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$386,500
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Property Description
COZY FALL NIGHTS START HERE........... Warm fires, inviting spaces, and 4,200 square feet of beautifully updated Lake Summerset living! Imagine crisp fall evenings, the glow of a crackling fire, and a beautiful home where there's room to relax, unwind, and enjoy every season. With two fireplaces, spacious living areas, and a private, tree-lined setting, this stunning 4,200 SF custom-built ranch offers the perfect blend of comfort, style, and Lake Summerset living. Step inside to a spectacular great room featuring vaulted ceilings, a gas fireplace, walls of windows, and new sliding doors that open to a spacious deck overlooking the private backyard. As the seasons change, this is a space you'll love coming home to-whether you're enjoying the warmth of the fireplace or gathering around the backyard fire pit. The beautifully updated kitchen features new stainless-steel appliances, abundant cabinetry, LVP flooring, a large island with seating, generous dining area, and breakfast room. The main level also offers a spacious primary suite with walk-in closet and private bath, two additional bedrooms, full bath, first-floor laundry, and new flooring throughout. Downstairs, the finished walk-out lower level adds incredible flexibility with a family room with a second gas fireplace, rec room, 4th bedroom, full bath, craft room, and additional egress-windowed rooms. Create space for guest bedrooms, a home office, gym, hobbies, or whatever fits your lifestyle. Outside, enjoy the spacious deck, private tree-lined backyard, fire pit, and storage shed. Recent improvements include a new furnace, roof, gutters, sliding glass doors, radon mitigation system, and more. And then there's Lake Summerset-a gated, golf-cart-friendly community offering a 285-acre lake, boating, fishing, kayaking, two beaches, heated pool, pickleball, campground, dog park, parks, and activities throughout the year. This home is also conveniently located just a short walk from the heated pool.As the leaves begin to turn and the evenings grow cooler, there's something special about coming home to a warm fire. Come see why this exceptional Lake Summerset home may be the perfect place for your next chapter.
Full Property Details
Full Property Details for 2085 Lake Summerset Rd
General
- Price: $386,500
- HOA FEE: $98/month
- HOA FEE FREQ.: Yearly
- Taxes: $6,612 (2025)
- Status: Active
- Type: Single Family
- Source: 2606
- MLS ID: 202604172
- Updated: 9/24/2026
- Added to Site: 93 day(s) ago
Interior
- Interior Features: Book Cases Built In, Ceiling Fan(s), Ceiling-Vaults/Cathedral, Radon Mitigation Active, Solar Tubes/Light Tubes, Walk-In Closet, Window Treatments
- Fireplace: Yes
- Number of Fireplaces: 2
- Fireplace(s): Gas
- Appliances: Disposal, Dishwasher, Dryer, Microwave, Refrigerator, Stove/Cooktop, Sump Pump, Washer, Water Softener
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 4
Parking
- Attached garage: Yes
- Garage Spaces: 2
- Garage Description: Asphalt, Attached
Location
- Area: Winnebago County
- County: Winnebago
- Subdivision: IL
School Information
- School District: Durand 322
- Elementary School: Durand Elementary
- Middle School: Durand Jr High
- High School: Durand High
Community
- Gated community: Yes
- Assoc. Fees Include: Pool Access, Water Access
Heating & Cooling
- Cooling Type: Central Air
- Water Heater: Gas
Utilities
- Sewer: City/Community
- Water: City/Community
Structural Information
- Architectural Style: Ranch
- Exterior Const.: Brick/Stone, Siding
- Basement: Yes
- Basement Desc.: Basement Entrance, Finished, Partial Exposure
- Roof: Shingle
- Square Feet: 4,200
- Year Built: 2006
Lot Features
- Frontage: Hard Surface Road
Water Features
- Water Front Desc.: City/Community
Financial Considerations
- Price Per Sq. Ft.: $92.02
- For Sale/Rent/Lease: For Sale
- Association Fee: $1,175
- Assoc Fee Freq.: Yearly
- Tax Amount: $6,612
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Legal Description: CORRECTED FINAL PLAT 2 OF LAKE SUMMERSET-BAINBRIDGE SEC 8 LOT 2085
- Flood plain: Yes
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Schools
Schools serving 2085 Lake Summerset Rd
School District:Durand Community Unit School District 322
| Name | Grades | Distance |
|---|---|---|
Durand Elementary School 200 West South Street, Durand, IL 61024 | PK-6 | 3.1 mi |
Durand Jr High School 200 West South Street, Durand, IL 61024 | 7-8 | 3.1 mi |
Durand High School 200 West South Street, Durand, IL 61024 | 9-12 | 3.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 2085 Lake Summerset Rd
Date
Details
Price
Change
Source
8/25/2026
Price Reduced
$386,500
-1.78%
MLS
8/04/2026
Price Reduced
$393,500
-1.25%
MLS
7/09/2026
Listed
$398,500
45.7%
MLS
11/28/2023
Sold
$273,500
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 2085 Lake Summerset Rd
Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,612
3%
$99,657
11%
2024
$6,401
11%
$90,000
10%
2023
$5,745
11%
$81,914
13%
2022
$5,169
—
$72,359
9%
2021
$5,192
—
$66,629
4%
2021
$5,192
3%
$64,109
3%
2019
$5,037
-1%
$62,485
6%
2017
$5,072
-6%
$58,808
—
2016
$5,388
5%
$58,808
-2%
2018
$5,128
-5%
$59,984
2%
2015
$5,392
2%
$58,808
—
2014
$5,306
-2%
$58,808
-5%
2013
$5,394
1%
$62,211
-4%
2012
$5,337
—
$64,489
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 2085 Lake Summerset Rd
2085 Lake Summerset Road, Lake Summerset, IL 61019 (MLS# 202604172) is a Single Family property with 4 bedrooms and 3 full bathrooms. 2085 Lake Summerset Road is currently listed for $386,500 and was received on July 09, 2026. Want to learn more about 2085 Lake Summerset Road? Do you have questions about finding other Single Family real estate for sale in Lake Summerset? You can browse all Lake Summerset real estate or contact a Coldwell Banker agent to request more information.

