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$435,000 -$15,000 (-3.33%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 3 Full Baths
  • 2,717 Sq. Ft.
  • 2.5 Car Garage
  • Updated 1 day ago
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Tucked away in a peaceful 15-home rural subdivision, this expansive 6.8-acre retreat offers the best of country living just 5 minutes from I-88 access, 6 minutes from the quaint city of Morrison and 10 minutes from the city of Sterling. Surrounded by rolling farmland and woods, it's the largest acreage in the neighborhood, offering privacy and tranquility while still maintaining a sense of community and quick access to town. Wildlife abounds on this outdoor lover's paradise. The property features a winding creek, mature oak trees, and thousands of perennial wildflowers. A divided 30x40 barn with concrete floors opens to fenced pastures ideal for horses. You'll also find a wooden hen house, an orchard with multi variety fruit trees, scenic walking paths, a sledding hill, and sunny lower pasture areas perfect for gardening, riding, or recreation. The spacious ranch-style home includes 3 bedrooms, 3 updated full baths, beautiful hardwood floors, fireplaces of hand cut stone/masonry, double sided on the upper level, single large on the lower and a 2.5-car garage which has built-ins and a workshop ideal for hobbyists or extra storage. The walkout lower level features a large family room, a kitchenette, a full bath, and a bonus room, perfect for a guest suite, rental, or multi-generational living. A stunning sun-room connects to the outdoors and leads via spiral staircase to an upper deck overlooking the serene landscape. This one-of-a-kind property is ideal for animal lovers, hobbyists, or families seeking a private, nature-filled escape with modern amenities and convenient location. Don't miss this rare opportunity. Schedule your showing today!

Full Property Details for 20798 White Oaks Rd

General

  • Price: $435,000
  • Taxes: $5,799 (2024)
  • Status: Active
  • Type: Single Family
  • Source: MRED
  • MLS ID: 12590411
  • Updated: 7/14/2026
  • Added to Site: 126 day(s) ago

Interior

  • Basement: Finished, W
  • Interior Features: In-Law Floorplan, 1st-Floor Bath, Walk-In Closet(s), Separate Dining Room, Workshop
  • Fireplace: Yes
  • Number of Fireplaces: 2
  • Fireplace(s): Double Sided, Wood-Burning
  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Disposal, Water Purifier, Water Purifier Owned, Water Softener, Water Softener Owned, Gas Cooktop, Gas Oven
  • Flooring: Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Basement Baths: Yes

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Equipment: Water Softener (Owned), Carbon Monoxide Detectors, Ceiling Fan(s), Water Heater-Gas
  • Other Features: School Bus Service

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2.5
  • Total Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, Yes, Attached, Garage

Location

  • Area: Morrison
  • County: Whiteside
  • Township: Hopkins
  • Driving Directions: Heading West down Lincoln Highway turn Right on White Oaks Rd. Follow White Oaks to the right and the property entrance will be on the right hand side.

School Information

  • School District: 5
  • Elem School District: 5
  • Midd School District: 5
  • High School District: 5

Community

  • Assoc. Fees Include: None

Heating & Cooling

  • Cooling Type: Window Unit(s)
  • Heating Type: Natural Gas, Baseboard, Radiant

Utilities

  • Sewer: Septic Tank
  • Water: Well

Structural Information

  • Architectural Info: Ranch
  • Architectural Style: Ranch
  • Construction: Cedar, Stone
  • Exterior Const.: Cedar, Stone
  • Basement: Yes
  • Basement Desc.: Finished, Walk-Out Access
  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Windows: Window Treatments
  • Sub-Flooring: Hardwood
  • Square Feet: 2,717
  • Sq. Ft. Source: Appraiser
  • Year Built: 1964
  • Built Before 1978: Yes

Additional Structures

  • Other Structures: Workshop, Barn(s), Poultry Coop, Stable(s)

Lot Features

  • Lot Size (Acres): 6.8395
  • Lot Size Range: 6.0 to 7.99 Acres
  • Lot Dimensions: 728 x 422 x 681 x 425
  • Lot Features: Mature Trees
  • Potential Use: Horses

Water Features

  • Water Front Desc.: Stream, Creek

Financial Considerations

  • Assessment Year: 1964
  • Tax Amount: $5,799
  • Tax Year: 2024
  • Pays Sewer: Septic Tank

Disclosures and Reports

  • Ownership: Fee Simple
  • Property ID: 10194760040000

Listed by HomeSmart Connect LLC

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— 20798 White Oaks Rd —

  • HomeSmart Connect LLC

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Schools serving 20798 White Oaks Rd

School District:Sterling Community Unit District 5
NameGradesDistance
Washington Elementary School, Sterling, IL
815 West Le Fevre Road, Sterling, IL 61081
3-57.2 mi
Franklin Elementary School, Sterling, IL
1510 East 25th Street, Sterling, IL 61081
PK-28.6 mi
Challand Middle School
1700 6th Avenue, Sterling, IL 61081
6-88.2 mi
Sterling High School
1608 4th Avenue, Sterling, IL 61081
9-127.9 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 20798 White Oaks Rd Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/08/2026
Price Reduced
$435,000
-3.33%
MLS
6/02/2026
Price Reduced
$450,000
-4.23%
MLS
5/15/2026
Price Reduced
$469,900
-2.08%
MLS
3/12/2026
Listed
$479,900
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 20798 White Oaks Rd

Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,129
6%
$99,272
7%
2024
$5,799
7%
$92,458
7%
2023
$5,431
8%
$86,103
10%
2022
$5,031
11%
$78,604
13%
2021
$4,513
6%
$69,818
6%
2020
$4,274
7%
$65,804
8%
2019
$3,992
—
$60,868
1%
2018
$3,973
2%
$60,039
3%
2017
$3,910
-6%
$58,211
-6%
2016
$4,168
-2%
$61,788
3%
2015
$4,259
-26%
$60,000
-25%
2014
$5,765
4%
$80,133
3%
2013
$5,538
—
$77,543
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by HomeSmart Connect LLC

20798 White Oaks Road, Morrison, IL 61270 (MLS# 12590411) is a Single Family property with 3 bedrooms and 3 full bathrooms. 20798 White Oaks Road is currently listed for $435,000 and was received on March 12, 2026. Want to learn more about 20798 White Oaks Road? Do you have questions about finding other Single Family real estate for sale in Morrison? You can browse all Morrison real estate or contact a Coldwell Banker agent to request more information.

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