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$114,900

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 2,268 Sq. Ft.
  • 1 Car Garage
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Welcome Home to 405 S. 4th Street! This 2-Story home features 4 Bedrooms/2 Bathrooms, a 1 car detached garage, and approximately 2,268 square feet! This property is eligible under the Freddie Mac First Look Initiative though 2/8/2026. Seller will not complete any repairs to the subject property, either lender or buyer requested. The property is sold in AS IS condition Taxes prorated at 100 precent. EM MUST BE CERTIFIED FUNDS. Info not guaranteed. Seller does not provide survey. Equal Housing Opportunity. AS-IS

Full Property Details for 405 S 4th St

General

  • Price: $114,900
  • Taxes: $3,844 (2024)
  • Status: Active
  • Type: Single Family
  • Source: MRED
  • MLS ID: 12547524
  • Updated: 3/31/2026
  • Added to Site: 99 day(s) ago

Interior

  • Basement: Unfinished

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 4

Parking

  • Garage: Yes
  • Garage Spaces: 1
  • Total Spaces: 1
  • Parking Features: Yes, Detached, Garage

Location

  • Area: Effingham
  • County: Effingham
  • Township: Douglas
  • Driving Directions: IL RT 40 to S 5th St to Home

School Information

  • School District: 40
  • Elem School District: 40
  • Midd School District: 40
  • High School District: 40

Community

  • Assoc. Fees Include: None

Heating & Cooling

  • Cooling Type: Central Air Conditioning
  • Heating Type: Natural Gas

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Construction: Frame
  • Exterior Const.: Frame
  • Basement: Yes
  • Basement Desc.: Unfinished, Partial
  • Square Feet: 2,268
  • Sq. Ft. Source: Other
  • Year Built: 1898
  • Built Before 1978: Yes

Lot Features

  • Lot Size (Acres): 0.32
  • Lot Size Range: .25 to .49 Acre
  • Lot Dimensions: 13939

Financial Considerations

  • Assessment Year: 1898
  • Tax Amount: $3,844.72
  • Tax Year: 2024
  • Pays Sewer: Public Sewer

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: REO/Lender Owned
  • Property ID: 3160360290000

Listed by Four Seasons Realty, Inc.

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Listing agent

— 405 S 4th St —

  • Four Seasons Realty, Inc.

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NMLS#: 1598647

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NMLS#: 1598647

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Save up to an additional 20% by bundling your home and auto together!

Schools serving 405 S 4th St

School District:Effingham Community Unit School District 40
NameGradesDistance
South Side Grade School
211 West Douglas Avenue, Effingham, IL 62401
1-20.5 mi
Early Learning Center, Effingham, IL
3224 South Banker Street, Effingham, IL 62401
K-2.6 mi
Central Grade School, Effingham, IL
3901 South Banker Street, Effingham, IL 62401
2-53.6 mi
Effingham Junior High School
600 South Henrietta Street, Effingham, IL 62401
6-80.7 mi
Effingham High School
1301 West Grove Avenue, Effingham, IL 62401
9-120.8 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 405 S 4th St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/25/2026
Price Reduced
$114,900
-4.17%
MLS
3/03/2026
Price Reduced
$119,900
-4%
MLS
1/12/2026
Listed
$124,900
43.56%
MLS
3/25/2010
Sold
$87,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 405 S 4th St

Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,845
10%
$62,910
10%
2023
$3,485
13%
$57,190
9%
2022
$3,074
—
$52,470
1%
2018
$3,074
—
$51,950
3%
2018
$3,074
—
$50,490
1%
2018
$3,074
—
$49,990
4%
2018
$3,074
2%
$48,070
2%
2017
$3,013
—
$47,130
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Four Seasons Realty, Inc.

405 S 4th Street, Effingham, IL 62401 (MLS# 12547524) is a Single Family property with 4 bedrooms and 2 full bathrooms. 405 S 4th Street is currently listed for $114,900 and was received on January 12, 2026. Want to learn more about 405 S 4th Street? Do you have questions about finding other Single Family real estate for sale in Effingham? You can browse all Effingham real estate or contact a Coldwell Banker agent to request more information.

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