Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$675,000

  • For Sale
  • Active
  • Single Family
  • 6 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 4,648 Sq. Ft.
  • 3 Car Garage
  • Updated 9 days ago
See This Home
Save This Home
See This Home
Save This Home
Welcome to this stunning custom built lakefront home in the highly sought after Silver Oak Estates, where timeless design meets exceptional craftsmanship. This spacious 6 bedroom, 3.5 bath home with a 3 car garage offers the perfect blend of luxury, comfort, and functionality. The thoughtfully designed main level features a desirable first floor primary suite, a second main level bedroom, and convenient first floor laundry. At the heart of the home is a beautifully appointed kitchen featuring custom Homecrest cabinetry, granite countertops, and an island that's ideal for entertaining family and friends. Upstairs, you'll find 3 additional spacious bedrooms connected by a convenient Jack and Jill bathroom, along with a loft that overlooks the living room, creating an open and inviting feel. The finished basement is an entertainer's dream, complete with a wet bar, cozy gas fireplace, pool table, built-in wall aquarium that will remain with the home, and a storm shelter for added peace of mind. Enjoy your own private backyard oasis. Beautiful landscaping surrounds a spacious Holland stone paver patio with illuminated corner pillars, creating the perfect setting for morning coffee while watching the sunrise over the lake or hosting unforgettable gatherings. This exceptional waterfront property offers luxury living in one of the area's most desirable neighborhoods. Don't miss the opportunity to make this remarkable home your own.

Full Property Details for 1203 Silver Oak Cir

General

  • Price: $675,000
  • HOA FEE: $33/month
  • HOA FEE FREQ.: Annually
  • Taxes: $17,418 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MRED
  • MLS ID: 12718118
  • Updated: 10/4/2026
  • Added to Site: 74 day(s) ago

Rental Information

  • Complex Features: Sidewalks, Street Lights

Interior

  • Basement: Partially
  • Interior Features: Cathedral Ceiling(s), Wet Bar, 1st-Floor Bedroom, 1st-Floor Bath, Walk-In Closet(s), Open Floorplan, Granite Counters, Separate Dining Room
  • Fireplace: Yes
  • Number of Fireplaces: 2
  • Fireplace(s): Family Room, Living Room, Gas Log
  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Stainless Steel Appliance(s), Gas Cooktop
  • Flooring: Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Basement Baths: Yes

Bedrooms

  • Total Bedrooms: 6
  • Bedrooms(Blw Grade): 1

Additional Information

  • Equipment: Central Vacuum, Ceiling Fan(s), Sump Pump, Lawn Sprinkler, Multiple Water Heaters, Water Heater-Gas
  • Other Features: School Bus Service, Interstate Access

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 3
  • Total Spaces: 3
  • Parking Features: Concrete, Garage Door Opener, Yes, Garage Owned, Attached, Garage

Location

  • Area: Normal
  • County: McLean
  • Township: Dry Grove
  • Subdivision: Silver Oak Estates
  • Driving Directions: Airport road north to Raab Rd. Right on Rabb Rd turn right on Silver Oak Circle. First house on the left

School Information

  • School District: 5
  • Elem School District: 5
  • Midd School District: 5
  • High School District: 5
  • Elementary School: Grove Elementary
  • Middle School: Chiddix Jr High
  • High School: Normal Community High School
  • Private School: Normal Community High School

Community

  • Assoc. Fees Include: None

Heating & Cooling

  • Cooling Type: Central Air Conditioning
  • Heating Type: Natural Gas

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Architectural Info: Contemporary
  • Architectural Style: Contemporary
  • Construction: Vinyl Siding, Brick, Stone
  • Exterior Const.: Vinyl Siding, Brick, Stone
  • Basement: Yes
  • Basement Desc.: Partially Finished, Rec/Family Area, Sleeping Area, Partial
  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Sub-Flooring: Hardwood
  • Square Feet: 4,648
  • Sq. Ft. Source: Assessor
  • Year Built: 2008

Lot Features

  • Lot Size (Acres): 0.31
  • Lot Size Range: .25 to .49 Acre
  • Lot Dimensions: 95 x 140
  • Lot Features: Landscaped

Water Features

  • Water Front: Yes
  • Water Front Desc.: Pond, Waterfront
  • Water Front View: Back of Property

Financial Considerations

  • Association Fee: $400
  • Assoc Fee Freq.: Annually
  • Parking Included: Yes
  • Assessment Year: 2008
  • Tax Amount: $17,418.54
  • Tax Year: 2025
  • Pays Sewer: Public Sewer

Disclosures and Reports

  • Ownership: Fee Simple with Homeowners Association
  • Property ID: 1519104006

Listed by RE/MAX Rising

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agent

— 1203 Silver Oak Cir —

  • RE/MAX Rising

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Get a Great Insurance Rate

Find the right home insurance for your new home!

with our affiliated in-house agency

Request a Quote

Save up to an additional 20% by bundling your home and auto together!

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Find the right home insurance for your new home!

with our affiliated in-house agency

Request a Quote

Save up to an additional 20% by bundling your home and auto together!

Schools serving 1203 Silver Oak Cir

School District:McLean County Unit School District 5
NameGradesDistance
Grove Elementary School, Normal, IL
1101 Airport Road, Normal, IL 61761
K-50.4 mi
Sugar Creek Elementary School, Normal, IL
200 North Towanda Avenue, Normal, IL 61761
K-52.4 mi
Chiddix Jr High School
300 South Walnut Street, Normal, IL 61761
6-83.4 mi
Normal Community High School
3900 East Raab Road, Normal, IL 61761
9-120.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1203 Silver Oak Cir Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/28/2026
Price Reduced
$675,000
-3.56%
MLS
9/08/2026
Price Reduced
$699,900
-1.28%
MLS
8/19/2026
Price Reduced
$709,000
-2.74%
MLS
7/31/2026
Listed
$729,000
63.09%
MLS
11/30/2016
Sold
$447,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1203 Silver Oak Cir

Year
Property Taxes
Change
Tax Assessment
Change
2024
$16,823
—
$232,990
8%
2024
$16,823
7%
$214,896
12%
2023
$15,741
7%
$191,683
15%
2021
$14,658
-5%
$166,975
-7%
2022
$15,466
6%
$179,932
9%
2020
$14,530
2%
$164,848
-1%
2019
$14,297
—
$167,324
5%
2019
$14,297
5%
$159,324
—
2018
$13,592
—
$159,324
—
2017
$13,613
—
$159,324
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 1203 Silver Oak Cir

$
Down Payment
%
$
%

$
$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by RE/MAX Rising

1203 Silver Oak Circle, Normal, IL 61761 (MLS# 12718118) is a Single Family property with 6 bedrooms, 3 full bathrooms and 1 partial bathroom. 1203 Silver Oak Circle is currently listed for $675,000 and was received on July 31, 2026. Want to learn more about 1203 Silver Oak Circle? Do you have questions about finding other Single Family real estate for sale in Normal? You can browse all Normal real estate or contact a Coldwell Banker agent to request more information.

Tour this property