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$540,000 Contingent

  • For Sale
  • Contingent
  • Single Family
  • 5 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 2,128 Sq. Ft.
  • 3 Car Garage
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Welcome to 409 Harpers Ferry, a beautifully built Stephens Homes property offering spacious design, thoughtful upgrades, and exceptional indoor and outdoor living areas. The main level features 9-foot ceilings, 8-foot doors, soaring ceiling heights in the living space, and hardwood flooring throughout much of the first floor. The open kitchen, dining, and living area is ideal for everyday living and entertaining, highlighted by white cabinetry, quartz countertops, stainless steel appliances, and a custom accent island. A flex room with ceiling trim detail provides space for a home office, formal dining room, or playroom, along with a convenient drop zone and half bath near the garage entry. Upstairs, the primary suite includes a garden tub, separate shower, dual vanity, and a large walk-in closet. Second-floor laundry adds everyday convenience. The finished basement expands the living space with an additional bedroom, full bathroom, wet bar with two beverage refrigerators and built-in ice maker, built-in entertainment center, shelving, and a dedicated storage room. Outside, enjoy a fully fenced backyard that backs to mature trees for added privacy, along with an oversized concrete patio featuring two custom wood pavilions that create separate lounge and grilling areas. A three-car garage completes the package. Radon mitigation system already installed. All kitchen appliances remain.

Full Property Details for 409 Harpers Ferry

General

  • Price: $540,000
  • HOA FEE: $21/month
  • HOA FEE FREQ.: Annually
  • Taxes: $11,653 (2024)
  • Status: Contingent
  • Type: Single Family
  • Source: MRED
  • MLS ID: 12634314
  • Updated: 5/16/2026
  • Added to Site: 24 day(s) ago

Rental Information

  • Complex Features: Park, Lake, Curbs, Sidewalks, Street Paved

Interior

  • Basement: Finished, F
  • Interior Features: Wet Bar, Walk-In Closet(s), High Ceilings, Coffered Ceiling(s), Separate Dining Room, Pantry
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Living Room, Gas Log
  • Appliances: Range, Microwave, Dishwasher, Disposal, Stainless Steel Appliance(s)
  • Flooring: Hardwood, Carpet, Wood

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Basement Baths: Yes
  • Bathroom Features: Separate Shower, Double Sink, Soaking Tub

Bedrooms

  • Total Bedrooms: 5
  • Bedrooms(Blw Grade): 1

Additional Information

  • Other Features: School Bus Service

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 3
  • Total Spaces: 3
  • Parking Features: Concrete, Garage Door Opener, Yes, Garage Owned, Attached, Garage

Location

  • Area: Champaign, Savoy
  • County: Champaign
  • Township: Savoy
  • Subdivision: Liberty on the Lakes
  • Driving Directions: Mattis Ave to Declaration Drive (entrance to Liberty on the Lake Subdivision) to Harpers Ferry

School Information

  • School District: 4
  • Elem School District: 4
  • Midd School District: 4
  • High School District: 4
  • Elementary School: Unit 4 Of Choice
  • Middle School: Champaign/Middle Call Unit 4 351
  • High School: Champaign High School
  • Private School: Champaign High School

Community

  • Assoc. Fees Include: Other
  • Mgmt. Company: None

Heating & Cooling

  • Cooling Type: Central Air Conditioning
  • Heating Type: Natural Gas, Forced Air

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Architectural Info: Traditional
  • Architectural Style: Traditional
  • Construction: Vinyl Siding, Stone
  • Exterior Const.: Vinyl Siding, Stone
  • Basement: Yes
  • Basement Desc.: Finished, Full
  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Sub-Flooring: Hardwood, Carpet, Wood
  • Square Feet: 2,128
  • Sq. Ft. Source: Other
  • Year Built: 2020

Additional Structures

  • Other Structures: Gazebo

Lot Features

  • Lot Size Range: Less than .25 Acre
  • Lot Dimensions: 70 x 120
  • Lot Features: Backs to Trees/Woods

Financial Considerations

  • Association Fee: $250
  • Assoc Fee Freq.: Annually
  • Parking Included: Yes
  • Assessment Year: 2020
  • Tax Amount: $11,653
  • Tax Year: 2024
  • Pays Sewer: Public Sewer

Disclosures and Reports

  • Ownership: Fee Simple with Homeowners Association
  • Property ID: 32035311005

Listed by Keller Williams-Trec

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— 409 Harpers Ferry —

  • Keller Williams-Trec

(217) 841-8861

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NMLS#: 1598647

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NMLS#: 1598647

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Save up to an additional 20% by bundling your home and auto together!

Schools serving 409 Harpers Ferry

School District:Champaign Community Unit School District 4
NameGradesDistance
Carrie Busey Elementary School
304 Prairie Rose Lane, Savoy, IL 61874
K-51.4 mi
Vernon L Barkstall Elementary School
2201 Hallbeck Drive, Champaign, IL 61822
K-51.4 mi
Bottenfield Elementary School
1801 South Prospect Avenue, Champaign, IL 61820
K-52.5 mi
Jefferson Middle School, Champaign, IL
1115 Crescent Drive, Champaign, IL 61821
6-83.2 mi
Edison Middle School, Champaign, IL
306 West Green Street, Champaign, IL 61820
6-83.7 mi
Franklin Middle School, Champaign, IL
817 North Harris Avenue, Champaign, IL 61820
6-84.6 mi
Central High School, Champaign, IL
610 West University Avenue, Champaign, IL 61820
9-124 mi
Robeson Elementary School
2501 Southmoor Drive, Champaign, IL 61821
K-52.5 mi
Westview Elementary School, Champaign, IL
703 South Russell Street, Champaign, IL 61821
K-53.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Tax History for 409 Harpers Ferry

Year
Property Taxes
Change
Tax Assessment
Change
2024
$11,653
—
$178,540
13%
2024
$11,653
5%
$158,560
8%
2023
$11,129
15%
$146,410
18%
2021
$9,650
-9%
$124,460
-9%
2022
$10,651
133038%
$136,580
136480%
2020
$8
—
$100
—
2019
$8
—
$100
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Keller Williams-Trec

409 Harpers Ferry, Savoy, IL 61874 (MLS# 12634314) is a Single Family property with 5 bedrooms, 3 full bathrooms and 1 partial bathroom. 409 Harpers Ferry is currently listed for $540,000 and was received on May 13, 2026. Want to learn more about 409 Harpers Ferry? Do you have questions about finding other Single Family real estate for sale in Savoy? You can browse all Savoy real estate or contact a Coldwell Banker agent to request more information.

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