton, IL 1207 12th Street, Fulton, IL 61252 | 9-12 | 6.4 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 105 S Bluff St
Date
Details
Price
Change
Source
2/25/2026
Listed
$274,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 105 S Bluff St
Year
Property Taxes
Change
Tax Assessment
Change
2024
$4,295
9%
$57,744
8%
2023
$3,939
7%
$53,462
9%
2022
$3,675
5%
$48,864
5%
2021
$3,510
—
$46,436
—
2020
$3,494
-2%
$46,218
-1%
2019
$3,562
2%
$46,615
1%
2018
$3,477
4%
$45,980
5%
2017
$3,343
7%
$43,841
6%
2016
$3,132
4%
$41,200
4%
2015
$3,019
6%
$39,634
2%
2014
$2,857
-3%
$38,879
-3%
2013
$2,935
—
$40,144
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 105 S Bluff St
105 S Bluff Street, Albany, IL 61230 (MLS# 12577801) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 105 S Bluff Street is currently listed for $274,900 and was received on February 25, 2026. Want to learn more about 105 S Bluff Street? Do you have questions about finding other Single Family real estate for sale in Albany? You can browse all Albany real estate or contact a Coldwell Banker agent to request more information.
